Total Benefit Briefs Newsletter
Six to eight times per year we publish our e-newsletter, Benefit Briefs to help keep you informed. Topics range from health insurance, Medicare, Healthcare Reform, Group Benefits and more.
Click on the link below to view a previous Benefit Briefs Newsletter…
Recent Issues:
Superior Commercial Kitchens

Frank Livolsi, President-Superior Commercial Kitchens

Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Zola Makrauer DMD


Solomon Bread & Rolls/Kaplan’s Bakery

Jeff Solomon-President

Bucks County Women’s Healthcare


Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

Adam F
Adam F

"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President


Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR

Joseph P
Joseph P
Chris Handley

Chris Handley, Account Executive Savoy & Associates (United Healthcare)


-Tasha G

Uncle Bill’s Country Market

– Bill Smith, President

Lou Grossman
Totally Zen

Stephanie Churchill, President

I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
CBDI, Inc

Amy Murray Hyde, Account Representative, CBDI, Inc.

Amy H

Amy H- Individual Client on the healthcare.gov marketplace

They really know what they are doing

They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W
Bruce McIntyre


Van Dyne Insurance

As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency

Rachael Cappella

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M
S&S Sign Company

Gina Seibel, Vice President S&S Signs

Sign-A-Rama-Feasterville

Bob Flemming, President

Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
RMS Services

Frank McCafferty, President

Prodigy Learning Center

Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.

Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
LTW Gentec

Matt Deeter, President LTW Gentec

Bonnie Greisler


Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
Greenwood Financial Services


-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts

Tristar Lighting

David Zarrinnia, President

Dr Franklin Strong

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

Brittany B
Brittany B
Coburn Myers Fastening Systems

Ted Harp, Controller

Sales Pros 4 Hire

Mike Hilbert, President, Sales Pros 4 Hire



-Brenda M
Brenda M
Brenda M
Bucks County TMA
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M
AquaReale


Art 4 Business

Heather Gibson, COO, Art 4 Business Inc

Stephen Forbus

Stephen Forbus

Perfect Move Inc

Bob Simons, Vice President of Perfect Move, Inc.

Bucks County Center for Independent Living

Ginny Fiorintine, Exective Director



Jason
Jason W
Jason W
Webucast

Igor Bogdanov, Principal, Webucast

Pete’s Clown House Luncheonette

Ron Bordone-President

Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K

Lisa K, President Angelmark Associates

David Fiebert Inc

-David Fiebert, President

Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 
-Kris Kreisher
David M
Terry Farber

-Terry Farber, Elder Law Attorney

Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Total Child Care


Tom & Geri’s World Travel

Tom Mellon, President

Media Components

Denis Sinelkov-President Media Components

Grossman Public Relations

Lou Grossman-President

Travel Wizards

Arlene Blosch, President

Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C
Riverside Physical Therapy

Joe Tomasetti, President Riverside Physical Therapy

I am so grateful for the amazing service!

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S

Franklin S
Franklin S
Greater Philadelphia Abstract

Susan Harrison, Principal, Greater Philadelphia Abstract Agency


Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
Wolf Island Networks

John Rodia, President

Dee K
Christine Taylor

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own

Christine Taylor: Self Employed
Christine Taylor: Self Employed
Shevlin Investments

Barry Shevlin, President

Caddick Construction

David Caddick, President of Caddick Construction

Beth Sholom Congregation


Harvey Friedrich, Executive Director, Beth Sholom Congregation

There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas

John K
John K
J

Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
over and above the call of duty

Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!

Amy H
Amy H
Cardinal International Grooving & Grinding

-Linda Organski, Director of Human Resources

American Dream Financing

Brett Stern, Principal-American Dream Financing

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew
BKZ Contractors Inc.

Brian Zeldes, President BKZ Contractors Inc.

Damar Communications

Dave Margolis, President Damar Communications:

The MCG Group

Steve Young, Managing Partner

Excel Capital Funding

Ricky Boone, President-Excel Capital Funding LLC

Netstride Internet Solutions

Gregory Tarallo, President Netstride Internet Solutions

Ace Childcare

David Ozeroff, President Ace Childcare Inc.

Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C
Associated Printing & Graphics


