Today’s small business managers need more than just a  broker with a spreadsheet of health insurance plans. They need creative out of the box solutions, advice and top notch support services. If your current broker is not providing these services, consider switching to Total Benefit Solutions, Inc. today.  You might not even have to change insurance companies!

Total Benefit Solutions Inc. is prepared for the future of healthcare, and our clients are too!

Why do companies like yours, choose us? Here are a few the reasons:

Dedicated Account Managers: Wasting hours on the phone with an insurance company or administrator is a thing of the past. At Total Benefit Solutions Inc., your organization has a dedicated account manager as your single point of contact. Your account manager has years of experience, is trained, licensed, insured, certified and re certified annually on the products and services you need. As licensed professionals they are required to keep up with changes in the industry by doing continuing education credits every year.

Every member of your organization, your employees and their family members have your account manager just a phone call away! You have an expert on call! Whether it’s a claim resolution, a billing question, an enrollment transaction or just a simple question, your account manager is there for you. And because they work with you on a regular basis they get to know your biggest needs and concerns for a customized, tailored approach to your service. Our account managers can decipher the healthcare maze of acronyms PPACA, CMS, HHS, DOI, COBRA, HIPPAA, FMLA and more. We’re bilingual because we speak English and insurance. Click here to meet our team.

Group Renewals: Just as a doctor recommends an annual physical, a small business should evaluate their plans yearly to make certain their benefits still align with their goals and budget as well as remain in compliance with new regulations. With Total Benefit Solutions on your side, you can be certain to get the most comprehensive and impartial advice as well as the year round support you and your employees deserve. Click here to download more information

Creative Solutions: Outside of the box solutions are our specialty. Level funded self insurance, partially self funded arrangements, reference based pricing, Professional Employer organizations (PEO’s) Health Sharing Organizations,. MEC’s, List Bills STM and more. Our specialists will look everywhere to find a solution that fits!

My Benefit Link: My Benefit Link ( MBL) is an online enrollment benefit portal and smart phone app specifically designed for small groups and their employees without the information overload of other systems. Total Benefit Solutions Inc can provide this amazing tool to any client upon request. Ask us today for a demo of My Benefit Link!

Download Quick Forms: Download your forms for submitting enrollment changes, physician searches and more available 24 hours a day, 7 days a week!

Compliance and Health Reform Education Center: Total Benefits Comply is our new Compliance and Health Reform Education Center where we will keep a copy of our health care reform bulletins throughout the year, in an easy  to view format, along with short informative videos. This new resource makes it easier to quickly find the answers to your reform questions and download a short, to the point bulletin. Click here to learn more

COBRA Administration: Total Benefit Solutions Inc, has partnered with leading COBRA administrators for our clients.  Online COBRA Administration solution provides the best-practices processes and reliability to help you comply with federal COBRA and states’ “mini-COBRA” regulations.  Ask us about a COBRA compliance solution for your organization or how COBRA administration fees may be reduced or waived for your group! We even assist with Mini-COBRA compliance!

Benefit Bytes : Nothing can be more frustrating to a business owner than finding out second  hand information that their trusted advisors should be providing them with. That’s why at Total Benefit Solutions we make it a point to keep our clients informed about changes in our industry. Not just regulatory but also carrier changes, product offerings and simple benefits related guidance. One of the ways we do this is with our e-newsletter, Total Benefits Briefs. We publish and distribute our newsletter for our clients and subscribers between 6 and 8 times annually. We also provide regular benefit bulletins right here on our website as news is  announced. Click here to visit our newsletter page

Benefit Bulletins: In order to provide even more up to date information, without simply cramming your e-mail inbox, we regularly publish these news bulletins directly on our website. Click here for our benefit bulletins page.

Wraps and Gaps: Reduce your costs and increase your employee satisfaction with a comprehensive wrap or gap portfolio. Wraps can be offered on an employer paid basis, or even a small business owner can let employees select and pay for the plans they feel are most suitable for themselves. Click here to learn more.

