P
lan Documents
Many small companies simply do not take advantage of tax advantaged programs to help reduce their benefit costs. Programs such as Flexible Spending Accounts (FSA), Health Reimbursement Arrangements (HRA) Dependent Care Accounts (DDC) and Transit Accounts are often inexpensive to set up and maintain.
Still others, go ahead and “bake their own” plans without the required plan documents, which will get you in tax trouble! At Total Benefit Solutions Inc we want to help you, our clients, stay compliant!
The IRS Code has numerous provisions designed to help employers provide essential benefits to their employees tax-free. This saves the employee approximately 30% in income taxes on expenses they’re already paying for, and because the employees have reduced their taxable income, the employer realizes a reduced matching payroll tax liability of approximately 8%. Everybody saves money. To take advantage of these tax deductions the IRS requires that the employer have a written plan document and the Department of Labor and ERISA law require that every employee receive a summary plan description (SPD) explaining the new benefit in easy to understand language.
By clicking on the link ,this site will walk you through the process online, generate your compliant documents, and send it to you, quickly. Click here to access our plan document generator
Available Documents Include:
Section 125 Cafeteria Plans
Section 125 Premium Only Plans
Health FSA for Medical Expenses
Dependent Care Assistance FSA
Health Savings Accounts – HSA
Health Reimbursement Arrangements – HRA
Section 105 Self-Employed HRA
Section 132 Transit & Parking plans
ERISA WRAP SPD DOCUMENTS<—–NEW
Solomon Bread & Rolls/Kaplan’s Bakery
I have been using Ed MacConnell & EMA Group Inc (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else!Jeff Solomon-President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:35:50-05:00
https://totalbenefits.net/testimonials/solomon-bread-rollskaplans-bakery/
Superior Commercial Kitchens
“I have never had a better benefits broker in 45 years of business. Ed has saved my company,tens of thousands of dollars per year and continues to earn every dollar every year, always placing the client before the commission. His office staff is helpful whenever a benefit question or problem arises. I would not even think twice about hiring Total Benefit Solutions Inc. for handling company benefits.”Frank Livolsi, President-Superior Commercial Kitchens
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:41:29-05:00
https://totalbenefits.net/testimonials/superior-commercial-kitchens/
Media Components
Ed MacConnell always strives to go one step ahead of the competition by providing superb customer service at his firm. His personality and friendly approach to all challenges make him stand out from other Insurance Brokers. Ed is a true networking guru and community benefactor and I would recommend his services to all of my friends and colleagues.”Denis Sinelkov-President Media Components
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T21:02:49-05:00
https://totalbenefits.net/testimonials/media-components/
Totally Zen
Ed, Great follow up! Thanks again your service is incredible!!Stephanie Churchill, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:36:32-05:00
https://totalbenefits.net/testimonials/totally-zen/
I am so grateful for the amazing service!
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend!
Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:21:57-05:00
Ariel Muller
https://totalbenefits.net/testimonials/i-am-so-grateful-for-the-amazing-service/
Art 4 Business
"Since Ed and his team at started handling our account, we have saved money each year, and help is only a quick phone call away."Heather Gibson, COO, Art 4 Business Inc
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-19T09:46:49-05:00
https://totalbenefits.net/testimonials/art-4-business/
Christine Taylor
I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own
.Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-06T12:43:18-05:00
Christine Taylor: Self Employed
https://totalbenefits.net/testimonials/christine-taylor/
AquaReale
Ed and his team promised us great service and they have delivered. Ed takes the time to answer every question one might have and makes sure we are getting the most for our money. I would highly recommend Total Benefit Solutions Inc. to any small business looking for the best health insurance plan they can get. -Laura Reale, AquaReale IncTotal Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:06:28-05:00
https://totalbenefits.net/testimonials/aquareale/
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:03:42-05:00
https://totalbenefits.net/testimonials/9881/
Cardinal International Grooving & Grinding
You and your staff have been nothing short of terrific in handling our medical insurance coverage, changes and renewals.-Linda Organski, Director of Human Resources
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:59:36-05:00
https://totalbenefits.net/testimonials/cardinal-international-grooving-grinding/
Wolf Island Networks
It has been an excellent experience getting health insurance from Total Benefit Solutions Inc. You and your staff are most professional and very responsive.”John Rodia, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:37:07-05:00
https://totalbenefits.net/testimonials/wolf-island-networks/
Rachael Cappella
Ed MacConnell
Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-06T12:38:58-05:00
https://totalbenefits.net/testimonials/rachael-cappella/
Paige Wolf Testimonial Dec 2018
Through all my insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige Wolf