The Gannon Agency

Steve Gannon, President , The Gannon Agency

Archived Issues:
Download December 2016 Benefit Briefs: Topics include IRS Extends Due Date for Furnishing Form 1095-B/C and New Law Exempts Certain Small Employer HRAs From ACA Market Reforms
Download November 2016 Benefit Briefs Topics Include Election results, CVS Medicare Retail update, Medicare Open Enrollment Period.
Download October 2016 Benefit Briefs: Topics Include Affordable Care Act Open Enrollment Important- Updates Major changes are happening during this Annual Enrollment Period!
Download June 2016 Benefit Briefs: Topics Include PCOR Fees Due, ACA Update Chart, chart Changes to Special Election Period for indivduals on the Exchange Verification Process, Compliance and Health Reform Education Center, Total Benefits Comply. Employer Shared Responsibility Guide
Download March 2016 Benefit Briefs: Topics include 1095 form deadlines, Medicare supplements, new dental and vision options and Medicareful.
Download February 2016 Benefit Briefs: Topics Include Empower me Benefits Private Exchange, 2015 Compliance Compilation, Employer Shared Responsibility Guide.
April 2015 Benefit Briefs: Topics Include Group Health Plan Notices Calendar, Reinsurance Changes, Health Advocate, Medicare and more.
IBC Urgent Benefit Alert: Highlights recent changes in the IBC formulary and how the plan pays for generic and brand name prescriptions
March 2015 Benefit Briefs: Topics Include Health Reform Compliance and Education Center, Employer Shared Responsibility Guide, Think HR, Healthiest You and more.
January 2015 Benefit Briefs: Topics include Bronze plan gap coverage, open enrollment, new health care tax forms ( 1094 and 1095 A) our new COBRA solution, Think HR and more.
December 2014 Benefit Briefs: Topics include holiday hours, open enrollment, health reform checklist, IRS penalty for reimbursing individual premiums and more.
Open Enrollment 2015 Edition: All About the 2013/2014 Annual Open Enrollment Period
October 2014 Benefit Briefs: Topics include important upcoming dates, national “donut hole awareness”, health reform notices due and Think HR
August 2014 Benefit Briefs: Topics include HSA limits for 2015 released, Think HR, Health Reform Notices Due, Health Reform Checklist
June 2014 Benefit Briefs: Topics Include IBC Changes Labs, Health reform updated COBRA notice & more.
April 2014 Benefit Briefs Topics include individual dental and vision plans, deductible limit changes and more.
March 2014 Benefit Briefs Topic include end of open enrollment, Teledoc, Benefit Vault, Wellworks and more.
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President

CBDI, Inc

Amy Murray Hyde, Account Representative, CBDI, Inc.

Christine Taylor

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own

Christine Taylor: Self Employed
Christine Taylor: Self Employed
Greenwood Financial Services


-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Bruce McIntyre


Webucast

Igor Bogdanov, Principal, Webucast

Brittany B
Brittany B
Coburn Myers Fastening Systems

Ted Harp, Controller

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew
Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

Adam F
Adam F
Zola Makrauer DMD


Amy H

Amy H- Individual Client on the healthcare.gov marketplace

Van Dyne Insurance

As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency

I am so grateful for the amazing service!

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S

Franklin S
Franklin S
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M

Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR

Joseph P
Joseph P
Sign-A-Rama-Feasterville

Bob Flemming, President

Stephen Forbus

Stephen Forbus


Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
J

Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 
-Kris Kreisher
over and above the call of duty

Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!

Amy H
Amy H
Perfect Move Inc

Bob Simons, Vice President of Perfect Move, Inc.

Damar Communications

Dave Margolis, President Damar Communications:

The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M
Prodigy Learning Center

Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.

" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts

They really know what they are doing

They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W
Totally Zen

Stephanie Churchill, President

David Fiebert Inc

-David Fiebert, President

Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Grossman Public Relations

Lou Grossman-President

John K
John K
AquaReale


The MCG Group

Steve Young, Managing Partner

Terry Farber

-Terry Farber, Elder Law Attorney

Greater Philadelphia Abstract

Susan Harrison, Principal, Greater Philadelphia Abstract Agency

Associated Printing & Graphics


Travel Wizards

Arlene Blosch, President

Superior Commercial Kitchens

Frank Livolsi, President-Superior Commercial Kitchens

LTW Gentec

Matt Deeter, President LTW Gentec

BKZ Contractors Inc.

Brian Zeldes, President BKZ Contractors Inc.

Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Excel Capital Funding

Ricky Boone, President-Excel Capital Funding LLC

Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
David M


Jason
Jason W
Jason W
Caddick Construction

David Caddick, President of Caddick Construction


-Tasha G

Uncle Bill’s Country Market

– Bill Smith, President

Bonnie Greisler


Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K
Chris Handley

Chris Handley, Account Executive Savoy & Associates (United Healthcare)

Riverside Physical Therapy

Joe Tomasetti, President Riverside Physical Therapy

Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C

"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
Dee K
Wolf Island Networks

John Rodia, President

Media Components

Denis Sinelkov-President Media Components

Bucks County Center for Independent Living

Ginny Fiorintine, Exective Director

Cardinal International Grooving & Grinding

-Linda Organski, Director of Human Resources

Tristar Lighting

David Zarrinnia, President

Netstride Internet Solutions

Gregory Tarallo, President Netstride Internet Solutions

Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C

There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas

Beth Sholom Congregation


Harvey Friedrich, Executive Director, Beth Sholom Congregation
S&S Sign Company

Gina Seibel, Vice President S&S Signs

I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
Rachael Cappella

Dr Franklin Strong

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

Sales Pros 4 Hire

Mike Hilbert, President, Sales Pros 4 Hire

RMS Services

Frank McCafferty, President

Tom & Geri’s World Travel

Tom Mellon, President


Lisa K, President Angelmark Associates

Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Pete’s Clown House Luncheonette

Ron Bordone-President

Shevlin Investments

Barry Shevlin, President

Art 4 Business

Heather Gibson, COO, Art 4 Business Inc

The Gannon Agency

Steve Gannon, President , The Gannon Agency

Solomon Bread & Rolls/Kaplan’s Bakery

Jeff Solomon-President

Ace Childcare

David Ozeroff, President Ace Childcare Inc.

Total Child Care


Bucks County TMA


-Brenda M
Brenda M
Brenda M
Bucks County Women’s Healthcare


American Dream Financing

Brett Stern, Principal-American Dream Financing

Lou Grossman

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