EAP Plus- Your Small Group Employee Assistance Plan:  Many small businesses don’t have the resources and tools to properly address the other issues – the people issues that  invariably arise, such as addressing employee concerns, HR policies, helping with management problems, and legal issues. Owners of small businesses need tools to make their lives easier while improving their employees’ productivity.

Health Advocate : Having Health Advocate means never having to feel alone in the healthcare world. Click to link to find out more about Health Advocate and why our clients feel secure having it as an affordable addition to their benefits package.

Online HRA Administration Implementing an HRA plan for your organization can provide better benefits for your employees at a lower cost. Don’t move your plan, improve it! Online administration keeps it simple and keeps you compliant!

Defined Contribution Solutions Under the ACA many organizations will determine that they no longer want to make healthcare choices for their employees. A defined contribution plan means you can still offer a valuable employee benefit and avoid the overhead costs of choosing and implementing your own health plans.

Tax Advantaged Plan Documents:   The IRS Code has numerous provisions designed to help employers provide essential benefits to their employees tax-free. This saves the employee approximately 30% in income taxes on expenses they’re already paying for, and because the employees have reduced their taxable income, the employer realizes a reduced matching payroll tax liability of approximately 8%. Everybody saves money.   To take advantage of these tax deductions the IRS requires that the employer have a written plan document and the Department of Labor and ERISA law require that every employee receive a summary plan description (SPD) explaining the new benefit in easy to understand language.  This site is dedicated to providing employers with the tools they need to successfully establish these written plans with SPDs at the lowest cost possible. Please don’t hesitate to call us if you have questions, we will be happy to assist you. Thank you.

Medical Bridging: Oftentimes, the cost of care has escalated to the point where the most affordable solutions are plans with higher deductibles and out of pocket expenses which can present a challenge for your employees. A medical bridging solution can be employer or employee paid and can relieve the stress of having a potential high out of expense should an unexpected accident or critical illness arise.

Group Plan Summaries: We will always provide a summary or grid for your group benefit plan.

Ancillary Benefits: Ancillary Benefits including Dental, Vision, Life, Disability, Hospital, Indemnity and Wraps. Total Benefit Solutions works impartially with all of the major ancillary benefit carriers.

Voluntary Benefits: Benefits that an employer can offer at employees expense. Voluntary benefits typically include benefits such as the ancillary benefits above as well as more specific personal plans such as cancer plans, accident plans and more. Total Benefit Solutions works impartially with all of the major voluntary benefit carriers.


Dr Franklin Strong

lquote-grn

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr StrongRquote-grn
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:53:00-05:00
Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F


Adam F

Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:15:39-05:00

Adam F

Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

Uncle Bill’s Country Market

lquoteComing from a lifetime of employment I had no idea what was involved in setting up our new business, or our new insurance plans. Ed took the time to help us understand and make a choice. He even helped me get the business set up with referrals to valuable resources. Thanks Ed!

– Bill Smith, PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:39:44-05:00
Coming from a lifetime of employment I had no idea what was involved in setting up our new business, or our new insurance plans. Ed took the time to help us understand and make a choice. He even helped me get the business set up with referrals to valuable resources. Thanks Ed! – Bill Smith, President

Solomon Bread & Rolls/Kaplan’s Bakery

lquoteI have been using Ed MacConnell & EMA Group Inc  (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else!

Jeff Solomon-PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:35:50-05:00
I have been using Ed MacConnell & EMA Group Inc  (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else! Jeff Solomon-President

Media Components

lquoteEd MacConnell always strives to go one step ahead of the competition by providing superb customer service at his firm. His personality and friendly approach to all challenges make him stand out from other Insurance Brokers. Ed is a true networking guru and community benefactor and I would recommend his services to all of my friends and colleagues.”

Denis Sinelkov-President Media Components

Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T21:02:49-05:00
I would recommend his services to all of my friends and colleagues

The Gannon Agency

lquote“Thanks again for the top notch service that you have provided to my office and to my customers that I have referred to you. Total Benefit Solutions is the best!”.

Steve Gannon, President , The Gannon Agency Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:54:15-05:00
"Total Benefit Solutions is the best

Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.


