Health Reform

We’ve attempted to provide a central location for all your healthcare reform, PPACA or Obamacare needs. Please let us know directly at (215)355-2121 if you need any additional information.

FAQ’s on Health Care Reform Of course there are more questions than ever when it comes to health care reform. We have compiled the most frequently asked questions and simple answers for your convenience. For more detailed answers, please call your Total Benefit Solutions Advisor at (215)355-2121
	Think HR Comply A subscription service provided by Total Benefit Solutions for our clients. It’s is a comprehensive compilation of questions, answers, calculators, documents, videos and forms that can answer most questions about the PPACA and how it affects you or your business.
Subsidy Calculator Click here to find out if you qualify for a subsidy under healthcare reform. Do you qualify for a cost sharing subsidy, a premium subsidy or both? This handy tool will tell you!
	Our News Bulletins More complete updates and stories on the PPACA healthcare reform topics and issues that most of our clients need to deal with now and in the near future. Updated often so keep checking back.
Healthcare Reform: Videos Easy to watch and learn video collection
Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful! Renie C Renie C Total Benefit Solutions Inc Health Insurance and Benefits 2021-10-28T17:39:26-04:00 Renie C Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful! Renie C https://totalbenefits.net/testimonials/19531/ Van Dyne Insurance I have recently gotten to know Ed MacConnell through my LeTip group in Huntingdon Valley and as result, his company, Total Benefit Solutions, Inc. . Ed has shown me and my clients that their firm offers the highest level of integrity, knowledge and service available. As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them. Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch! Donna Van Dyne, President VanDyne Insurance Agency Total Benefit Solutions Inc Health Insurance and Benefits 2015-02-02T13:44:42-05:00 I have recently gotten to know Ed MacConnell through my LeTip group in Huntingdon Valley and as result, his company, Total Benefit Solutions, Inc. . Ed has shown me and my clients that their firm offers the highest level of integrity, knowledge and service available. As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them. Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch! Donna Van Dyne, President VanDyne Insurance Agency https://totalbenefits.net/testimonials/van-dyne-insurance/ "Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of." -Margaret F. Margaret F Total Benefit Solutions Inc Health Insurance and Benefits 2018-07-31T12:50:58-04:00 Margaret F "Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of." -Margaret F. https://totalbenefits.net/testimonials/8342/ Christine Taylor I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own. Christine Taylor: Self Employed Total Benefit Solutions Inc Health Insurance and Benefits 2016-02-06T12:43:18-05:00 Christine Taylor: Self Employed I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own. https://totalbenefits.net/testimonials/christine-taylor/ Bucks County TMA When we hired EMA we discovered that we could save money and also reduce our premiums. Each year when we review our renewal, Ed always finds a way to keep our costs down, and often our benefits up. Thank you Ed MacConnell and EMA Group Inc!(Total Benefit Solutions Inc.) Bill Rickett, Executive Director Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T10:01:55-05:00 When we hired EMA we discovered that we could save money and also reduce our premiums. Each year when we review our renewal, Ed always finds a way to keep our costs down, and often our benefits up. Thank you Ed MacConnell and EMA Group Inc!(Total Benefit Solutions Inc.) Bill Rickett, Executive Director https://totalbenefits.net/testimonials/bucks-county-tma/ Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen! Joyce C Joyce C Total Benefit Solutions Inc Health Insurance and Benefits 2021-10-28T17:34:33-04:00 Joyce C Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen! Joyce C https://totalbenefits.net/testimonials/19529/ RMS Services Your help saved us thousands of dollars on our renewal. Plus you took the time to explain the benefits to us and our staff, which in itself is an invaluable service. Thanks again! Frank McCafferty, President Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:42:41-05:00 Your help saved us thousands of dollars on our renewal. Plus you took the time to explain the benefits to us and our staff, which in itself is an invaluable service. Thanks again! Frank McCafferty, President https://totalbenefits.net/testimonials/rms-services/ Solomon Bread & Rolls/Kaplan’s Bakery I have been using Ed MacConnell & EMA Group Inc (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else! Jeff Solomon-President Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:35:50-05:00 I have been using Ed MacConnell & EMA Group Inc (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else! Jeff Solomon-President