Medicare health plans can be confusing to the average person. Supplements, Advantage, PDP, ICEP, AEP, ADP, what do they all mean?

Paperwork at home

Total Benefit Solutions Inc. dedicated professionals are specialists who are trained and re-certified each year prior to open enrollment. We are here to help you.

Each person’s situation is different, so there is no “catch all” solution. As your independent broker we work with all of the insurers that offer these types of plans in the Philadelphia area and Southern NJ. Please pick up the phone and give us a call if you have any questions or concerns about your Medicare health plan, are becoming eligible soon, or are preparing for the next Medicare open enrollment. Having the professional assistance of a broker does not cost you anything additional, but the advice you receive may be invaluable.

Shop & Enroll is our quick and compliant tool that compares Medicare plans: Click here to log in and view plans.

Scope_of_Appointment_Online_Form: The Scope of Appointment form is required by CMS. Your Total Benefits Representative will ask you to return the form via our secure fax or by secure e-mail in order to assist you properly. You may download and print the form, or complete it online. Click Here to Download the Scope of Appointment Form

What are the enrollment periods?  Click here.

Call us today at (215)355-2121 or toll free 800-924-6718 and a dedicated, certified, licensed and insured senior benefit specialist will be happy to help you get started!

Zola Makrauer DMD

lquoteEd is an expert in health insurance. I am a health care provider myself and I know how difficult this business can be. He is knowledgeable with all of the health insurance companies in our area. If you are looking for health insurance I would not pass up Ed for a quote he is great for single plans as well as plans for groups for business owners. Zola Makrauer DMD Rquote
Total Benefit Solutions Inc
2015-02-09T07:53:06-05:00
Ed is an expert in health insurance. I am a health care provider myself and I know how difficult this business can be. He is knowledgeable with all of the health insurance companies in our area. If you are looking for health insurance I would not pass up Ed for a quote he is great for single plans as well as plans for groups for business owners. Zola Makrauer DMD

Bob Flemming

lquoteEach year they shop to find me the best prices on my health insurance. And any time there has been a problem, one call to (Total Benefit Solutions Inc.) has resolved everything. Thanks!”

Bob Flemming Rquote
Total Benefit Solutions Inc
5
2015-02-02T13:38:11-05:00
Each year they shop to find me the best prices on my health insurance. And any time there has been a problem, one call to (Total Benefit Solutions Inc.) has resolved everything. Thanks!” Bob Flemming

Kris Kreisher

lquoteWe are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂     Rquote


-Kris Kreisher

Total Benefit Solutions Inc
2016-02-26T18:37:55-05:00
I am so glad I found you a couple years ago!!!! 🙂

Bruce McIntyre

lquote-grnEd, and his group, is perhaps the most knowledgeable in PA for healthcare. Note that while Ed has major misgivings with ACA, he has taken the time to read the legislation, and to understand it's implications, and to provide advice to his customers based on reality, not some right or left wing fantasy.  If you want actual information on healthcare, talk to Ed and his group.-Bruce McIntyreRquote-grn
Total Benefit Solutions Inc
2015-01-26T09:24:16-05:00
Ed, and his group, is perhaps the most knowledgeable in PA for healthcare. Note that while Ed has major misgivings with ACA, he has taken the time to read the legislation, and to understand it's implications, and to provide advice to his customers based on reality, not some right or left wing fantasy.  If you want actual information on healthcare, talk to Ed and his group.-Bruce McIntyre

I have been using this office for quite a number of years for my individual medical insurance. I recently "graduated" to Medicare and quite frankly, I was dreading it. What I was reading online was more confusing than not. Maureen is a true gem! She is professional, takes the time and care to discuss the options, and the ease in her delivery was so easy to understand. And, she gets back to you quickly. I never had to wait more than a day to hear back from her.

 

Dee K
Total Benefit Solutions Inc
5
2022-06-17T15:57:12-04:00
I have been using this office for quite a number of years for my individual medical insurance. I recently "graduated" to Medicare and quite frankly, I was dreading it. What I was reading online was more confusing than not. Maureen is a true gem! She is professional, takes the time and care to discuss the options, and the ease in her delivery was so easy to understand. And, she gets back to you quickly. I never had to wait more than a day to hear back from her.   Dee K

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks


Fibrenew

Total Benefit Solutions Inc
5
2019-01-07T12:09:49-05:00

Fibrenew

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks

Terry Farber

lquoteI have relied on the expertise of Ed MacConnell and his staff for assistance in choosing the best health care plans for me and my husband for the past several years. I highly recommend Total Benefit Solutions, Inc., for your health care planning needs.