-Molly K

Molly K

Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:05:55-05:00

Molly K

Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care. -Molly K

Caddick Construction

lquoteI endorse Ed MacConnell and (Total Benefit Solutions, Inc.) as our insurance broker and encourage you to speak with them about your own benefits. Ed has been handling ours for over ten years now and they always have a creative solution to anything our insurer throws our way!

David Caddick, President of Caddick ConstructionRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:00:30-05:00
I endorse Ed MacConnell and (Total Benefit Solutions, Inc.) as our insurance broker and encourage you to speak with them about your own benefits. Ed has been handling ours for over ten years now and they always have a creative solution to anything our insurer throws our way! David Caddick, President of Caddick Construction

The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them!
-Deb H

Deb H

Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:08:47-05:00

Deb H

The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice. I highly recommend them! -Deb H

Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.

Amy H

Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:40:21-04:00

Amy H

Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.

S&S Sign Company

lquoteI just received a refund check today from Aetna for our Hailey’s emergency claim. Thank you and your staff for all your help in getting this matter resolved, otherwise I may have just given up!

Gina Seibel, Vice President S&S Signs Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:26:57-05:00
I just received a refund check today from Aetna for our Hailey’s emergency claim. Thank you and your staff for all your help in getting this matter resolved, otherwise I may have just given up! Gina Seibel, Vice President S&S Signs
Total Benefit Solutions Inc Health Insurance and Benefits
5
2022-02-06T17:15:35-05:00
I picked Total Benefit Solutions based off their google reviews and I'm glad that I did. Patty was great, very informative and helped me switch my insurance plan and made it super easy. If you're not sure about what insurance plans are available to you I highly recommend reaching out to them. -Tasha G

Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me! 


-Paige W.

Total Benefit Solutions Inc Health Insurance and Benefits
5
2019-01-07T12:00:37-05:00
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!  -Paige W.

Lou Grossman

lquote-grnEd and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public RelationsRquote-grn
Total Benefit Solutions Inc Health Insurance and Benefits
2016-05-05T17:54:09-04:00
Ed and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public Relations


I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B

Reita B

Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:45:52-04:00

Reita B

I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B

Bonnie Greisler

lquoteThank you for taking great care of me- and my son! You guided us to workable medical insurance plans, I am very appreciative for your expertise and knowledge!- Bonnie Greisler., President of The Men and Boy's Store, Huntingdon Valley PA Rquote

Bonnie Greisler, President of The Men and Boy's Store

Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-08T09:59:24-05:00

Bonnie Greisler, President of The Men and Boy's Store

I am very appreciative for your expertise and knowledge!

Christine Taylor

lquote

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my ownRquote.

Christine Taylor: Self Employed

Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-06T12:43:18-05:00

Christine Taylor: Self Employed

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own.

Bucks County Center for Independent Living

lquote“Ed MacConnell and his team consistently provide excellent advice and customer service. He is trustworthy, organized and responsive to our needs. In addition, we get the best product and service for a reasonable price. He listens to us and comes up with solutions. I am never disappointed.”

Ginny Fiorintine, Exective DirectorRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:01:18-05:00
“Ed MacConnell and his team consistently provide excellent advice and customer service. He is trustworthy, organized and responsive to our needs. In addition, we get the best product and service for a reasonable price. He listens to us and comes up with solutions. I am never disappointed.” Ginny Fiorintine, Exective Director

We have used and have referred many of our clients to Ed MacConnell and his team at Total Benefit Solutions. In the complicated health insurance market of today’s world Ed makes selecting and managing health insurance as simple as possible. Time and time again, Total Benefit Solutions has been able to find cost effective quality health insurance for us and our clients. I highly recommend Total Benefit Solutions for all your health insurance needs.

 

 

Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR

Joseph P

Total Benefit Solutions Inc Health Insurance and Benefits
2017-04-13T12:03:33-04:00

Joseph P

We have used and have referred many of our clients to Ed MacConnell and his team at Total Benefit Solutions. In the complicated health insurance market of today’s world Ed makes selecting and managing health insurance as simple as possible. Time and time again, Total Benefit Solutions has been able to find cost effective quality health insurance for us and our clients. I highly recommend Total Benefit Solutions for all your health insurance needs.     Joseph Pintimalli CPP Presient Simplifi Payroll & HR

I am so grateful for the amazing service!



