Solutions for Business
Today's small business managers need more than just a broker with a spreadsheet of health…Read More
Solutions for Individuals & Families
Today’s consumers need more than just a health insurance plan on a website. They need…Read More
Our Team The Total Benefit Solutions team is a dedicated group of professionals. We are trained, certified, licensed, experienced and ready for your call. Our purpose is to serve you, our client and not any insurance company or government agency. Our focus is on health insurance and benefits. We are here for you throughout the year including pre-renewal, renewal and post enrollment services. We take the job of securing coverage for you, your family or your employees seriously. Our advice is thorough and impartial and we always advocate for our clients.
Latest Health Insurance News
What is the IRMAA Surcharge?
What is the IRMAA Surcharge? The income-related monthly adjustment amount (IRMAA) sliding scale is a set…Read More
Horizon NJ: Covid-19 Resource Guide Update
Horizon has worked to address coverage matters and adjust business practices to help our members…Read More
Health Insurance Nondiscrimination Rules Small Business Owners Need to Know
Group health plans and tax-favored accounts—including health savings accounts (HSAs), health flexible spending arrangements (health…Read More