Total Benefit Briefs Newsletter
Six to eight times per year we publish our e-newsletter, Benefit Briefs to help keep you informed. Topics range from health insurance, Medicare, Healthcare Reform, Group Benefits and more.
Click on the link below to view a previous Benefit Briefs Newsletter…
Recent Issues:
AquaReale
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BKZ Contractors Inc.
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Brian Zeldes, President BKZ Contractors Inc.
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Prodigy Learning Center
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Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.
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Van Dyne Insurance
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As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency
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David Fiebert Inc
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-David Fiebert, President
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-Brenda M
Brenda M
Brenda M
Bonnie Greisler
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Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
Sales Pros 4 Hire
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Mike Hilbert, President, Sales Pros 4 Hire
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Superior Commercial Kitchens
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Frank Livolsi, President-Superior Commercial Kitchens
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Netstride Internet Solutions
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Gregory Tarallo, President Netstride Internet Solutions
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Caddick Construction
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David Caddick, President of Caddick Construction
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I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M
Travel Wizards
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Arlene Blosch, President
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Tristar Lighting
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David Zarrinnia, President
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Chris Handley
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Chris Handley, Account Executive Savoy & Associates (United Healthcare)
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LTW Gentec
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Matt Deeter, President LTW Gentec
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Lou Grossman
Shevlin Investments
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Barry Shevlin, President
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Bucks County TMA
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K
Brittany B
Brittany B
Grossman Public Relations
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Lou Grossman-President
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Wolf Island Networks
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John Rodia, President
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Riverside Physical Therapy
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Joe Tomasetti, President Riverside Physical Therapy
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Associated Printing & Graphics
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The MCG Group
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Steve Young, Managing Partner
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Zola Makrauer DMD
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A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
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Greenwood Financial Services
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-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
The Gannon Agency
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Steve Gannon, President , The Gannon Agency
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Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR
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Joseph P
Joseph P
Dr Franklin Strong
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Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong
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Excel Capital Funding
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Ricky Boone, President-Excel Capital Funding LLC
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Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C
Beth Sholom Congregation
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Harvey Friedrich, Executive Director, Beth Sholom Congregation
American Dream Financing
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Brett Stern, Principal-American Dream Financing
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CBDI, Inc
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Amy Murray Hyde, Account Representative, CBDI, Inc.
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S&S Sign Company
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Gina Seibel, Vice President S&S Signs
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Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C
Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F
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Adam F
Adam F
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Pete’s Clown House Luncheonette
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Ron Bordone-President
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Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 ![Rquote](/wp-content/uploads/2015/01/_d_improd_/Rquote-e1422750623438_f_improf_75x61.jpg)
-Kris Kreisher
Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Bucks County Women’s Healthcare
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Amy H
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Amy H- Individual Client on the healthcare.gov marketplace
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Ace Childcare
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David Ozeroff, President Ace Childcare Inc.
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Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
over and above the call of duty
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Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!
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Amy H
Amy H
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Jason
Jason W
Jason W
Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
Greater Philadelphia Abstract
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Susan Harrison, Principal, Greater Philadelphia Abstract Agency
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Lisa K, President Angelmark Associates
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Solomon Bread & Rolls/Kaplan’s Bakery
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Jeff Solomon-President
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Totally Zen
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Stephanie Churchill, President
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Bruce McIntyre
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Cardinal International Grooving & Grinding
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-Linda Organski, Director of Human Resources
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Rachael Cappella
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Uncle Bill’s Country Market
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– Bill Smith, President
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Webucast
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Igor Bogdanov, Principal, Webucast
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Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew
![](https://i0.wp.com/totalbenefits.net/wp-content/uploads/2018/08/lquote.jpg?resize=75%2C64&ssl=1)
-Tasha G
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Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M
Perfect Move Inc
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Bob Simons, Vice President of Perfect Move, Inc.
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Coburn Myers Fastening Systems
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Ted Harp, Controller
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The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
Bucks County Center for Independent Living
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Ginny Fiorintine, Exective Director
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Christine Taylor
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I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own
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Christine Taylor: Self Employed
Christine Taylor: Self Employed
Dee K
Art 4 Business
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Heather Gibson, COO, Art 4 Business Inc
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John K
John K
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Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
Media Components
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Denis Sinelkov-President Media Components
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I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
Sign-A-Rama-Feasterville
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Bob Flemming, President
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They really know what they are doing
![](https://i0.wp.com/totalbenefits.net/wp-content/uploads/2015/01/lquote-grn.jpg?resize=100%2C85)
They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W
Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Tom & Geri’s World Travel
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Tom Mellon, President
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RMS Services
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Frank McCafferty, President
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I am so grateful for the amazing service!