 

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend!  Franklin S

Franklin S

Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:21:57-05:00

Franklin S

I am so grateful for the amazing service!

AquaReale

lquoteEd and his team promised us great service and they have delivered. Ed takes the time to answer every question one might have and makes sure we are getting the most for our money. I would highly recommend Total Benefit Solutions Inc. to any small business looking for the best health insurance plan they can get. -Laura Reale, AquaReale IncRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:06:28-05:00
Ed and his team promised us great service and they have delivered. Ed takes the time to answer every question one might have and makes sure we are getting the most for our money. I would highly recommend Total Benefit Solutions Inc. to any small business looking for the best health insurance plan they can get. -Laura Reale, AquaReale Inc

Terry Farber

lquoteI have relied on the expertise of Ed MacConnell and his staff for assistance in choosing the best health care plans for me and my husband for the past several years. I highly recommend Total Benefit Solutions, Inc., for your health care planning needs.

-Terry Farber, Elder Law AttorneyRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2016-07-14T18:19:34-04:00
I have relied on the expertise of Ed MacConnell and his staff for assistance in choosing the best health care plans for me and my husband for the past several years. I highly recommend Total Benefit Solutions, Inc., for your health care planning needs. -Terry Farber, Elder Law Attorney

Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C

Renie C

Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-28T17:39:26-04:00

Renie C

Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful! Renie C


Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!


Joyce C

Joyce C

Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-28T17:34:33-04:00

Joyce C

Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen! Joyce C

Very knowledgeable and experienced.


-John K. 

John K

Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:03:42-05:00

John K

Very knowledgeable and experienced. -John K. 

Prodigy Learning Center

lquote"Hi Ed, I just wanted to let you know how great Rochelle has been with our insurance issues. She has been so helpful to me. I don’t know if people take the time to tell you when your staff is doing a great job, but I wanted to let you know. She is great!! Thanks. "

Christine Viteo, R.N. Executive Director,  Prodigy Learning Center Philadelphia.Rquote


Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:47:16-05:00


I just wanted to let you know how great Rochelle has been with our insurance issues.

Greenwood Financial Services

lquote-grnI use Ed MacConnell for my company's health insurance needs and for my group short term disability policies. He is a true expert and has saved me large sums of money on my premiums!

Rquote-grn
-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Total Benefit Solutions Inc Health Insurance and Benefits
4
2015-02-27T13:37:43-05:00
I use Ed MacConnell for my company's health insurance needs and for my group short term disability policies. He is a true expert and has saved me large sums of money on my premiums! -Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial

Art 4 Business

lquote"Since Ed and his team at started handling our account, we have saved money each year, and help is only a quick phone call away."

 

Heather Gibson, COO,  Art 4 Business Inc

Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-19T09:46:49-05:00
Since Ed and his team at started handling our account, we have saved money each year

I’ve been working with Total Benefits Solutions for many years now. Every year they run the numbers for comparison of the prescription plans available to supplement my Medicare plan. She does a fantastic job, even recommending plans that don’t work with brokers (no commission to them). (they) found health care plans for me before I went on Medicare as well. Do yourself a favor. Call them. You will be glad you did!

 

-Brenda M

Brenda M

Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-27T18:15:41-04:00

Brenda M

I’ve been working with Total Benefits Solutions for many years now. Every year they run the numbers for comparison of the prescription plans available to supplement my Medicare plan. She does a fantastic job, even recommending plans that don’t work with brokers (no commission to them). (they) found health care plans for me before I went on Medicare as well. Do yourself a favor. Call them. You will be glad you did!   -Brenda M

over and above the call of duty



 

Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!

Amy H

Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:14:39-05:00

Amy H

over and above the call of duty

Sign-A-Rama-Feasterville

lquote“Each year they shop to find me the best prices on my health insurance. And any time there has been a problem, one call to (Total Benefit Solutions Inc.) has resolved everything. Thanks!”