-Terry Farber, Elder Law AttorneyRquote
Total Benefit Solutions Inc
2016-07-14T18:19:34-04:00
I have relied on the expertise of Ed MacConnell and his staff for assistance in choosing the best health care plans for me and my husband for the past several years. I highly recommend Total Benefit Solutions, Inc., for your health care planning needs. -Terry Farber, Elder Law Attorney

Sales Pros 4 Hire

lquoteEspecially thank you for helping my wife and I sail through the new Affordable Care Act. You and your team made the complicated seem simple and select the plan best suited for our health insurance needs. Thanks!

Mike Hilbert, President, Sales Pros 4 HireRquote
Total Benefit Solutions Inc
5
2015-02-02T21:04:03-05:00
Especially thank you for helping my wife and I sail through the new Affordable Care Act. You and your team made the complicated seem simple and select the plan best suited for our health insurance needs. Thanks! Mike Hilbert, President, Sales Pros 4 Hire

Lou Grossman

lquote-grnEd and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public RelationsRquote-grn
Total Benefit Solutions Inc
2016-05-05T17:54:09-04:00
Ed and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public Relations

They really know what they are doing



 

They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W

Carol W

Total Benefit Solutions Inc
2017-12-31T09:11:31-05:00

Carol W

They really know what they are doing and will take great care of you!

Neil Greenberg

lquote-grn

There is no more valuable advisor, agent, friend or guru than you, Ed. You have helped me through numerous conundrums, assisted people who might not even be good client candidates, and explained things in language even I can understand. There isn't a circumstance which I don't take the opportunity to recommend you to someone. If I had more Rquote-grninfluence, I could repay you for all the good you've done for me, my family and friends.


Neil Greenberg
Total Benefit Solutions Inc
4
2015-01-26T09:21:26-05:00
There is no more valuable advisor, agent, friend or guru than you, Ed. You have helped me through numerous conundrums, assisted people who might not even be good client candidates, and explained things in language even I can understand. There isn't a circumstance which I don't take the opportunity to recommend you to someone. If I had more influence, I could repay you for all the good you've done for me, my family and friends. Neil Greenberg

I’ve been working with Total Benefits Solutions for many years now. Every year they run the numbers for comparison of the prescription plans available to supplement my Medicare plan. She does a fantastic job, even recommending plans that don’t work with brokers (no commission to them). (they) found health care plans for me before I went on Medicare as well. Do yourself a favor. Call them. You will be glad you did!

 

-Brenda M

Brenda M

Total Benefit Solutions Inc
2021-10-27T18:15:41-04:00

Brenda M

I’ve been working with Total Benefits Solutions for many years now. Every year they run the numbers for comparison of the prescription plans available to supplement my Medicare plan. She does a fantastic job, even recommending plans that don’t work with brokers (no commission to them). (they) found health care plans for me before I went on Medicare as well. Do yourself a favor. Call them. You will be glad you did!   -Brenda M

Dr Franklin Strong

lquote-grn

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr StrongRquote-grn
Total Benefit Solutions Inc
2015-01-26T09:53:00-05:00
Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

Travel Authority

lquoteEd, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call.  Thank you!


Barry Gerber, PresidentRquote

Total Benefit Solutions Inc
2015-01-26T09:40:34-05:00
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call.  Thank you! Barry Gerber, President
4.8
5
Total Benefit Solutions Inc

Medicare Supplement, Medicare Advantage, Part D drug coverage — the options seem endless! Don’t worry, Shop and Enroll is here to help. By entering your zip code, you’ll unlock all of the Medicare plans available in your area. You can navigate them on your own or leave it to our professionals who can guide you to a plan based on your needs.  From experience, we know how complex Medicare is and that people who work with trusted independent licensed sales agents are far more confident in their choices. It’s our job to help you find your plan, and we’re happy to do it. Your Medicare plan is out there. Let’s find it together.sm  

Medicare Supplements or Medigap Plans

A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare Advantage Plan. Those plans are ways to get Medicare 8 things to know about Medigap policies

  1. You must have Medicare Part A and Part B.
  2. If you have a Medicare Advantage Plan, you can apply for a Medigap policy, but make sure you can leave the Medicare Advantage Plan before your Medigap policy begins.
  3. You pay the private insurance company a monthly Medicare Prescription Drug Plan (Part D).
  4. It’s illegal for anyone to sell you a Medigap policy if you have a Medigap policies don’t cover everything. Medigap policies generally don’t cover Medigap policies do not have an annual open enrollment period. The best time to buy a Medigap policy is during your 6-month Medigap open enrollment period. Click here for more information from medicare.gov about when to buy Medigap.

    Please contact us at (215)355-2121 if you have any questions about Medicare supplements or Medigap plans..

    By submitting the information above, you are agreeing to be contacted by a Licensed Sales Agent by email or phone call to discuss information about Medicare Insurance Plans.  This is a solicitation for insurance.”