Dental Plans – Total Benefit Solutions Inc

Get The Most From Your Dental Benefits with Beam Benefit’s Carryover Policy

July 12, 2022June 30, 2022Cayla Widdop

If you don’t use up your annual maximum, they don’t have to go to waste — you may be able to put them to use in the future! This means you’ll have more dollars at your disposal for dental procedures in the following years. Each year your benefits will cover a certain dollar amount in claims. When you use less than half of this maximum, a portion of it will “carry over” to the next year. This means it’s added to your annual maximum in future years. Have any questions or concerns about enrolling your group in Beam Benefit’s Dental Plan? Please contact your Total Benefit Solutions Inc health insurance… Read More

Beam Dental Expands Benefits Portfolio, Rebrands to Beam Benefits

July 6, 2022June 28, 2022Cayla Widdop

Beam Dental, a digitally-native employee benefits company, today announced the addition of voluntary life, accident and hospital indemnity products to its benefits portfolio. With these new products, Beam continues its evolution as a one-stop-shop for ancillary benefits and has rebranded to Beam Benefits. The change is accompanied by a refreshed brand identity and new website. Click here for more information. As always, please contact your Total Benefit Solutions Inc health insurance specialists with questions or concerns at (215)355-2121.

Beam Introduces Innovative, Prevention-Focused Brush Bucks Dental Plan

June 29, 2022June 28, 2022Cayla Widdop

Beam Dental, one of the fastest-growing dental benefits providers in the country, has unveiled its new Brush Bucks plan designed to save employers and members money while providing fully covered preventative care. The plan gives employees 100% coverage for diagnostic and preventative services*, which can include routine dental cleanings, fluoride treatments, and X-rays. Each member will also receive a $150 annual maximum — called Brush Bucks — to manage unexpected costs, such as fillings, implants, and other basic and major procedures. The plan does not include a deductible. Find out more about Beam’s Brush Bucks Dental Plan here. As always, please contact your Total Benefit Solutions Inc health insurance specialist… Read More

Amerihealth New Jersey: Using the E-Bill feature VIDEO

July 10, 2021July 9, 2021Ed MacConnell

Alternatives to Health Insurance Benefits

June 13, 2021June 18, 2021Ed MacConnell

IRS Guidance Clarifies DCAP Relief

June 9, 2021June 10, 2021Ed MacConnell

The IRS released Notice 2021-26 to address taxation of Dependent Care Assistance Programs (“DCAPs”) as it relates to the relief afforded under Section 214 of the Consolidated Appropriations Act, 2021 (“CAA”) and the increased DCAP limit under the American Rescue Plan Act of 2021 (“ARPA”).

CMS Announces Medicare Plan Finder Improvements

June 8, 2021June 10, 2021Ed MacConnell

Family Dental & Vision Plans

June 3, 2021June 3, 2021Ed MacConnell

What is Modified Adjusted Gross Income (MAGI)?

June 3, 2021June 3, 2021Ed MacConnell

women friends in masks standing in subway passage

Aetna Small Group (2-100) Insured & Small Group Aetna Funding Advantage FAQ
Health Plan options for business owners during COVID-19 pandemic

May 20, 2021May 21, 2021Ed MacConnell

Get Dental and Vision Quotes Now!

May 19, 2021May 21, 2021Ed MacConnell

Enjoy next-day coverage on most dental insurance plans. There are no enrollment fees with any plans. Preventive visits, such as exams and cleanings, are covered at 100% with network providers.

UCR vs MAC Dental plans. What’s the difference?

May 11, 2021May 12, 2021Ed MacConnell

Heard of Reference Based Pricing Health Insurance?

April 12, 2021April 13, 2021Ed MacConnell

Does Medicare Cover Oral Surgery?

April 5, 2021April 2, 2021Ed MacConnell

Impact of Key Provisions of the American Rescue Plan Act of 2021 COVID-19 Relief on Marketplace Premiums

April 3, 2021April 2, 2021Ed MacConnell

there are millions of uninsured people who could be getting subsidized coverage on the ACA Marketplaces, but have not taken advantage of this financial help. In many cases, it may be that the financial help available to them is not sufficient to make the premium or the deductible affordable

Enrollment Period at Get Covered New Jersey Extended

March 31, 2021March 31, 2021Ed MacConnell

More information on the American Rescue Plan Act changes may be found on the Get Covered New Jersey website. Contact your Total Benefit Solutions, Inc health insurance specialist to get enrolled or if you have any questions or concerns at (215)355-2121

What is a minimum essential coverage (MEC) plan?