Bob Flemming, PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:35:02-05:00
“Each year they shop to find me the best prices on my health insurance. And any time there has been a problem, one call to (Total Benefit Solutions Inc.) has resolved everything. Thanks!” Bob Flemming, President

Greater Philadelphia Abstract

lquoteEd and his team are an invaluable resource always available to answer questions/concerns.

Susan Harrison, Principal, Greater Philadelphia Abstract AgencyRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:44-05:00
Ed and his team are an invaluable resource always available to answer questions/concerns. Susan Harrison, Principal, Greater Philadelphia Abstract Agency

I have been using this office for quite a number of years for my individual medical insurance. I recently "graduated" to Medicare and quite frankly, I was dreading it. What I was reading online was more confusing than not. Maureen is a true gem! She is professional, takes the time and care to discuss the options, and the ease in her delivery was so easy to understand. And, she gets back to you quickly. I never had to wait more than a day to hear back from her.

 

Dee K
Total Benefit Solutions Inc Health Insurance and Benefits
5
2022-06-17T15:57:12-04:00
I have been using this office for quite a number of years for my individual medical insurance. I recently "graduated" to Medicare and quite frankly, I was dreading it. What I was reading online was more confusing than not. Maureen is a true gem! She is professional, takes the time and care to discuss the options, and the ease in her delivery was so easy to understand. And, she gets back to you quickly. I never had to wait more than a day to hear back from her.   Dee K

They really know what they are doing



 

They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W

Carol W

Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:11:31-05:00

Carol W

They really know what they are doing and will take great care of you!

lquoteThank you and your staff for getting back to me so quickly with a resolution to our problem. Yes, You guys are great!

Lisa K, President Angelmark Associates

Rquote

 
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-19T09:35:32-05:00
You guys are great!

David Fiebert Inc

lquoteWe have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks!

-David Fiebert, PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:55:24-05:00
We have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks! -David Fiebert, President

Total Child Care

lquoteI'm writing to apologize and to express my dismay and regret for switching from your firm last year. What a gargantuan mistake that was! To recount the horrors of dealing with the firm we switched to would only cause me to relive them, something I'm not willing to do (at this point). What do I have to do to get back with you guys?

Pete Altman, CEORquote

Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T21:15:08-05:00
I'm writing to apologize and to express my dismay and regret for switching from your firm last year. What a gargantuan mistake that was! To recount the horrors of dealing with the firm we switched to would only cause me to relive them, something I'm not willing to do (at this point). What do I have to do to get back with you guys? Pete Altman, CEO


I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.

Ariel M

Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:43:15-04:00

Ariel M

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.

Amy H

lquoteIf you two were in front of me I’d hug you right now.  Now I have more money in my checking account than I thought!  AWESOME!

Amy H- Individual Client on the healthcare.gov marketplaceRquote

 

 
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:32:14-05:00
"If you guys were here I'd hug you!"

Coburn Myers Fastening Systems

 lquoteThis was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker.

Ted Harp, ControllerRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:57:44-05:00
 This was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker. Ted Harp, Controller

Wolf Island Networks

lquoteIt has been an excellent experience getting health insurance from  Total Benefit Solutions Inc. You and your staff are most professional and very responsive.”

John Rodia, President Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:37:07-05:00
It has been an excellent experience getting health insurance from  Total Benefit Solutions Inc. You and your staff are most professional and very responsive.” John Rodia, President

Chris Handley

lquoteI work with dozens of insurance brokers in Southeastern Pennsylvania. Personally, I have never met a health insurance broker who cares more about his clients. Ed is always looking for innovative ways to provide his clients the highest quality coverage, and at prices that are affordable. Ed is one of the few people that I would trust to provide my own family with insurance.