https://totalbenefits.net/testimonials/solomon-bread-rollskaplans-bakery/ Associated Printing & Graphics Ed is our medical benefits insurance agent. Ed and his staff have provided terrific service and cost effective options year after year. He really cares about providing the best coverage for his clientele. I highly recommend the Total Benefit Solutions, Inc. for all your group medical insurance needs! Don Rubin-President of Associated Printing & Graphics Total Benefit Solutions Inc Health Insurance and Benefits 2015-02-02T13:47:26-05:00 Ed is our medical benefits insurance agent. Ed and his staff have provided terrific service and cost effective options year after year. He really cares about providing the best coverage for his clientele. I highly recommend the Total Benefit Solutions, Inc. for all your group medical insurance needs! Don Rubin-President of Associated Printing & Graphics https://totalbenefits.net/testimonials/associated-printing-graphics/ I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B Reita B Total Benefit Solutions Inc Health Insurance and Benefits 2018-05-29T09:45:52-04:00 Reita B I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B https://totalbenefits.net/testimonials/7927/ Cardinal International Grooving & Grinding You and your staff have been nothing short of terrific in handling our medical insurance coverage, changes and renewals. -Linda Organski, Director of Human Resources Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:59:36-05:00 You and your staff have been nothing short of terrific in handling our medical insurance coverage, changes and renewals. -Linda Organski, Director of Human Resources https://totalbenefits.net/testimonials/cardinal-international-grooving-grinding/ Thank you and your staff for getting back to me so quickly with a resolution to our problem. Yes, You guys are great! Lisa K, President Angelmark Associates Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-19T09:35:32-05:00 You guys are great! https://totalbenefits.net/testimonials/angelmark-associates/ Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks Fibrenew Total Benefit Solutions Inc Health Insurance and Benefits 5 2019-01-07T12:09:49-05:00 Fibrenew Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks https://totalbenefits.net/testimonials/9873/ Media Components Ed MacConnell always strives to go one step ahead of the competition by providing superb customer service at his firm. His personality and friendly approach to all challenges make him stand out from other Insurance Brokers. Ed is a true networking guru and community benefactor and I would recommend his services to all of my friends and colleagues.” Denis Sinelkov-President Media Component s Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-24T21:02:49-05:00 I would recommend his services to all of my friends and colleagues https://totalbenefits.net/testimonials/media-components/ Amy H If you two were in front of me I’d hug you right now. Now I have more money in my checking account than I thought! AWESOME! Amy H- Individual Client on the healthcare.gov marketplace Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-24T20:32:14-05:00 "If you guys were here I'd hug you!" https://totalbenefits.net/testimonials/amy-h/ We have used and have referred many of our clients to Ed MacConnell and his team at Total Benefit Solutions. In the complicated health insurance market of today’s world Ed makes selecting and managing health insurance as simple as possible. Time and time again, Total Benefit Solutions has been able to find cost effective quality health insurance for us and our clients. I highly recommend Total Benefit Solutions for all your health insurance needs. Joseph Pintimalli CPP Presient Simplifi Payroll & HR Joseph P Total Benefit Solutions Inc Health Insurance and Benefits 2017-04-13T12:03:33-04:00 Joseph P We have used and have referred many of our clients to Ed MacConnell and his team at Total Benefit Solutions. In the complicated health insurance market of today’s world Ed makes selecting and managing health insurance as simple as possible. Time and time again, Total Benefit Solutions has been able to find cost effective quality health insurance for us and our clients. I highly recommend Total Benefit Solutions for all your health insurance needs. Joseph Pintimalli CPP Presient Simplifi Payroll & HR https://totalbenefits.net/testimonials/4927/ LTW Gentec Your team and your approach to service are the best! Thank you for helping us every year with our benefit programs!- Matt Deeter, President LTW Gentec Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-25T18:26:29-05:00 Your team and your approach to service are the best! Thank you for helping us every year with our benefit programs!