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I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S
![](https://i0.wp.com/totalbenefits.net/wp-content/uploads/2015/01/Rquote-grn.jpg?resize=106%2C86)
Franklin S
Franklin S
Terry Farber
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-Terry Farber, Elder Law Attorney
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There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas
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J
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Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
Stephen Forbus
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Stephen Forbus
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David M
Total Child Care
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" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts
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"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
Damar Communications
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Dave Margolis, President Damar Communications:
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Archived Issues:
Download December 2016 Benefit Briefs: Topics include IRS Extends Due Date for Furnishing Form 1095-B/C and New Law Exempts Certain Small Employer HRAs From ACA Market Reforms
Download November 2016 Benefit Briefs Topics Include Election results, CVS Medicare Retail update, Medicare Open Enrollment Period.
Download October 2016 Benefit Briefs: Topics Include Affordable Care Act Open Enrollment Important- Updates Major changes are happening during this Annual Enrollment Period!
Download June 2016 Benefit Briefs: Topics Include PCOR Fees Due, ACA Update Chart, chart Changes to Special Election Period for indivduals on the Exchange Verification Process, Compliance and Health Reform Education Center, Total Benefits Comply. Employer Shared Responsibility Guide
Download March 2016 Benefit Briefs: Topics include 1095 form deadlines, Medicare supplements, new dental and vision options and Medicareful.
Download February 2016 Benefit Briefs: Topics Include Empower me Benefits Private Exchange, 2015 Compliance Compilation, Employer Shared Responsibility Guide.
April 2015 Benefit Briefs: Topics Include Group Health Plan Notices Calendar, Reinsurance Changes, Health Advocate, Medicare and more.
IBC Urgent Benefit Alert: Highlights recent changes in the IBC formulary and how the plan pays for generic and brand name prescriptions
March 2015 Benefit Briefs: Topics Include Health Reform Compliance and Education Center, Employer Shared Responsibility Guide, Think HR, Healthiest You and more.
January 2015 Benefit Briefs: Topics include Bronze plan gap coverage, open enrollment, new health care tax forms ( 1094 and 1095 A) our new COBRA solution, Think HR and more.
December 2014 Benefit Briefs: Topics include holiday hours, open enrollment, health reform checklist, IRS penalty for reimbursing individual premiums and more.
Open Enrollment 2015 Edition: All About the 2013/2014 Annual Open Enrollment Period
October 2014 Benefit Briefs: Topics include important upcoming dates, national “donut hole awareness”, health reform notices due and Think HR
August 2014 Benefit Briefs: Topics include HSA limits for 2015 released, Think HR, Health Reform Notices Due, Health Reform Checklist
June 2014 Benefit Briefs: Topics Include IBC Changes Labs, Health reform updated COBRA notice & more.
April 2014 Benefit Briefs Topics include individual dental and vision plans, deductible limit changes and more.
March 2014 Benefit Briefs Topic include end of open enrollment, Teledoc, Benefit Vault, Wellworks and more.
Bucks County Center for Independent Living
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Ginny Fiorintine, Exective Director
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Media Components
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Denis Sinelkov-President Media Components
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There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas
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Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR
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Joseph P
Joseph P
Solomon Bread & Rolls/Kaplan’s Bakery
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Jeff Solomon-President
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The Gannon Agency
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Steve Gannon, President , The Gannon Agency
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Greenwood Financial Services
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-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Perfect Move Inc
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Bob Simons, Vice President of Perfect Move, Inc.
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"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
J
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Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
Sales Pros 4 Hire
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Mike Hilbert, President, Sales Pros 4 Hire
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Stephen Forbus
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Stephen Forbus
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AquaReale
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Totally Zen
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Stephanie Churchill, President
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Netstride Internet Solutions
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Gregory Tarallo, President Netstride Internet Solutions
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-Tasha G
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Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
Art 4 Business
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Heather Gibson, COO, Art 4 Business Inc
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S&S Sign Company
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Gina Seibel, Vice President S&S Signs
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I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M
Associated Printing & Graphics
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" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts
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Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
Amy H
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Amy H- Individual Client on the healthcare.gov marketplace
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Bonnie Greisler
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Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
CBDI, Inc
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Amy Murray Hyde, Account Representative, CBDI, Inc.