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T12:00:37-05:00
https://totalbenefits.net/testimonials/9871/
The MCG Group
I didnt think it (health insurance) was that complicated until I tried to do it myself! Thank Ed for your help and pointing us in the right direction!Steve Young, Managing Partner
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:44:52-05:00
https://totalbenefits.net/testimonials/the-mcg-group/
Zola Makrauer DMD
Ed is an expert in health insurance. I am a health care provider myself and I know how difficult this business can be. He is knowledgeable with all of the health insurance companies in our area. If you are looking for health insurance I would not pass up Ed for a quote he is great for single plans as well as plans for groups for business owners. Zola Makrauer DMD Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-09T07:53:06-05:00
https://totalbenefits.net/testimonials/zola-makrauer-dmd/
Coburn Myers Fastening Systems
This was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker.Ted Harp, Controller
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:57:44-05:00
https://totalbenefits.net/testimonials/coburn-myers-fastening-systems/
Chris Handley
I work with dozens of insurance brokers in Southeastern Pennsylvania. Personally, I have never met a health insurance broker who cares more about his clients. Ed is always looking for innovative ways to provide his clients the highest quality coverage, and at prices that are affordable. Ed is one of the few people that I would trust to provide my own family with insurance.Chris Handley, Account Executive Savoy & Associates (United Healthcare)
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:40-05:00
https://totalbenefits.net/testimonials/chris-handley/
I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:45:52-04:00
https://totalbenefits.net/testimonials/7927/
The Gannon Agency
“Thanks again for the top notch service that you have provided to my office and to my customers that I have referred to you. Total Benefit Solutions is the best!”.Steve Gannon, President , The Gannon Agency
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:54:15-05:00
https://totalbenefits.net/testimonials/the-gannon-agency/
J
Jennifer helped me figure out the best options and made the whole process easy and effortless. Thank you!
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:11:24-05:00
https://totalbenefits.net/testimonials/9885/
Greater Philadelphia Abstract
Ed and his team are an invaluable resource always available to answer questions/concerns.Susan Harrison, Principal, Greater Philadelphia Abstract Agency
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:44-05:00
https://totalbenefits.net/testimonials/greater-philadelphia-abstract/
Ed and his team have been great with finding us the right plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:15:39-05:00
https://totalbenefits.net/testimonials/9886/
Tom & Geri’s World Travel
Even though I have a very small company (Total Benefit Solutions Inc.) takes the time each year to review everything and help me make a decision that benefits our firm.Tom Mellon, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:41:58-05:00
https://totalbenefits.net/testimonials/tom-geris-world-travel/
Bucks County Center for Independent Living
“Ed MacConnell and his team consistently provide excellent advice and customer service. He is trustworthy, organized and responsive to our needs. In addition, we get the best product and service for a reasonable price. He listens to us and comes up with solutions. I am never disappointed.”Ginny Fiorintine, Exective Director
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:01:18-05:00
https://totalbenefits.net/testimonials/bucks-county-center-for-independent-living/
Angelmark Associates
Thank you and your staff for getting back to me so quickly with a resolution to our problem. Yes, You guys are great!Lisa Kruse, President Angelmark Associates
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-19T09:35:32-05:00
https://totalbenefits.net/testimonials/angelmark-associates/
Ace Childcare
“Ed is not only knowledgable about what he does, he educates his clients along the way.When starting my first company Ed was there from beginning to end. Ed is a valued business associate and friend. When you hire Ed he becomes your partner every step of the way!”David Ozeroff, President Ace Childcare Inc.
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:21:15-05:00
https://totalbenefits.net/testimonials/ace-childcare/
Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:40:21-04:00
https://totalbenefits.net/testimonials/7924/
"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Total Benefit Solutions Inc Health Insurance and Benefits
2018-07-31T12:50:58-04:00
https://totalbenefits.net/testimonials/8342/
Tristar Lighting
Your service and responsiveness is incredible. I’ve never had a better insurance broker!David Zarrinnia, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:38:35-05:00
https://totalbenefits.net/testimonials/tristar-lighting/
Travel Wizards
Even though I have met many insurance brokers over the years, I’ve found Ed MacConnell and his staff at (Total Benefit Solutions Inc.) to be the best. Thoughtful, informative and professional. They reduced my premiums significantly while at the same time getting me a better benefit. Thanks Ed!Arlene Blosch, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:41:26-05:00
https://totalbenefits.net/testimonials/travel-wizards/
They really know what they are doing
They really know what they are doing and will take great care of you!
Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:11:31-05:00
Carol Woytus, Vacation Magic Travel
https://totalbenefits.net/testimonials/6287/
Van Dyne Insurance
I have recently gotten to know Ed MacConnell through my LeTip group in Huntingdon Valley and as result, his company, Total Benefit Solutions, Inc. . Ed has shown me and my clients that their firm offers the highest level of integrity, knowledge and service available.As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T13:44:42-05:00
https://totalbenefits.net/testimonials/van-dyne-insurance/
Riverside Physical Therapy
I strongly recommend the team at Total Benefit Solutions Inc. for handling your health insurance and benefits. I’d never switch!Joe Tomasetti, President Riverside Physical Therapy
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:43:27-05:00
https://totalbenefits.net/testimonials/riverside-physical-therapy/
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:08:29-05:00
https://totalbenefits.net/testimonials/a-l-verna-company/
LTW Gentec
Your team and your approach to service are the best! Thank you for helping us every year with our benefit programs!-Matt Deeter, President LTW Gentec
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:26:29-05:00
https://totalbenefits.net/testimonials/ltw-gentec/
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris Mendla (CGM Systems)
Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:37:36-04:00
https://totalbenefits.net/testimonials/7922/
Shevlin Investments
Ed and my account manager make me feel like their biggest, most important client each time I call. You can’t ask for more than that!Barry Shevlin, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:34:11-05:00
https://totalbenefits.net/testimonials/shevlin-investments/
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They )took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:43:15-04:00
https://totalbenefits.net/testimonials/7925/
Stephen Forbus
Ed, thanks for helping me solve the ACA puzzle. After multiple problems with the site and with the operators, you got me a bigger savings than I was able to get on my own, and saved me over $2,250! Thank you!Stephen Forbus
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:23:16-05:00
https://totalbenefits.net/testimonials/stephen-forbus/
Sales Pros 4 Hire
Especially thank you for helping my wife and I sail through the new Affordable Care Act. You and your team made the complicated seem simple and select the plan best suited for our health insurance needs. Thanks!Mike Hilbert, President, Sales Pros 4 Hire
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:04:03-05:00
https://totalbenefits.net/testimonials/sales-pros-4-hire/
Nozak Enterprises
" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "Jeff Gross, President Nozak Enterprises, DBA Supercuts
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:33:50-05:00
https://totalbenefits.net/testimonials/nozak-enterprises/
over and above the call of duty
Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!
Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:14:39-05:00
Amy Huber, client
https://totalbenefits.net/testimonials/over-and-above-the-call-of-duty/
Pete’s Clown House Luncheonette
Ed MacConnell and his team make me feel like I’m their only customer! Whenever I need help they’re ready, willing and able. It makes it easier to focus more on keeping my restaurant profitable and smooth.Ron Bordone-President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:44:33-05:00
https://totalbenefits.net/testimonials/petes-clown-house-luncheonette/
RMS Services
Your help saved us thousands of dollars on our renewal. Plus you took the time to explain the benefits to us and our staff, which in itself is an invaluable service. Thanks again!Frank McCafferty, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:42:41-05:00
https://totalbenefits.net/testimonials/rms-services/
Beth Sholom Congregation
"Ed takes the time each year to review our current plans, our goals for the future evaluate our options and explain all of the choices thoroughly.Harvey Friedrich, Executive Director, Beth Sholom Congregation
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:04:53-05:00
https://totalbenefits.net/testimonials/beth-sholom-congregation/
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 
-Kris Kreisher
Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-26T18:37:55-05:00
https://totalbenefits.net/testimonials/kris-kreisher/
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T12:09:49-05:00
https://totalbenefits.net/testimonials/9873/
Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:40:34-05:00
https://totalbenefits.net/testimonials/travel-authority/
Bonnie Greisler
Thank you for taking great care of me- and my son! You guided us to workable medical insurance plans, I am very appreciative for your expertise and knowledge!- Bonnie Greisler., President of The Men and Boy's Store, Huntingdon Valley PA Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-08T09:59:24-05:00
Bonnie Greisler, President of The Men and Boy's Store
https://totalbenefits.net/testimonials/bonnie-greisler/
Bucks County Women’s Healthcare
Our ten employee medical practice had a large well known insurance broker for years. We always assumed we were receiving the best service. Total Benefit Solutions Inc. came in and left no stone unturned in their evaluation. The savings they provided was equal to 50% of what we were previously paying. In addition we wound up with better medical and dental plans and an overall enhanced benefit program. We couldn’t be more thrilled with the services of Total Benefit Solutions, Inc. Thanks Ed!”-Carmela Gabrieli Controller, Bucks County Women's Healthcare
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:23:05-05:00
https://totalbenefits.net/testimonials/bucks-county-womens-healthcare/
The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice. I highly recommend them!
