Total Benefit Briefs Newsletter
Six to eight times per year we publish our e-newsletter, Benefit Briefs to help keep you informed. Topics range from health insurance, Medicare, Healthcare Reform, Group Benefits and more.
Click on the link below to view a previous Benefit Briefs Newsletter…
Recent Issues:
Zola Makrauer DMD
CBDI, Inc
Amy Murray Hyde, Account Representative, CBDI, Inc.
Bruce McIntyre
The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
BKZ Contractors Inc.
Brian Zeldes, President BKZ Contractors Inc.
S&S Sign Company
Gina Seibel, Vice President S&S Signs
Uncle Bill’s Country Market
– Bill Smith, President
Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR
Joseph P
Joseph P
Caddick Construction
David Caddick, President of Caddick Construction
Media Components
Denis Sinelkov-President Media Components
Van Dyne Insurance
As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency
The Gannon Agency
Steve Gannon, President , The Gannon Agency
Bucks County Women’s Healthcare
Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Shevlin Investments
Barry Shevlin, President
LTW Gentec
Matt Deeter, President LTW Gentec
Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C
Cardinal International Grooving & Grinding
-Linda Organski, Director of Human Resources
Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K
Ace Childcare
David Ozeroff, President Ace Childcare Inc.
Prodigy Learning Center
Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.
Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
Perfect Move Inc
Bob Simons, Vice President of Perfect Move, Inc.
Greater Philadelphia Abstract
Susan Harrison, Principal, Greater Philadelphia Abstract Agency
Webucast
Igor Bogdanov, Principal, Webucast
Greenwood Financial Services
-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Christine Taylor
I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own.
Christine Taylor: Self Employed
Christine Taylor: Self Employed
Totally Zen
Stephanie Churchill, President
Bonnie Greisler
Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
over and above the call of duty
Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!
Amy H
Amy H
AquaReale
Stephen Forbus
Stephen Forbus
" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts
RMS Services
Frank McCafferty, President
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M
Lou Grossman
Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C
Art 4 Business
Heather Gibson, COO, Art 4 Business Inc
"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
Associated Printing & Graphics
Beth Sholom Congregation
Harvey Friedrich, Executive Director, Beth Sholom Congregation
Excel Capital Funding
Ricky Boone, President-Excel Capital Funding LLC
John K
John K
They really know what they are doing
They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W
American Dream Financing
Brett Stern, Principal-American Dream Financing
Dr Franklin Strong
Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong
J
Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
Wolf Island Networks
John Rodia, President
Brittany B
Brittany B
David M
Coburn Myers Fastening Systems
Ted Harp, Controller
Total Child Care
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew
The MCG Group
Steve Young, Managing Partner
Sign-A-Rama-Feasterville
Bob Flemming, President
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂
-Kris Kreisher
Solomon Bread & Rolls/Kaplan’s Bakery
Jeff Solomon-President
Rachael Cappella
Terry Farber
-Terry Farber, Elder Law Attorney
I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F
Adam F
Adam F
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Riverside Physical Therapy
Joe Tomasetti, President Riverside Physical Therapy
Chris Handley
Chris Handley, Account Executive Savoy & Associates (United Healthcare)
Travel Wizards
Arlene Blosch, President
-Tasha G
Netstride Internet Solutions
Gregory Tarallo, President Netstride Internet Solutions
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
Dee K
Pete’s Clown House Luncheonette
Ron Bordone-President
There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas
-Brenda M
Brenda M
Brenda M
Lisa K, President Angelmark Associates
I am so grateful for the amazing service!
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S
Franklin S
Franklin S
Bucks County Center for Independent Living
Ginny Fiorintine, Exective Director
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M
Grossman Public Relations
Lou Grossman-President
Tom & Geri’s World Travel
Tom Mellon, President
Bucks County TMA
Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
Damar Communications
Dave Margolis, President Damar Communications:
Sales Pros 4 Hire
Mike Hilbert, President, Sales Pros 4 Hire
Amy H
Amy H- Individual Client on the healthcare.gov marketplace
Tristar Lighting
David Zarrinnia, President
Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Superior Commercial Kitchens
Frank Livolsi, President-Superior Commercial Kitchens
Jason
Jason W
Jason W
David Fiebert Inc
-David Fiebert, President
Archived Issues:
Download December 2016 Benefit Briefs: Topics include IRS Extends Due Date for Furnishing Form 1095-B/C and New Law Exempts Certain Small Employer HRAs From ACA Market Reforms
Download November 2016 Benefit Briefs Topics Include Election results, CVS Medicare Retail update, Medicare Open Enrollment Period.
Download October 2016 Benefit Briefs: Topics Include Affordable Care Act Open Enrollment Important- Updates Major changes are happening during this Annual Enrollment Period!
Download June 2016 Benefit Briefs: Topics Include PCOR Fees Due, ACA Update Chart, chart Changes to Special Election Period for indivduals on the Exchange Verification Process, Compliance and Health Reform Education Center, Total Benefits Comply. Employer Shared Responsibility Guide
Download March 2016 Benefit Briefs: Topics include 1095 form deadlines, Medicare supplements, new dental and vision options and Medicareful.
Download February 2016 Benefit Briefs: Topics Include Empower me Benefits Private Exchange, 2015 Compliance Compilation, Employer Shared Responsibility Guide.