Chris Handley, Account Executive  Savoy & Associates (United Healthcare)Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:40-05:00
I work with dozens of insurance brokers in Southeastern Pennsylvania. Personally, I have never met a health insurance broker who cares more about his clients. Ed is always looking for innovative ways to provide his clients the highest quality coverage, and at prices that are affordable. Ed is one of the few people that I would trust to provide my own family with insurance. Chris Handley, Account Executive  Savoy & Associates (United Healthcare)

Bryan Perchick

lquoteAs a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!  Rquote

-Bryan Perchick

Total Benefit Solutions Inc Health Insurance and Benefits
4
2015-01-26T10:07:47-05:00

-Bryan Perchick

As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!  

Riverside Physical Therapy

lquoteI strongly recommend the team at Total Benefit Solutions Inc. for handling your health insurance and benefits. I’d never switch!

Joe Tomasetti, President Riverside Physical Therapy Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:43:27-05:00
I strongly recommend the team at Total Benefit Solutions Inc. for handling your health insurance and benefits. I’d never switch! Joe Tomasetti, President Riverside Physical Therapy

lquote" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "


Jeff G, President Nozak Enterprises, DBA Supercuts


Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:33:50-05:00
" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! " Jeff G, President Nozak Enterprises, DBA Supercuts

The MCG Group

lquote I didnt think it (health insurance) was that complicated until I tried to do it myself! Thank Ed for your help and pointing us in the right direction!

Steve Young, Managing PartnerRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:44:52-05:00
 I didnt think it (health insurance) was that complicated until I tried to do it myself! Thank Ed for your help and pointing us in the right direction! Steve Young, Managing Partner

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks


Fibrenew

Total Benefit Solutions Inc Health Insurance and Benefits
5
2019-01-07T12:09:49-05:00

Fibrenew

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks

Damar Communications

lquoteWhen I needed to offer health benefits options, Total Benefit Solutions was there with a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!”

Dave Margolis, President Damar Communications: Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:56:29-05:00
When I needed to offer health benefits options, Total Benefit Solutions was there with a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!” Dave Margolis, President Damar Communications: 

Netstride Internet Solutions

lquoteThe daunting landscape of health insurance is difficult for any business owner or individual to navigate. Ed and his team make the process really easy. We’ve been with Total Benefit Solutions Inc. for many years, and we recently decided to switch our plans. Both Ed and Amber spent time walking us through the various options, including the pros and cons of each plan and answered countless questions. Their patient guidance allowed us to pick a plan that we feel best meets the needs of our business and employees.

Gregory Tarallo, President  Netstride Internet SolutionsRquote

 

Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:31:43-05:00

 

Their patient guidance allowed us to pick a plan that we feel best meets the needs of our business and employees.

Highly recommend Total Benefit Solutions... unbelievable great service
David M

David M

Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-28T17:31:47-04:00

David M

Highly recommend Total Benefit Solutions... unbelievable great service David M



 

Ed and his team put up with all my health insurance panic and drama! In this crazy world of health insurance mania, it's helpful to have someone to put things into perspective - and find you coverage you can live with.  

Paige , President Paige Wolf Media and Public Relations

 

 

Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:25:42-05:00

Paige , President Paige Wolf Media and Public Relations

 

 

in this crazy world of health insurance mania, it's helpful to have someone to put things into perspective

Zola Makrauer DMD

lquoteEd is an expert in health insurance. I am a health care provider myself and I know how difficult this business can be. He is knowledgeable with all of the health insurance companies in our area. If you are looking for health insurance I would not pass up Ed for a quote he is great for single plans as well as plans for groups for business owners. Zola Makrauer DMD Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-09T07:53:06-05:00
Ed is an expert in health insurance. I am a health care provider myself and I know how difficult this business can be. He is knowledgeable with all of the health insurance companies in our area. If you are looking for health insurance I would not pass up Ed for a quote he is great for single plans as well as plans for groups for business owners. Zola Makrauer DMD

BKZ Contractors Inc.

lquoteI found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again!

Brian Zeldes, President BKZ Contractors Inc.Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
5
2015-01-26T10:02:52-05:00
I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again! Brian Zeldes, President BKZ Contractors Inc.

Beth Sholom Congregation

lquote"Ed takes the time each year to review our current plans, our goals for the future evaluate our options and explain all of the choices thoroughly.

Rquote