February 26, 2021February 26, 2021Ed MacConnell

Review us on Google

January 16, 2021February 25, 2021Ed MacConnell

What is my Max Out of Pocket?

January 13, 2021February 25, 2021Ed MacConnell

CMS Recognizes Total Benefit Solutions, Inc

October 8, 2019October 8, 2019Cayla Widdop

How To Find a Doctor You Trust

November 9, 2018November 8, 2018Cayla Widdop

How to Find a Doctor You Trust Get a list of in-network providers: Call your insurance company or look at their plan materials for a list of doctors in their network. You’ll usually pay less to see a doctor in your network than a doctor who’s out-of-network. You can also call your Broker and they can help assist you in getting the names of Doctors near you that accept your plan. Do your research: Ask friends and family if they recommend their doctors. You may even be able to read online reviews for doctors in your area. Online reviews are a great way to gauge things such as bedside manner and wait… Read More

“I’m paying for Health Insurance I don’t even use!”

November 9, 2018November 8, 2018Cayla Widdop

You hear it all the time: “I’m paying for Health Insurance I don’t even use!” But, Health insurance isn’t only for when you’re sick! You can use it to maintain your healthy status, you can use it for Preventative Care and you can also use this time to learn how your coverage works before you get sick. Also, many Health Insurance Plans offer things such as discounted gym memberships and rewards for healthy lifestyle choices (such as quitting smoking). Some plans even offer vision or dental benefits, so you can take advantage of an eye screening or 6 month dental check-up. Take advantage of free insurance benefits anytime Get preventive services,… Read More

Ways to Save Money on Your Prescription Drugs

November 2, 2018Cayla Widdop

Prescriptions costs are skyrocketing. We all know that. But did you know that there are several ways for people to save money on their monthly medications? As health insurance plans are becoming more catastrophic in nature, that means that people will need to become better health care consumers. Sometimes that means using the tools that the insurance company offers at no charge. Sometimes it means using discounts and other resources that are available outside the health plan. Here are a few ways, some already widely known and others not so much, to help drop down your costs at the Pharmacy. While this is not a comprehensive list of money-saving ideas, it is… Read More

House Passes Legislation to Change HSAs

August 14, 2018Cayla Widdop

The House of Representatives passed two pieces of legislation that, among other things, purport to improve and “modernize” health savings accounts (“HSAs”). While the bills call for significant changes to the current rules affecting HSAs, the specific details are very different. Both pieces of legislation have been sent to the Senate for consideration. Whether the Senate will take up these bills, let alone approve them “as is,” remains uncertain. There appears to be some bi-partisan agreement to loosen the current HSA rules, which means it is possible that we may see changes to these arrangements, which could be effective as early as January 1, 2019. When more information is available, we will… Read More

Category: Dental Plans

Get The Most From Your Dental Benefits with Beam Benefit’s Carryover Policy

Beam Dental Expands Benefits Portfolio, Rebrands to Beam Benefits

Beam Introduces Innovative, Prevention-Focused Brush Bucks Dental Plan

Amerihealth New Jersey: Using the E-Bill feature VIDEO

Alternatives to Health Insurance Benefits

Top 10 Questions to Ask Your Benefits Broker

IRS Guidance Clarifies DCAP Relief

CMS Announces Medicare Plan Finder Improvements

Family Dental & Vision Plans

What is Modified Adjusted Gross Income (MAGI)?

Aetna Small Group (2-100) Insured & Small Group Aetna Funding Advantage FAQ
Health Plan options for business owners during COVID-19 pandemic

Get Dental and Vision Quotes Now!

UCR vs MAC Dental plans. What’s the difference?

Heard of Reference Based Pricing Health Insurance?

Does Medicare Cover Oral Surgery?

Impact of Key Provisions of the American Rescue Plan Act of 2021 COVID-19 Relief on Marketplace Premiums

Enrollment Period at Get Covered New Jersey Extended

What is a minimum essential coverage (MEC) plan?

Review us on Google

What is my Max Out of Pocket?

CMS Recognizes Total Benefit Solutions, Inc

How To Find a Doctor You Trust

“I’m paying for Health Insurance I don’t even use!”

Ways to Save Money on Your Prescription Drugs

House Passes Legislation to Change HSAs