Today’s small business managers need more than just a broker with a spreadsheet of health insurance plans. They need creative out of the box solutions, advice and top notch support services. If your current broker is not providing these services, consider switching to Total Benefit Solutions, Inc. today. You might not even have to change insurance companies!
Total Benefit Solutions Inc. is prepared for the future of healthcare, and our clients are too!
Why do companies like yours, choose us? Here are a few the reasons:
Dedicated Account Managers: Wasting hours on the phone with an insurance company or administrator is a thing of the past. At Total Benefit Solutions Inc., your organization has a dedicated account manager as your single point of contact. Your account manager has years of experience, is trained, licensed, insured, certified and re certified annually on the products and services you need. As licensed professionals they are required to keep up with changes in the industry by doing continuing education credits every year.
Every member of your organization, your employees and their family members have your account manager just a phone call away! You have an expert on call! Whether it’s a claim resolution, a billing question, an enrollment transaction or just a simple question, your account manager is there for you. And because they work with you on a regular basis they get to know your biggest needs and concerns for a customized, tailored approach to your service. Our account managers can decipher the healthcare maze of acronyms PPACA, CMS, HHS, DOI, COBRA, HIPPAA, FMLA and more. We’re bilingual because we speak English and insurance. Click here to meet our team.
Group Renewals: Just as a doctor recommends an annual physical, a small business should evaluate their plans yearly to make certain their benefits still align with their goals and budget as well as remain in compliance with new regulations. With Total Benefit Solutions on your side, you can be certain to get the most comprehensive and impartial advice as well as the year round support you and your employees deserve. Click here to download more information
Creative Solutions: Outside of the box solutions are our specialty. Level funded self insurance, partially self funded arrangements, reference based pricing, Professional Employer organizations (PEO’s) Health Sharing Organizations,. MEC’s, List Bills STM and more. Our specialists will look everywhere to find a solution that fits!
Download Quick Forms: Download your forms for submitting enrollment changes, physician searches and more available 24 hours a day, 7 days a week!
Think HR Comply: ThinkHR Comply is a cloud-based HR solution chock full of HR information, tools and resources. ThinkHR provides expert, practical human resource guidance to businesses of all sizes, helping them avoid costly risk and liability and save time. We provide this subscription service at no cost for clients. Click here to learn more about Think HR.
Compliance and Health Reform Education Center: Total Benefits Comply is our new Compliance and Health Reform Education Center where we will keep a copy of our health care reform bulletins throughout the year, in an easy to view format, along with short informative videos. This new resource makes it easier to quickly find the answers to your reform questions and download a short, to the point bulletin. Click here to learn more
COBRA Administration: Total Benefit Solutions Inc, has partnered with leading COBRA administrators for our clients. Online COBRA Administration solution provides the best-practices processes and reliability to help you comply with federal COBRA and states’ “mini-COBRA” regulations. Ask us about a COBRA compliance solution for your organization or how COBRA administration fees may be reduced or waived for your group! We even assist with Mini-COBRA compliance!
Benefit Bytes : Nothing can be more frustrating to a business owner than finding out second hand information that their trusted advisors should be providing them with. That’s why at Total Benefit Solutions we make it a point to keep our clients informed about changes in our industry. Not just regulatory but also carrier changes, product offerings and simple benefits related guidance. One of the ways we do this is with our e-newsletter, Total Benefits Briefs. We publish and distribute our newsletter for our clients and subscribers between 6 and 8 times annually. We also provide regular benefit bulletins right here on our website as news is announced. Click here to visit our newsletter page
Benefit Bulletins: In order to provide even more up to date information, without simply cramming your e-mail inbox, we regularly publish these news bulletins directly on our website. Click here for our benefit bulletins page.
Wraps and Gaps: Reduce your costs and increase your employee satisfaction with a comprehensive wrap or gap portfolio. Wraps can be offered on an employer paid basis, or even a small business owner can let employees select and pay for the plans they feel are most suitable for themselves. Click here to learn more.
EAP Plus- Your Small Group Employee Assistance Plan: Many small businesses don’t have the resources and tools to properly address the other issues – the people issues that invariably arise, such as addressing employee concerns, HR policies, helping with management problems, and legal issues. Owners of small businesses need tools to make their lives easier while improving their employees’ productivity.
