Total Benefit Briefs Newsletter
Six to eight times per year we publish our e-newsletter, Benefit Briefs to help keep you informed. Topics range from health insurance, Medicare, Healthcare Reform, Group Benefits and more.
Click on the link below to view a previous Benefit Briefs Newsletter…
Recent Issues:
Bonnie Greisler


Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice. I highly recommend them!
Shevlin Investments

Barry Shevlin, President

Tristar Lighting

David Zarrinnia, President

Ed and his team have been great with finding us the right plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They )took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Craven Moore
Extremely helpful professionals. Very fast in responding and taking the time to answer all of our questions when our small company decided to offer a new health benefits plan. Highly recommended for companies struggling with health insurance costs and trying to figure everything out. They made it easy to understand, choose and get up and running. -Craven Moore
Wolf Island Networks

John Rodia, President

Total Child Care


Associated Printing & Graphics


Beth Sholom Congregation


Harvey Friedrich, Executive Director, Beth Sholom Congregation
Tom & Geri’s World Travel

Tom Mellon, President


Highly recommend. They took the time even when it was the busiest time of year for healthcare. They explained the details patiently to help stream the process painlessly.
-Gina DeSumma
CBDI, Inc

Amy Murray Hyde, Account Representative, CBDI, Inc.

Christine Taylor

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own

Christine Taylor: Self Employed
Christine Taylor: Self Employed
Damar Communications

Dave Margolis, President Damar Communications:

LTW Gentec

Matt Deeter, President LTW Gentec

over and above the call of duty

Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!

Amy Huber, client
Amy Huber, client
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 
-Kris Kreisher
Sign-A-Rama-Feasterville

Bob Flemming, President

I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Travel Wizards

Arlene Blosch, President

Sales Pros 4 Hire

Mike Hilbert, President, Sales Pros 4 Hire

Helped our family with all the switching around, so we where never without benefits or lacked in care.
Paige Wolf Media & Public Relations
Van Dyne Insurance

As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency

I am so grateful for the amazing service!

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend!

Ariel Muller
Ariel Muller
Stephen Forbus

Stephen Forbus

Solomon Bread & Rolls/Kaplan’s Bakery

Jeff Solomon-President

Greater Philadelphia Abstract

Susan Harrison, Principal, Greater Philadelphia Abstract Agency

Totally Zen

Stephanie Churchill, President

Perfect Move Inc

Bob Simons, Vice President of Perfect Move, Inc.

Bucks County Women’s Healthcare


Riverside Physical Therapy

Joe Tomasetti, President Riverside Physical Therapy

Caddick Construction

David Caddick, President of Caddick Construction

Ace Childcare

David Ozeroff, President Ace Childcare Inc.

Chris Handley

Chris Handley, Account Executive Savoy & Associates (United Healthcare)

AquaReale


Webucast

Igor Bogdanov, Principal, Webucast

RMS Services

Frank McCafferty, President

American Dream Financing

Brett Stern, Principal-American Dream Financing

Coburn Myers Fastening Systems

Ted Harp, Controller

Lou Grossman
They really know what they are doing
Carol Woytus, Vacation Magic Travel
Carol Woytus, Vacation Magic Travel
Dr Franklin Strong

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

BKZ Contractors Inc.

Brian Zeldes, President BKZ Contractors Inc.

Greenwood Financial Services


-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Bucks County Center for Independent Living

Ginny Fiorintine, Exective Director

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Art 4 Business

Heather Gibson, COO, Art 4 Business Inc

Cardinal International Grooving & Grinding

-Linda Organski, Director of Human Resources

Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Pete’s Clown House Luncheonette

Ron Bordone-President

A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President

Nozak Enterprises

Jeff Gross, President Nozak Enterprises, DBA Supercuts

Zola Makrauer DMD


Bucks County TMA
Grossman Public Relations

Lou Grossman-President

David Fiebert Inc

-David Fiebert, President


"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Angelmark Associates

Lisa Kruse, President Angelmark Associates

Amy H

Amy H- Individual Client on the healthcare.gov marketplace

Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
J

Jennifer helped me figure out the best options and made the whole process easy and effortless. Thank you!
Paige Wolf Testimonial Dec 2018
Through all my insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige Wolf
Media Components

Denis Sinelkov-President Media Components

Superior Commercial Kitchens

Frank Livolsi, President-Superior Commercial Kitchens

Excel Capital Funding

Ricky Boone, President-Excel Capital Funding LLC

Bruce McIntyre


Netstride Internet Solutions

Gregory Tarallo, President Netstride Internet Solutions

Rachael Cappella

S&S Sign Company

Gina Seibel, Vice President S&S Signs

The Gannon Agency

Steve Gannon, President , The Gannon Agency

Terry Farber

-Terry Farber, Elder Law Attorney

Uncle Bill’s Country Market

– Bill Smith, President

Ed and his staff have helped my husband and myself with our insurance for years. Great people to work with and extremely knowledgeable. - Kathleen Broderick
The MCG Group

Steve Young, Managing Partner

Prodigy Learning Center

Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.