- Matt Deeter, President LTW Gentec https://totalbenefits.net/testimonials/ltw-gentec/ Greater Philadelphia Abstract Ed and his team are an invaluable resource always available to answer questions/concerns. Susan Harrison, Principal, Greater Philadelphia Abstract Agency Total Benefit Solutions Inc Health Insurance and Benefits 2015-02-02T21:00:44-05:00 Ed and his team are an invaluable resource always available to answer questions/concerns. Susan Harrison, Principal, Greater Philadelphia Abstract Agency https://totalbenefits.net/testimonials/greater-philadelphia-abstract/ Very knowledgeable and experienced. -John K. John K Total Benefit Solutions Inc Health Insurance and Benefits 2019-01-07T13:03:42-05:00 John K Very knowledgeable and experienced. -John K. https://totalbenefits.net/testimonials/9881/ Damar Communications When I needed to offer health benefits options, Total Benefit Solutions was there with a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!” Dave Margolis, President Damar Communications: Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:56:29-05:00 When I needed to offer health benefits options, Total Benefit Solutions was there with a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!” Dave Margolis, President Damar Communications: https://totalbenefits.net/testimonials/damar-communications/ Kris Kreisher We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 -Kris Kreisher Total Benefit Solutions Inc Health Insurance and Benefits 2016-02-26T18:37:55-05:00 I am so glad I found you a couple years ago!!!! 🙂 https://totalbenefits.net/testimonials/kris-kreisher/ over and above the call of duty Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! Amy H Total Benefit Solutions Inc Health Insurance and Benefits 2017-12-31T09:14:39-05:00 Amy H over and above the call of duty https://totalbenefits.net/testimonials/over-and-above-the-call-of-duty/ The Gannon Agency “Thanks again for the top notch service that you have provided to my office and to my customers that I have referred to you. Total Benefit Solutions is the best!”. Steve Gannon, President , The Gannon Agency Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-24T20:54:15-05:00 "Total Benefit Solutions is the best https://totalbenefits.net/testimonials/the-gannon-agency/ Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly. -Gina D Gina D Total Benefit Solutions Inc Health Insurance and Benefits 5 2019-01-07T11:44:48-05:00 Gina D Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly. -Gina D https://totalbenefits.net/testimonials/9869/ Travel Authority Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you! Barry Gerber, President Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:40:34-05:00 Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you! Barry Gerber, President https://totalbenefits.net/testimonials/travel-authority/ The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice. I highly recommend them! -Deb H Deb H Total Benefit Solutions Inc Health Insurance and Benefits 2019-01-07T13:08:47-05:00 Deb H The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice. I highly recommend them! -Deb H https://totalbenefits.net/testimonials/9884/ Pete’s Clown House Luncheonette Ed MacConnell and his team make me feel like I’m their only customer! Whenever I need help they’re ready, willing and able. It makes it easier to focus more on keeping my restaurant profitable and smooth. Ron Bordone-President Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:44:33-05:00 Ed MacConnell and his team make me feel like I’m their only customer! Whenever I need help they’re ready, willing and able. It makes it easier to focus more on keeping my restaurant profitable and smooth. Ron Bordone-President https://totalbenefits.net/testimonials/petes-clown-house-luncheonette/ CBDI, Inc Ed is the most innovative and communication oriented broker that I have ever had the pleasure of working with. He has the most sophisticated software to service his client book of business, so that he doesn't miss a beat! Ed and I have worked together on many presentations and with various associations. He shares a true passion for helping clients small and large, which I do not find in many brokers. He is a dedicated member of the Board at the Lower Bucks County Chamber of Commerce, not to mention his many public service roles in Rotary, etc...I admire his ability to find time to help so many people! Amy Murray Hyde, Account Representative, CBDI, Inc. Total Benefit Solutions Inc Health Insurance and Benefits 2015-02-02T21:00:34-05:00 Ed is the most innovative and communication oriented broker that I have ever had the pleasure of working with. He has the most sophisticated software to service his client book of business, so that he doesn't miss a beat! Ed and I have worked together on many presentations and with various associations. He shares a true passion for helping clients small and large, which I do not find in many brokers. He is a dedicated member of the Board at the Lower Bucks County Chamber of Commerce, not to mention his many public service roles in Rotary, etc...I admire his ability to find time to help so many people! Amy Murray Hyde, Account Representative, CBDI, Inc. https://totalbenefits.net/testimonials/cbdi-inc/ Ed and his team put up with all my health insurance panic and drama! In this crazy world of health insurance mania, it's helpful to have someone to put things into perspective - and find you coverage you can live with. Paige , President Paige