Health Advocate : Having Health Advocate means never having to feel alone in the healthcare world. Click to link to find out more about Health Advocate and why our clients feel secure having it as an affordable addition to their benefits package.
Online HRA Administration Implementing an HRA plan for your organization can provide better benefits for your employees at a lower cost. Don’t move your plan, improve it! Online administration keeps it simple and keeps you compliant!
Defined Contribution Solutions Under the ACA many organizations will determine that they no longer want to make healthcare choices for their employees. A defined contribution plan means you can still offer a valuable employee benefit and avoid the overhead costs of choosing and implementing your own health plans.
Tax Advantaged Plan Documents: The IRS Code has numerous provisions designed to help employers provide essential benefits to their employees tax-free. This saves the employee approximately 30% in income taxes on expenses they’re already paying for, and because the employees have reduced their taxable income, the employer realizes a reduced matching payroll tax liability of approximately 8%. Everybody saves money. To take advantage of these tax deductions the IRS requires that the employer have a written plan document and the Department of Labor and ERISA law require that every employee receive a summary plan description (SPD) explaining the new benefit in easy to understand language. This site is dedicated to providing employers with the tools they need to successfully establish these written plans with SPDs at the lowest cost possible. Please don’t hesitate to call us if you have questions, we will be happy to assist you. Thank you.
Medical Bridging: Oftentimes, the cost of care has escalated to the point where the most affordable solutions are plans with higher deductibles and out of pocket expenses which can present a challenge for your employees. A medical bridging solution can be employer or employee paid and can relieve the stress of having a potential high out of expense should an unexpected accident or critical illness arise.
ThinkHR Your online HR department is just a click away with HR360!
Group Plan Summaries: Click here to print, view or download a summary or grid for your group benefit plan.
Ancillary Benefits: Ancillary Benefits including Dental, Vision, Life, Disability, Hospital, Indemnity and Wraps. Total Benefit Solutions works impartially with all of the major ancillary benefit carriers.
Voluntary Benefits: Benefits that an employer can offer at employees expense. Voluntary benefits typically include benefits such as the ancillary benefits above as well as more specific personal plans such as cancer plans, accident plans and more. Total Benefit Solutions works impartially with all of the major voluntary benefit carriers.
RMS Services
Your help saved us thousands of dollars on our renewal. Plus you took the time to explain the benefits to us and our staff, which in itself is an invaluable service. Thanks again!Frank McCafferty, President
S&S Sign Company
I just received a refund check today from Aetna for our Hailey’s emergency claim. Thank you and your staff for all your help in getting this matter resolved, otherwise I may have just given up!Gina Seibel, Vice President S&S Signs
Total Child Care
I'm writing to apologize and to express my dismay and regret for switching from your firm last year. What a gargantuan mistake that was! To recount the horrors of dealing with the firm we switched to would only cause me to relive them, something I'm not willing to do (at this point). What do I have to do to get back with you guys? Riverside Physical Therapy
I strongly recommend the team at Total Benefit Solutions Inc. for handling your health insurance and benefits. I’d never switch!Joe Tomasetti, President Riverside Physical Therapy
Travel Wizards
Even though I have met many insurance brokers over the years, I’ve found Ed MacConnell and his staff at (Total Benefit Solutions Inc.) to be the best. Thoughtful, informative and professional. They reduced my premiums significantly while at the same time getting me a better benefit. Thanks Ed!Arlene Blosch, President
Damar Communications
When I needed to offer health benefits options, Total Benefit Solutions was there with a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!”Dave Margolis, President Damar Communications:
I was referred to this firm by a friend and they are the best of the best. I started working with Patty who was excellent in navigating me through a family health insurance plan. Now it’s time to build a group health plan for my business and working with Ed who spared a lot of time with me to get grounded on what to expect. These guys know premier customer service. Highly recommend this gem of a company! 
Jason
Jason W
Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Ed and his team put up with all my health insurance panic and drama! In this crazy world of health insurance mania, it's helpful to have someone to put things into perspective - and find you coverage you can live with.
