Total Benefit Briefs Newsletter
Six to eight times per year we publish our e-newsletter, Benefit Briefs to help keep you informed. Topics range from health insurance, Medicare, Healthcare Reform, Group Benefits and more.
Click on the link below to view a previous Benefit Briefs Newsletter…
Recent Issues:
Prodigy Learning Center

Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.

Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C
Chris Handley

Chris Handley, Account Executive Savoy & Associates (United Healthcare)

The MCG Group

Steve Young, Managing Partner

Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 
-Kris Kreisher
Rachael Cappella

Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

Adam F
Adam F
Dee K
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K
I am so grateful for the amazing service!

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S

Franklin S
Franklin S
They really know what they are doing

They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W
Bucks County TMA
Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C
Brittany B
Brittany B
Cardinal International Grooving & Grinding

-Linda Organski, Director of Human Resources

Coburn Myers Fastening Systems

Ted Harp, Controller

RMS Services

Frank McCafferty, President

Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Superior Commercial Kitchens

Frank Livolsi, President-Superior Commercial Kitchens

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M
Art 4 Business

Heather Gibson, COO, Art 4 Business Inc

Stephen Forbus

Stephen Forbus

BKZ Contractors Inc.

Brian Zeldes, President BKZ Contractors Inc.

Netstride Internet Solutions

Gregory Tarallo, President Netstride Internet Solutions

Shevlin Investments

Barry Shevlin, President

Caddick Construction

David Caddick, President of Caddick Construction

John K
John K
Ace Childcare

David Ozeroff, President Ace Childcare Inc.

Greater Philadelphia Abstract

Susan Harrison, Principal, Greater Philadelphia Abstract Agency

Lou Grossman
Total Child Care


Webucast

Igor Bogdanov, Principal, Webucast

Terry Farber

-Terry Farber, Elder Law Attorney

Van Dyne Insurance

As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency

AquaReale


Tristar Lighting

David Zarrinnia, President

Sales Pros 4 Hire

Mike Hilbert, President, Sales Pros 4 Hire

Media Components

Denis Sinelkov-President Media Components

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew


Jason
Jason W
Jason W
David Fiebert Inc

-David Fiebert, President


Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
LTW Gentec

Matt Deeter, President LTW Gentec

Bruce McIntyre


J

Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
Riverside Physical Therapy

Joe Tomasetti, President Riverside Physical Therapy

Solomon Bread & Rolls/Kaplan’s Bakery

Jeff Solomon-President

I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
Totally Zen

Stephanie Churchill, President

The Gannon Agency

Steve Gannon, President , The Gannon Agency

David M
S&S Sign Company

Gina Seibel, Vice President S&S Signs

Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Travel Wizards

Arlene Blosch, President

Perfect Move Inc

Bob Simons, Vice President of Perfect Move, Inc.

Grossman Public Relations

Lou Grossman-President

Associated Printing & Graphics



Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR

Joseph P
Joseph P
Christine Taylor

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own

Christine Taylor: Self Employed
Christine Taylor: Self Employed
Sign-A-Rama-Feasterville

Bob Flemming, President

American Dream Financing

Brett Stern, Principal-American Dream Financing

Amy H

Amy H- Individual Client on the healthcare.gov marketplace

over and above the call of duty

Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!

Amy H
Amy H
Excel Capital Funding

Ricky Boone, President-Excel Capital Funding LLC

Dr Franklin Strong

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

Bucks County Women’s Healthcare


The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Tom & Geri’s World Travel

Tom Mellon, President

Bucks County Center for Independent Living

Ginny Fiorintine, Exective Director


"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
Zola Makrauer DMD



There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas

Beth Sholom Congregation


Harvey Friedrich, Executive Director, Beth Sholom Congregation
Uncle Bill’s Country Market

– Bill Smith, President

" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts

Damar Communications

Dave Margolis, President Damar Communications:

Greenwood Financial Services


-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial

-Tasha G

Pete’s Clown House Luncheonette

Ron Bordone-President

Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M


-Brenda M
Brenda M
Brenda M

Lisa K, President Angelmark Associates

CBDI, Inc

Amy Murray Hyde, Account Representative, CBDI, Inc.