Wolf Media and Public Relations Total Benefit Solutions Inc Health Insurance and Benefits 2017-12-31T09:25:42-05:00 Paige , President Paige Wolf Media and Public Relations in this crazy world of health insurance mania, it's helpful to have someone to put things into perspective https://totalbenefits.net/testimonials/in-this-crazy-world-of-health-insurance-mania-its-helpful-to-have-someone-to-put-things-into-perspective/ BKZ Contractors Inc. I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again! Brian Zeldes, President BKZ Contractors Inc. Total Benefit Solutions Inc Health Insurance and Benefits 5 2015-01-26T10:02:52-05:00 I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again! Brian Zeldes, President BKZ Contractors Inc. https://totalbenefits.net/testimonials/bkz-contractors-inc/ Sales Pros 4 Hire Especially thank you for helping my wife and I sail through the new Affordable Care Act. You and your team made the complicated seem simple and select the plan best suited for our health insurance needs. Thanks! Mike Hilbert, President, Sales Pros 4 Hire Total Benefit Solutions Inc Health Insurance and Benefits 5 2015-02-02T21:04:03-05:00 Especially thank you for helping my wife and I sail through the new Affordable Care Act. You and your team made the complicated seem simple and select the plan best suited for our health insurance needs. Thanks! Mike Hilbert, President, Sales Pros 4 Hire https://totalbenefits.net/testimonials/sales-pros-4-hire/ Travel Wizards Even though I have met many insurance brokers over the years, I’ve found Ed MacConnell and his staff at (Total Benefit Solutions Inc.) to be the best. Thoughtful, informative and professional. They reduced my premiums significantly while at the same time getting me a better benefit. Thanks Ed! Arlene Blosch, President Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:41:26-05:00 Even though I have met many insurance brokers over the years, I’ve found Ed MacConnell and his staff at (Total Benefit Solutions Inc.) to be the best. Thoughtful, informative and professional. They reduced my premiums significantly while at the same time getting me a better benefit. Thanks Ed! Arlene Blosch, President https://totalbenefits.net/testimonials/travel-wizards/ Bucks County Women’s Healthcare Our ten employee medical practice had a large well known insurance broker for years. We always assumed we were receiving the best service. Total Benefit Solutions Inc. came in and left no stone unturned in their evaluation. The savings they provided was equal to 50% of what we were previously paying. In addition we wound up with better medical and dental plans and an overall enhanced benefit program. We couldn’t be more thrilled with the services of Total Benefit Solutions, Inc. Thanks Ed!” -Carmela Gabrieli Controller, Bucks County Women's Healthcare Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-24T20:23:05-05:00 Total Benefit Solutions Inc. came in and left no stone unturned in their evaluation https://totalbenefits.net/testimonials/bucks-county-womens-healthcare/ Totally Zen Ed, Great follow up! Thanks again your service is incredible!! Stephanie Churchill, President Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:36:32-05:00 Ed, Great follow up! Thanks again your service is incredible!! Stephanie Churchill, President https://totalbenefits.net/testimonials/totally-zen/ Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care. -Molly K Molly K Total Benefit Solutions Inc Health Insurance and Benefits 2019-01-07T13:05:55-05:00 Molly K Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care. -Molly K https://totalbenefits.net/testimonials/9882/ Netstride Internet Solutions The daunting landscape of health insurance is difficult for any business owner or individual to navigate. Ed and his team make the process really easy. We’ve been with Total Benefit Solutions Inc. for many years, and we recently decided to switch our plans. Both Ed and Amber spent time walking us through the various options, including the pros and cons of each plan and answered countless questions. Their patient guidance allowed us to pick a plan that we feel best meets the needs of our business and employees. Gregory Tarallo, President Netstride Internet Solutions Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-25T18:31:43-05:00 Their patient guidance allowed us to pick a plan that we feel best meets the needs of our business and employees. https://totalbenefits.net/testimonials/netstride-internet-solutions/ Terry Farber I have relied on the expertise of Ed MacConnell and his staff for assistance in choosing the best health care plans for me and my husband for the past several years. I highly recommend Total Benefit Solutions, Inc., for your health care planning needs. -Terry Farber, Elder Law Attorney Total Benefit Solutions Inc Health Insurance and Benefits 2016-07-14T18:19:34-04:00 I have relied on the expertise of Ed MacConnell and his staff for assistance in choosing the best health care plans for me and my husband for the past several years. I highly recommend Total Benefit Solutions, Inc., for your health care planning