April 2015 Benefit Briefs: Topics Include Group Health Plan Notices Calendar, Reinsurance Changes, Health Advocate, Medicare and more.
IBC Urgent Benefit Alert: Highlights recent changes in the IBC formulary and how the plan pays for generic and brand name prescriptions
March 2015 Benefit Briefs: Topics Include Health Reform Compliance and Education Center, Employer Shared Responsibility Guide, Think HR, Healthiest You and more.
January 2015 Benefit Briefs: Topics include Bronze plan gap coverage, open enrollment, new health care tax forms ( 1094 and 1095 A) our new COBRA solution, Think HR and more.
December 2014 Benefit Briefs: Topics include holiday hours, open enrollment, health reform checklist, IRS penalty for reimbursing individual premiums and more.
Open Enrollment 2015 Edition: All About the 2013/2014 Annual Open Enrollment Period
October 2014 Benefit Briefs: Topics include important upcoming dates, national “donut hole awareness”, health reform notices due and Think HR
August 2014 Benefit Briefs: Topics include HSA limits for 2015 released, Think HR, Health Reform Notices Due, Health Reform Checklist
June 2014 Benefit Briefs: Topics Include IBC Changes Labs, Health reform updated COBRA notice & more.
April 2014 Benefit Briefs Topics include individual dental and vision plans, deductible limit changes and more.
March 2014 Benefit Briefs Topic include end of open enrollment, Teledoc, Benefit Vault, Wellworks and more.
Superior Commercial Kitchens
Frank Livolsi, President-Superior Commercial Kitchens
Damar Communications
Dave Margolis, President Damar Communications:
Rachael Cappella
Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C
Bruce McIntyre
There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas
The MCG Group
Steve Young, Managing Partner
They really know what they are doing
They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W
Lou Grossman
Grossman Public Relations
Lou Grossman-President
Beth Sholom Congregation
Harvey Friedrich, Executive Director, Beth Sholom Congregation
Media Components
Denis Sinelkov-President Media Components
Caddick Construction
David Caddick, President of Caddick Construction
Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
Bonnie Greisler
Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K
Bucks County Center for Independent Living
Ginny Fiorintine, Exective Director
Webucast
Igor Bogdanov, Principal, Webucast
Greater Philadelphia Abstract
Susan Harrison, Principal, Greater Philadelphia Abstract Agency
John K
John K
RMS Services
Frank McCafferty, President
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew
I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
Bucks County Women’s Healthcare
Ace Childcare
David Ozeroff, President Ace Childcare Inc.
Excel Capital Funding
Ricky Boone, President-Excel Capital Funding LLC
" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts
David M
CBDI, Inc
Amy Murray Hyde, Account Representative, CBDI, Inc.
Dee K
Greenwood Financial Services
-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
American Dream Financing
Brett Stern, Principal-American Dream Financing
AquaReale
Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
LTW Gentec
Matt Deeter, President LTW Gentec
BKZ Contractors Inc.
Brian Zeldes, President BKZ Contractors Inc.
Total Child Care
Pete’s Clown House Luncheonette
Ron Bordone-President
Cardinal International Grooving & Grinding
-Linda Organski, Director of Human Resources
"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
Art 4 Business
Heather Gibson, COO, Art 4 Business Inc
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M
Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C
Lisa K, President Angelmark Associates
Prodigy Learning Center
Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.
-Tasha G
Stephen Forbus
Stephen Forbus
Van Dyne Insurance
As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency
J
Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
Solomon Bread & Rolls/Kaplan’s Bakery
Jeff Solomon-President
Bucks County TMA
Associated Printing & Graphics
Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
S&S Sign Company
Gina Seibel, Vice President S&S Signs
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M
Chris Handley
Chris Handley, Account Executive Savoy & Associates (United Healthcare)
Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Dr Franklin Strong
Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong
Tom & Geri’s World Travel
Tom Mellon, President
Sign-A-Rama-Feasterville
Bob Flemming, President
Travel Wizards
Arlene Blosch, President
The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
Coburn Myers Fastening Systems
Ted Harp, Controller
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
Brittany B
Brittany B
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂
-Kris Kreisher
I am so grateful for the amazing service!
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S
Franklin S
Franklin S
Terry Farber
-Terry Farber, Elder Law Attorney
David Fiebert Inc
-David Fiebert, President
-Brenda M
Brenda M
Brenda M
Zola Makrauer DMD
Perfect Move Inc
Bob Simons, Vice President of Perfect Move, Inc.
Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR
Joseph P
Joseph P
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Shevlin Investments
Barry Shevlin, President
Uncle Bill’s Country Market
– Bill Smith, President
Jason
Jason W
Jason W
Tristar Lighting
David Zarrinnia, President
The Gannon Agency
Steve Gannon, President , The Gannon Agency
Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F
Adam F
Adam F
Totally Zen
Stephanie Churchill, President
Sales Pros 4 Hire
Mike Hilbert, President, Sales Pros 4 Hire
Wolf Island Networks
John Rodia, President
over and above the call of duty
Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!
Amy H
Amy H
Riverside Physical Therapy
Joe Tomasetti, President Riverside Physical Therapy
Netstride Internet Solutions
Gregory Tarallo, President Netstride Internet Solutions
Amy H
Amy H- Individual Client on the healthcare.gov marketplace
Christine Taylor
I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own.
Christine Taylor: Self Employed
Christine Taylor: Self Employed
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