Wolf Island Networks

John Rodia, President

A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President

Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Bonnie Greisler


Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
Archived Issues:
Download December 2016 Benefit Briefs: Topics include IRS Extends Due Date for Furnishing Form 1095-B/C and New Law Exempts Certain Small Employer HRAs From ACA Market Reforms
Download November 2016 Benefit Briefs Topics Include Election results, CVS Medicare Retail update, Medicare Open Enrollment Period.
Download October 2016 Benefit Briefs: Topics Include Affordable Care Act Open Enrollment Important- Updates Major changes are happening during this Annual Enrollment Period!
Download June 2016 Benefit Briefs: Topics Include PCOR Fees Due, ACA Update Chart, chart Changes to Special Election Period for indivduals on the Exchange Verification Process, Compliance and Health Reform Education Center, Total Benefits Comply. Employer Shared Responsibility Guide
Download March 2016 Benefit Briefs: Topics include 1095 form deadlines, Medicare supplements, new dental and vision options and Medicareful.
Download February 2016 Benefit Briefs: Topics Include Empower me Benefits Private Exchange, 2015 Compliance Compilation, Employer Shared Responsibility Guide.
April 2015 Benefit Briefs: Topics Include Group Health Plan Notices Calendar, Reinsurance Changes, Health Advocate, Medicare and more.
IBC Urgent Benefit Alert: Highlights recent changes in the IBC formulary and how the plan pays for generic and brand name prescriptions
March 2015 Benefit Briefs: Topics Include Health Reform Compliance and Education Center, Employer Shared Responsibility Guide, Think HR, Healthiest You and more.
January 2015 Benefit Briefs: Topics include Bronze plan gap coverage, open enrollment, new health care tax forms ( 1094 and 1095 A) our new COBRA solution, Think HR and more.
December 2014 Benefit Briefs: Topics include holiday hours, open enrollment, health reform checklist, IRS penalty for reimbursing individual premiums and more.
Open Enrollment 2015 Edition: All About the 2013/2014 Annual Open Enrollment Period
October 2014 Benefit Briefs: Topics include important upcoming dates, national “donut hole awareness”, health reform notices due and Think HR
August 2014 Benefit Briefs: Topics include HSA limits for 2015 released, Think HR, Health Reform Notices Due, Health Reform Checklist
June 2014 Benefit Briefs: Topics Include IBC Changes Labs, Health reform updated COBRA notice & more.
April 2014 Benefit Briefs Topics include individual dental and vision plans, deductible limit changes and more.
March 2014 Benefit Briefs Topic include end of open enrollment, Teledoc, Benefit Vault, Wellworks and more.
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K
Perfect Move Inc

Bob Simons, Vice President of Perfect Move, Inc.

The MCG Group

Steve Young, Managing Partner


There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas

Dr Franklin Strong

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

Webucast

Igor Bogdanov, Principal, Webucast


Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
Tristar Lighting

David Zarrinnia, President

Pete’s Clown House Luncheonette

Ron Bordone-President

Greater Philadelphia Abstract

Susan Harrison, Principal, Greater Philadelphia Abstract Agency

Excel Capital Funding

Ricky Boone, President-Excel Capital Funding LLC

Christine Taylor

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own

Christine Taylor: Self Employed
Christine Taylor: Self Employed
Sign-A-Rama-Feasterville

Bob Flemming, President

Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C
Uncle Bill’s Country Market

– Bill Smith, President

LTW Gentec

Matt Deeter, President LTW Gentec

Media Components

Denis Sinelkov-President Media Components

A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President

Van Dyne Insurance

As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency

Chris Handley

Chris Handley, Account Executive Savoy & Associates (United Healthcare)


-Tasha G

Cardinal International Grooving & Grinding

-Linda Organski, Director of Human Resources

Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Lou Grossman
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 
-Kris Kreisher
CBDI, Inc

Amy Murray Hyde, Account Representative, CBDI, Inc.

Solomon Bread & Rolls/Kaplan’s Bakery

Jeff Solomon-President



Jason
Jason W
Jason W
Tom & Geri’s World Travel

Tom Mellon, President

Bucks County TMA
Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

Adam F
Adam F
David M
Zola Makrauer DMD


Bonnie Greisler


Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Art 4 Business

Heather Gibson, COO, Art 4 Business Inc

RMS Services

Frank McCafferty, President

Associated Printing & Graphics


" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts

Amy H

Amy H- Individual Client on the healthcare.gov marketplace

Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Terry Farber

-Terry Farber, Elder Law Attorney

Rachael Cappella


Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR

Joseph P
Joseph P
Shevlin Investments

Barry Shevlin, President

I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew
John K
John K
Damar Communications

Dave Margolis, President Damar Communications:

Prodigy Learning Center

Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.

The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
Beth Sholom Congregation


Harvey Friedrich, Executive Director, Beth Sholom Congregation
Superior Commercial Kitchens

Frank Livolsi, President-Superior Commercial Kitchens

over and above the call of duty

Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!

Amy H
Amy H
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M
Ace Childcare

David Ozeroff, President Ace Childcare Inc.

J

Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
Sales Pros 4 Hire

Mike Hilbert, President, Sales Pros 4 Hire

Greenwood Financial Services


-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Caddick Construction

David Caddick, President of Caddick Construction

Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C
Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Travel Wizards

Arlene Blosch, President


Lisa K, President Angelmark Associates

Bruce McIntyre


S&S Sign Company

Gina Seibel, Vice President S&S Signs

Dee K
Coburn Myers Fastening Systems

Ted Harp, Controller

Wolf Island Networks

John Rodia, President

I am so grateful for the amazing service!

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S

Franklin S
Franklin S
Bucks County Women’s Healthcare


Brittany B
Brittany B
Riverside Physical Therapy

Joe Tomasetti, President Riverside Physical Therapy



-Brenda M
Brenda M
Brenda M
Grossman Public Relations

Lou Grossman-President

Bucks County Center for Independent Living

Ginny Fiorintine, Exective Director

BKZ Contractors Inc.

Brian Zeldes, President BKZ Contractors Inc.


"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
Totally Zen

Stephanie Churchill, President

Total Child Care


David Fiebert Inc

-David Fiebert, President

The Gannon Agency

Steve Gannon, President , The Gannon Agency

AquaReale


Stephen Forbus

Stephen Forbus

Netstride Internet Solutions

Gregory Tarallo, President Netstride Internet Solutions

American Dream Financing

Brett Stern, Principal-American Dream Financing

They really know what they are doing

They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W

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