needs. -Terry Farber, Elder Law Attorney https://totalbenefits.net/testimonials/terry-farber/ American Dream Financing I have worked with Ed and (Total Benefit Solutions) EMA Benefits many times in the past. Ed and his office staff give GREAT service and always provide great rates. I have also referred many friends and family to Ed and EMA and those referrals were always taken care of and happy after they signed up. If your ever looking for insurance, think of them! Brett Stern, Principal-American Dream Financing Total Benefit Solutions Inc Health Insurance and Benefits 2015-02-02T21:00:54-05:00 I have worked with Ed and (Total Benefit Solutions) EMA Benefits many times in the past. Ed and his office staff give GREAT service and always provide great rates. I have also referred many friends and family to Ed and EMA and those referrals were always taken care of and happy after they signed up. If your ever looking for insurance, think of them! Brett Stern, Principal-American Dream Financing https://totalbenefits.net/testimonials/american-dream-financing/ Ed MacConnell with Total Benefit Solutions on Street Rd is great- highly recommend contacting him! Brittany B Brittany B Total Benefit Solutions Inc Health Insurance and Benefits 2021-10-28T16:40:58-04:00 Brittany B Ed MacConnell with Total Benefit Solutions on Street Rd is great- highly recommend contacting him! Brittany B https://totalbenefits.net/testimonials/19526/ Chris Handley I work with dozens of insurance brokers in Southeastern Pennsylvania. Personally, I have never met a health insurance broker who cares more about his clients. Ed is always looking for innovative ways to provide his clients the highest quality coverage, and at prices that are affordable. Ed is one of the few people that I would trust to provide my own family with insurance. Chris Handley, Account Executive Savoy & Associates (United Healthcare) Total Benefit Solutions Inc Health Insurance and Benefits 2015-02-02T21:00:40-05:00 I work with dozens of insurance brokers in Southeastern Pennsylvania. Personally, I have never met a health insurance broker who cares more about his clients. Ed is always looking for innovative ways to provide his clients the highest quality coverage, and at prices that are affordable. Ed is one of the few people that I would trust to provide my own family with insurance. Chris Handley, Account Executive Savoy & Associates (United Healthcare) https://totalbenefits.net/testimonials/chris-handley/ I picked Total Benefit Solutions based off their google reviews and I'm glad that I did. Patty was great, very informative and helped me switch my insurance plan and made it super easy. If you're not sure about what insurance plans are available to you I highly recommend reaching out to them. -Tasha G Total Benefit Solutions Inc Health Insurance and Benefits 5 2022-02-06T17:15:35-05:00 I picked Total Benefit Solutions based off their google reviews and I'm glad that I did. Patty was great, very informative and helped me switch my insurance plan and made it super easy. If you're not sure about what insurance plans are available to you I highly recommend reaching out to them. -Tasha G https://totalbenefits.net/testimonials/21356/ David Fiebert Inc We have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks! -David Fiebert, President Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:55:24-05:00 We have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks! -David Fiebert, President https://totalbenefits.net/testimonials/david-fiebert-inc/ Lou Grossman Ed and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public Relations Total Benefit Solutions Inc Health Insurance and Benefits 2016-05-05T17:54:09-04:00 Ed and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public Relations https://totalbenefits.net/testimonials/lou-grossman/ I was referred to this firm by a friend and they are the best of the best. I started working with Patty who was excellent in navigating me through a family health insurance plan. Now it’s time to build a group health plan for my business and working with Ed who spared a lot of time with me to get grounded on what to expect. These guys know premier customer service. Highly recommend this gem of a company! Jason Jason W Total Benefit Solutions Inc Health Insurance and Benefits 2021-10-27T18:19:28-04:00 Jason W I was referred to this firm by a friend and they are the best of the best. I started working with Patty who was excellent in navigating me through a family health insurance plan. Now it’s time to build a group health plan for my business and working with Ed who spared a lot of time with me to get grounded on what to expect. These guys know premier customer service. Highly recommend this gem of a company! Jason https://totalbenefits.net/testimonials/19515/ Greenwood Financial Services I use Ed MacConnell for my company's health insurance needs and for my group short term disability policies. He is a true expert and has saved me large sums of money on my premiums! -Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial Total Benefit Solutions Inc Health Insurance and