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:08:47-05:00
https://totalbenefits.net/testimonials/9884/
Bruce McIntyre
Ed, and his group, is perhaps the most knowledgeable in PA for healthcare. Note that while Ed has major misgivings with ACA, he has taken the time to read the legislation, and to understand it's implications, and to provide advice to his customers based on reality, not some right or left wing fantasy. If you want actual information on healthcare, talk to Ed and his group.-Bruce McIntyre
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:24:16-05:00
https://totalbenefits.net/testimonials/bruce-mcintyre/
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T11:57:50-05:00
https://totalbenefits.net/testimonials/9870/
Grossman Public Relations
As the principal in a small firm, nothing can drain me of productive time then handling our insurance renewal each year. But since 2002 we have worked closely with the (Total Benefit Solutions Inc.) who have brought a dedication to the task I had not previously seen. In fact, because of following your advice, I was able to get the top notch specialty medical care I required, where I wanted it and when I needed it most. I can’t thank you enough!Lou Grossman-President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:49:33-05:00
https://totalbenefits.net/testimonials/grossman-public-relations/
Sign-A-Rama-Feasterville
“Each year they shop to find me the best prices on my health insurance. And any time there has been a problem, one call to (Total Benefit Solutions Inc.) has resolved everything. Thanks!”Bob Flemming, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:35:02-05:00
https://totalbenefits.net/testimonials/sign-a-rama-feasterville/
Excel Capital Funding
I knew you were the best. Thank you very much for all your help with my benefits!Ricky Boone, President-Excel Capital Funding LLC
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:51:33-05:00
https://totalbenefits.net/testimonials/excel-capital-funding/
Amy H
If you two were in front of me I’d hug you right now. Now I have more money in my checking account than I thought! AWESOME!Amy H- Individual Client on the healthcare.gov marketplace
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:32:14-05:00
https://totalbenefits.net/testimonials/amy-h/
Paige Wolf Media & Public Relations
Ed and his team put up with all my health insurance panic and drama! In this crazy world of health insurance mania, it's helpful to have someone to put things into perspective - and find you coverage you can live with.
Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:25:42-05:00
https://totalbenefits.net/testimonials/in-this-crazy-world-of-health-insurance-mania-its-helpful-to-have-someone-to-put-things-into-perspective/
Caddick Construction
I endorse Ed MacConnell and (Total Benefit Solutions, Inc.) as our insurance broker and encourage you to speak with them about your own benefits. Ed has been handling ours for over ten years now and they always have a creative solution to anything our insurer throws our way!David Caddick, President of Caddick Construction
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:00:30-05:00
https://totalbenefits.net/testimonials/caddick-construction/
CBDI, Inc
Ed is the most innovative and communication oriented broker that I have ever had the pleasure of working with. He has the most sophisticated software to service his client book of business, so that he doesn't miss a beat! Ed and I have worked together on many presentations and with various associations. He shares a true passion for helping clients small and large, which I do not find in many brokers. He is a dedicated member of the Board at the Lower Bucks County Chamber of Commerce, not to mention his many public service roles in Rotary, etc...I admire his ability to find time to help so many people!Amy Murray Hyde, Account Representative, CBDI, Inc.