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
Media Components
Ed MacConnell always strives to go one step ahead of the competition by providing superb customer service at his firm. His personality and friendly approach to all challenges make him stand out from other Insurance Brokers. Ed is a true networking guru and community benefactor and I would recommend his services to all of my friends and colleagues.”Denis Sinelkov-President Media Components
Bonnie Greisler
Thank you for taking great care of me- and my son! You guided us to workable medical insurance plans, I am very appreciative for your expertise and knowledge!- Bonnie Greisler., President of The Men and Boy's Store, Huntingdon Valley PA 
Bonnie Greisler, President of The Men and Boy's Store
John K
Wolf Island Networks
It has been an excellent experience getting health insurance from Total Benefit Solutions Inc. You and your staff are most professional and very responsive.”John Rodia, President
Totally Zen
Ed, Great follow up! Thanks again your service is incredible!!Stephanie Churchill, President
Netstride Internet Solutions
The daunting landscape of health insurance is difficult for any business owner or individual to navigate. Ed and his team make the process really easy. We’ve been with Total Benefit Solutions Inc. for many years, and we recently decided to switch our plans. Both Ed and Amber spent time walking us through the various options, including the pros and cons of each plan and answered countless questions. Their patient guidance allowed us to pick a plan that we feel best meets the needs of our business and employees.Gregory Tarallo, President Netstride Internet Solutions
Bucks County Center for Independent Living
“Ed MacConnell and his team consistently provide excellent advice and customer service. He is trustworthy, organized and responsive to our needs. In addition, we get the best product and service for a reasonable price. He listens to us and comes up with solutions. I am never disappointed.”Ginny Fiorintine, Exective Director
LTW Gentec
Your team and your approach to service are the best! Thank you for helping us every year with our benefit programs!-Matt Deeter, President LTW Gentec
over and above the call of duty
Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!
Amy H
Amy H
If you two were in front of me I’d hug you right now. Now I have more money in my checking account than I thought! AWESOME!Amy H- Individual Client on the healthcare.gov marketplace
Greater Philadelphia Abstract
Ed and his team are an invaluable resource always available to answer questions/concerns.Susan Harrison, Principal, Greater Philadelphia Abstract Agency
Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Bryan Perchick
-Bryan Perchick
The Gannon Agency
“Thanks again for the top notch service that you have provided to my office and to my customers that I have referred to you. Total Benefit Solutions is the best!”.Steve Gannon, President , The Gannon Agency
The MCG Group
I didnt think it (health insurance) was that complicated until I tried to do it myself! Thank Ed for your help and pointing us in the right direction!Steve Young, Managing Partner
Tristar Lighting
Your service and responsiveness is incredible. I’ve never had a better insurance broker!David Zarrinnia, President
They really know what they are doing
They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Chris Handley
I work with dozens of insurance brokers in Southeastern Pennsylvania. Personally, I have never met a health insurance broker who cares more about his clients. Ed is always looking for innovative ways to provide his clients the highest quality coverage, and at prices that are affordable. Ed is one of the few people that I would trust to provide my own family with insurance.Chris Handley, Account Executive Savoy & Associates (United Healthcare)
David Fiebert Inc
We have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks!-David Fiebert, President
Webucast
Ed is always quick to return a phone call. His company provides great service and has saved me thousands of dollars throughout the years. Thanks Ed!Igor Bogdanov, Principal, Webucast
Art 4 Business
"Since Ed and his team at started handling our account, we have saved money each year, and help is only a quick phone call away."Heather Gibson, COO, Art 4 Business Inc
Lou Grossman
Ed and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public Relations
Coburn Myers Fastening Systems
This was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker.Ted Harp, Controller
Ace Childcare
“Ed is not only knowledgable about what he does, he educates his clients along the way.When starting my first company Ed was there from beginning to end. Ed is a valued business associate and friend. When you hire Ed he becomes your partner every step of the way!”David Ozeroff, President Ace Childcare Inc.
Shevlin Investments
Ed and my account manager make me feel like their biggest, most important client each time I call. You can’t ask for more than that!Barry Shevlin, President
Thank you and your staff for getting back to me so quickly with a resolution to our problem. Yes, You guys are great!Lisa K, President Angelmark Associates
Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F
Adam F
I am so grateful for the amazing service!
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S
Franklin S
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂
-Kris Kreisher
The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
We have used and have referred many of our clients to Ed MacConnell and his team at Total Benefit Solutions. In the complicated health insurance market of today’s world Ed makes selecting and managing health insurance as simple as possible. Time and time again, Total Benefit Solutions has been able to find cost effective quality health insurance for us and our clients. I highly recommend Total Benefit Solutions for all your health insurance needs.Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR
Joseph P
Prodigy Learning Center