Benefits 4 2015-02-27T13:37:43-05:00 I use Ed MacConnell for my company's health insurance needs and for my group short term disability policies. He is a true expert and has saved me large sums of money on my premiums! -Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial https://totalbenefits.net/testimonials/bob-lankin/ Rachael Cappella Ed MacConnell was extremely patient and helpful when assisting me in choosing the health insurance that was right for me.... He was very knowledgeable about different options and took time to answer all my questions. Total Benefit Solutions is definitely the place to call for your health insurance needs. Total Benefit Solutions Inc Health Insurance and Benefits 5 2016-02-06T12:38:58-05:00 Total Benefit Solutions is definitely the place to call for your health insurance needs. https://totalbenefits.net/testimonials/rachael-cappella/ Stephen Forbus Ed, thanks for helping me solve the ACA puzzle. After multiple problems with the site and with the operators, you got me a bigger savings than I was able to get on my own, and saved me over $2,250! Thank you! Stephen Forbus Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:23:16-05:00 Ed, thanks for helping me solve the ACA puzzle. After multiple problems with the site and with the operators, you got me a bigger savings than I was able to get on my own, and saved me over $2,250! Thank you! Stephen Forbus https://totalbenefits.net/testimonials/stephen-forbus/ Zola Makrauer DMD Ed is an expert in health insurance. I am a health care provider myself and I know how difficult this business can be. He is knowledgeable with all of the health insurance companies in our area. If you are looking for health insurance I would not pass up Ed for a quote he is great for single plans as well as plans for groups for business owners. Zola Makrauer DMD Total Benefit Solutions Inc Health Insurance and Benefits 2015-02-09T07:53:06-05:00 Ed is an expert in health insurance. I am a health care provider myself and I know how difficult this business can be. He is knowledgeable with all of the health insurance companies in our area. If you are looking for health insurance I would not pass up Ed for a quote he is great for single plans as well as plans for groups for business owners. Zola Makrauer DMD https://totalbenefits.net/testimonials/zola-makrauer-dmd/ I have been using this office for quite a number of years for my individual medical insurance. I recently "graduated" to Medicare and quite frankly, I was dreading it. What I was reading online was more confusing than not. Maureen is a true gem! She is professional, takes the time and care to discuss the options, and the ease in her delivery was so easy to understand. And, she gets back to you quickly. I never had to wait more than a day to hear back from her. Dee K Total Benefit Solutions Inc Health Insurance and Benefits 5 2022-06-17T15:57:12-04:00 I have been using this office for quite a number of years for my individual medical insurance. I recently "graduated" to Medicare and quite frankly, I was dreading it. What I was reading online was more confusing than not. Maureen is a true gem! She is professional, takes the time and care to discuss the options, and the ease in her delivery was so easy to understand. And, she gets back to you quickly. I never had to wait more than a day to hear back from her. Dee K https://totalbenefits.net/testimonials/25123/ Art 4 Business "Since Ed and his team at started handling our account, we have saved money each year, and help is only a quick phone call away." Heather Gibson, COO, Art 4 Business Inc Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-19T09:46:49-05:00 Since Ed and his team at started handling our account, we have saved money each year https://totalbenefits.net/testimonials/art-4-business/ Coburn Myers Fastening Systems This was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker. Ted Harp, Controller Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:57:44-05:00 This was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker. Ted Harp, Controller https://totalbenefits.net/testimonials/coburn-myers-fastening-systems/ Bonnie Greisler Thank you for taking great care of me- and my son! You guided us to workable medical insurance plans, I am very appreciative for your expertise and knowledge!- Bonnie Greisler., President of The Men and Boy's Store, Huntingdon Valley PA Bonnie Greisler, President of The Men and Boy's Store Total Benefit Solutions Inc Health Insurance and Benefits 2016-02-08T09:59:24-05:00 Bonnie Greisler, President of The Men and Boy's Store I am very appreciative for your expertise and knowledge! https://totalbenefits.net/testimonials/bonnie-greisler/ I’ve been working with Total Benefits Solutions for many years now. Every year they run the numbers for comparison of the prescription plans available to supplement my Medicare plan. She does a fantastic job, even recommending plans that don’t work with brokers (no commission to them). (they) found health care plans for me before I went on Medicare as well. Do yourself a favor. Call them. You will be glad you did!