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:34-05:00
https://totalbenefits.net/testimonials/cbdi-inc/
American Dream Financing
I have worked with Ed and (Total Benefit Solutions) EMA Benefits many times in the past. Ed and his office staff give GREAT service and always provide great rates. I have also referred many friends and family to Ed and EMA and those referrals were always taken care of and happy after they signed up. If your ever looking for insurance, think of them!Brett Stern, Principal-American Dream Financing
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:54-05:00
https://totalbenefits.net/testimonials/american-dream-financing/
Webucast
Ed is always quick to return a phone call. His company provides great service and has saved me thousands of dollars throughout the years. Thanks Ed!Igor Bogdanov, Principal, Webucast
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:50-05:00
https://totalbenefits.net/testimonials/webucast/
Greenwood Financial Services
I use Ed MacConnell for my company's health insurance needs and for my group short term disability policies. He is a true expert and has saved me large sums of money on my premiums!-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-27T13:37:43-05:00
https://totalbenefits.net/testimonials/bob-lankin/
Terry Farber
I have relied on the expertise of Ed MacConnell and his staff for assistance in choosing the best health care plans for me and my husband for the past several years. I highly recommend Total Benefit Solutions, Inc., for your health care planning needs.-Terry Farber, Elder Law Attorney
Total Benefit Solutions Inc Health Insurance and Benefits
2016-07-14T18:19:34-04:00
https://totalbenefits.net/testimonials/terry-farber/
Damar Communications
When I needed to offer health benefits options, Total Benefit Solutions was there with a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!”Dave Margolis, President Damar Communications:
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:56:29-05:00
https://totalbenefits.net/testimonials/damar-communications/
Associated Printing & Graphics
Ed is our medical benefits insurance agent. Ed and his staff have provided terrific service and cost effective options year after year. He really cares about providing the best coverage for his clientele. I highly recommend the Total Benefit Solutions, Inc. for all your group medical insurance needs! Don Rubin-President of Associated Printing & Graphics Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T13:47:26-05:00
https://totalbenefits.net/testimonials/associated-printing-graphics/
Uncle Bill’s Country Market
Coming from a lifetime of employment I had no idea what was involved in setting up our new business, or our new insurance plans. Ed took the time to help us understand and make a choice. He even helped me get the business set up with referrals to valuable resources. Thanks Ed!– Bill Smith, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:39:44-05:00
https://totalbenefits.net/testimonials/uncle-bills-country-market/
Netstride Internet Solutions
The daunting landscape of health insurance is difficult for any business owner or individual to navigate. Ed and his team make the process really easy. We’ve been with Total Benefit Solutions Inc. for many years, and we recently decided to switch our plans. Both Ed and Amber spent time walking us through the various options, including the pros and cons of each plan and answered countless questions. Their patient guidance allowed us to pick a plan that we feel best meets the needs of our business and employees.Gregory Tarallo, President Netstride Internet Solutions
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:31:43-05:00
https://totalbenefits.net/testimonials/netstride-internet-solutions/
Helped our family with all the switching around, so we where never without benefits or lacked in care.
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:05:55-05:00
https://totalbenefits.net/testimonials/9882/
BKZ Contractors Inc.
I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again!Brian Zeldes, President BKZ Contractors Inc.
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:02:52-05:00
https://totalbenefits.net/testimonials/bkz-contractors-inc/
David Fiebert Inc
We have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks!-David Fiebert, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:55:24-05:00
https://totalbenefits.net/testimonials/david-fiebert-inc/
Highly recommend. They took the time even when it was the busiest time of year for healthcare. They explained the details patiently to help stream the process painlessly.
-Gina DeSumma
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T11:44:48-05:00
https://totalbenefits.net/testimonials/9869/
Lou Grossman
Ed and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public RelationsTotal Benefit Solutions Inc Health Insurance and Benefits
2016-05-05T17:54:09-04:00
https://totalbenefits.net/testimonials/lou-grossman/
S&S Sign Company
I just received a refund check today from Aetna for our Hailey’s emergency claim. Thank you and your staff for all your help in getting this matter resolved, otherwise I may have just given up!Gina Seibel, Vice President S&S Signs
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:26:57-05:00
https://totalbenefits.net/testimonials/ss-sign-company/
Prodigy Learning Center
"Hi Ed, I just wanted to let you know how great Rochelle has been with our insurance issues. She has been so helpful to me. I don’t know if people take the time to tell you when your staff is doing a great job, but I wanted to let you know. She is great!! Thanks. "Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:47:16-05:00
https://totalbenefits.net/testimonials/prodigy-learning-center/
Total Child Care
I'm writing to apologize and to express my dismay and regret for switching from your firm last year. What a gargantuan mistake that was! To recount the horrors of dealing with the firm we switched to would only cause me to relive them, something I'm not willing to do (at this point). What do I have to do to get back with you guys? Pete Altman, CEO
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T21:15:08-05:00
https://totalbenefits.net/testimonials/total-child-care/
Perfect Move Inc
Amber and the team have been nothing short of amazing. Each year they take the time to explain changes in my benefits and rates, and when I call with a question, I usually get an immediate answer.Bob Simons, Vice President of Perfect Move, Inc.
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:37:43-05:00
https://totalbenefits.net/testimonials/perfect-move-inc/
Craven Moore
Extremely helpful professionals. Very fast in responding and taking the time to answer all of our questions when our small company decided to offer a new health benefits plan. Highly recommended for companies struggling with health insurance costs and trying to figure everything out. They made it easy to understand, choose and get up and running. -Craven Moore
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T12:08:06-05:00
https://totalbenefits.net/testimonials/9872/
Bryan Perchick
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:07:47-05:00
-Bryan Perchick
https://totalbenefits.net/testimonials/bryan-perchick/
Dr Franklin Strong
Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:53:00-05:00
https://totalbenefits.net/testimonials/dr-franklin-strong/
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Total Benefit Solutions Inc Health Insurance and Benefits