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Rachael Cappella
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Greater Philadelphia Abstract
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Susan Harrison, Principal, Greater Philadelphia Abstract Agency
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Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
David Fiebert Inc
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-David Fiebert, President
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David M
Pete’s Clown House Luncheonette
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Ron Bordone-President
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Terry Farber
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-Terry Farber, Elder Law Attorney
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John K
John K
Lou Grossman
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M
Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C
Excel Capital Funding
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Ricky Boone, President-Excel Capital Funding LLC
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Dee K
I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
Tristar Lighting
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David Zarrinnia, President
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Coburn Myers Fastening Systems
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Ted Harp, Controller
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Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 ![Rquote](/wp-content/uploads/2015/01/_d_improd_/Rquote-e1422750623438_f_improf_75x61.jpg)
-Kris Kreisher
Shevlin Investments
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Barry Shevlin, President
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Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Travel Wizards
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Arlene Blosch, President
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I am so grateful for the amazing service!
![](https://i0.wp.com/totalbenefits.net/wp-content/uploads/2015/01/lquote-grn.jpg?resize=100%2C85)
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S
![](https://i0.wp.com/totalbenefits.net/wp-content/uploads/2015/01/Rquote-grn.jpg?resize=106%2C86)
Franklin S
Franklin S
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Tom & Geri’s World Travel
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Tom Mellon, President
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The MCG Group
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Steve Young, Managing Partner
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Bruce McIntyre
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Prodigy Learning Center
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Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.
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Webucast
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Igor Bogdanov, Principal, Webucast
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LTW Gentec
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Matt Deeter, President LTW Gentec
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BKZ Contractors Inc.
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Brian Zeldes, President BKZ Contractors Inc.
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Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F
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Adam F
Adam F
Ace Childcare
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David Ozeroff, President Ace Childcare Inc.
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Brittany B
Brittany B
Chris Handley
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Chris Handley, Account Executive Savoy & Associates (United Healthcare)
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Cardinal International Grooving & Grinding
![lquote](https://i0.wp.com/totalbenefits.net/wp-content/uploads/2015/01/lquote-e1422750650503.jpg?resize=75%2C64)
-Linda Organski, Director of Human Resources
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over and above the call of duty
![](https://i0.wp.com/totalbenefits.net/wp-content/uploads/2015/01/lquote-e1422750650503.jpg?resize=75%2C64)
Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!
![](https://i0.wp.com/totalbenefits.net/wp-content/uploads/2015/01/Rquote-e1422750623438.jpg?resize=75%2C61)
Amy H
Amy H
Uncle Bill’s Country Market
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– Bill Smith, President
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Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C
RMS Services
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Frank McCafferty, President
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Bucks County Women’s Healthcare
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Sign-A-Rama-Feasterville
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Bob Flemming, President
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Dr Franklin Strong
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Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong
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Christine Taylor
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I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own
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Christine Taylor: Self Employed
Christine Taylor: Self Employed
Bucks County TMA
Wolf Island Networks
![lquote](https://i0.wp.com/totalbenefits.net/wp-content/uploads/2015/01/lquote-e1422750650503.jpg?resize=75%2C64)
John Rodia, President
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Caddick Construction
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David Caddick, President of Caddick Construction
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Beth Sholom Congregation
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Harvey Friedrich, Executive Director, Beth Sholom Congregation
Grossman Public Relations
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Lou Grossman-President
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They really know what they are doing
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They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew
Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Damar Communications
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Dave Margolis, President Damar Communications:
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A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
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Total Child Care
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Zola Makrauer DMD
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Lisa K, President Angelmark Associates
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Superior Commercial Kitchens
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Frank Livolsi, President-Superior Commercial Kitchens
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-Brenda M
Brenda M
Brenda M
American Dream Financing
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Brett Stern, Principal-American Dream Financing
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Van Dyne Insurance
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As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency
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Jason
Jason W
Jason W
Riverside Physical Therapy
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Joe Tomasetti, President Riverside Physical Therapy
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