Archived Issues:
Download December 2016 Benefit Briefs: Topics include IRS Extends Due Date for Furnishing Form 1095-B/C and New Law Exempts Certain Small Employer HRAs From ACA Market Reforms
Download November 2016 Benefit Briefs Topics Include Election results, CVS Medicare Retail update, Medicare Open Enrollment Period.
Download October 2016 Benefit Briefs: Topics Include Affordable Care Act Open Enrollment Important- Updates Major changes are happening during this Annual Enrollment Period!
Download June 2016 Benefit Briefs: Topics Include PCOR Fees Due, ACA Update Chart, chart Changes to Special Election Period for indivduals on the Exchange Verification Process, Compliance and Health Reform Education Center, Total Benefits Comply. Employer Shared Responsibility Guide
Download March 2016 Benefit Briefs: Topics include 1095 form deadlines, Medicare supplements, new dental and vision options and Medicareful.
Download February 2016 Benefit Briefs: Topics Include Empower me Benefits Private Exchange, 2015 Compliance Compilation, Employer Shared Responsibility Guide.
April 2015 Benefit Briefs: Topics Include Group Health Plan Notices Calendar, Reinsurance Changes, Health Advocate, Medicare and more.
IBC Urgent Benefit Alert: Highlights recent changes in the IBC formulary and how the plan pays for generic and brand name prescriptions
March 2015 Benefit Briefs: Topics Include Health Reform Compliance and Education Center, Employer Shared Responsibility Guide, Think HR, Healthiest You and more.
January 2015 Benefit Briefs: Topics include Bronze plan gap coverage, open enrollment, new health care tax forms ( 1094 and 1095 A) our new COBRA solution, Think HR and more.
December 2014 Benefit Briefs: Topics include holiday hours, open enrollment, health reform checklist, IRS penalty for reimbursing individual premiums and more.
Open Enrollment 2015 Edition: All About the 2013/2014 Annual Open Enrollment Period
October 2014 Benefit Briefs: Topics include important upcoming dates, national “donut hole awareness”, health reform notices due and Think HR
August 2014 Benefit Briefs: Topics include HSA limits for 2015 released, Think HR, Health Reform Notices Due, Health Reform Checklist
June 2014 Benefit Briefs: Topics Include IBC Changes Labs, Health reform updated COBRA notice & more.
April 2014 Benefit Briefs Topics include individual dental and vision plans, deductible limit changes and more.
March 2014 Benefit Briefs Topic include end of open enrollment, Teledoc, Benefit Vault, Wellworks and more.
RMS Services

Frank McCafferty, President

LTW Gentec

Matt Deeter, President LTW Gentec

Bucks County TMA
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
American Dream Financing

Brett Stern, Principal-American Dream Financing

Caddick Construction

David Caddick, President of Caddick Construction

Art 4 Business

Heather Gibson, COO, Art 4 Business Inc

Associated Printing & Graphics


Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 
-Kris Kreisher
Wolf Island Networks

John Rodia, President

Greenwood Financial Services


-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Ace Childcare

David Ozeroff, President Ace Childcare Inc.

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They )took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Nozak Enterprises

Jeff Gross, President Nozak Enterprises, DBA Supercuts

Dr Franklin Strong

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

Sales Pros 4 Hire

Mike Hilbert, President, Sales Pros 4 Hire

Greater Philadelphia Abstract

Susan Harrison, Principal, Greater Philadelphia Abstract Agency

Tristar Lighting

David Zarrinnia, President

Perfect Move Inc

Bob Simons, Vice President of Perfect Move, Inc.

Totally Zen

Stephanie Churchill, President

Damar Communications

Dave Margolis, President Damar Communications:

The Gannon Agency

Steve Gannon, President , The Gannon Agency

Travel Wizards

Arlene Blosch, President

S&S Sign Company

Gina Seibel, Vice President S&S Signs

J

Jennifer helped me figure out the best options and made the whole process easy and effortless. Thank you!
Uncle Bill’s Country Market

– Bill Smith, President

They really know what they are doing
Carol Woytus, Vacation Magic Travel
Carol Woytus, Vacation Magic Travel
Van Dyne Insurance

As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency

Prodigy Learning Center

Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.

Shevlin Investments

Barry Shevlin, President

Webucast

Igor Bogdanov, Principal, Webucast

Angelmark Associates

Lisa Kruse, President Angelmark Associates

Beth Sholom Congregation


Harvey Friedrich, Executive Director, Beth Sholom Congregation
Lou Grossman
Helped our family with all the switching around, so we where never without benefits or lacked in care.
Terry Farber

-Terry Farber, Elder Law Attorney

Bucks County Women’s Healthcare


Stephen Forbus

Stephen Forbus

BKZ Contractors Inc.

Brian Zeldes, President BKZ Contractors Inc.

Netstride Internet Solutions

Gregory Tarallo, President Netstride Internet Solutions

Paige Wolf Testimonial Dec 2018
Through all my insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige Wolf
Riverside Physical Therapy

Joe Tomasetti, President Riverside Physical Therapy

Superior Commercial Kitchens

Frank Livolsi, President-Superior Commercial Kitchens

Grossman Public Relations

Lou Grossman-President

David Fiebert Inc

-David Fiebert, President

over and above the call of duty

Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!

Amy Huber, client
Amy Huber, client
CBDI, Inc

Amy Murray Hyde, Account Representative, CBDI, Inc.

Chris Handley

Chris Handley, Account Executive Savoy & Associates (United Healthcare)

Tom & Geri’s World Travel

Tom Mellon, President

Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President

"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Solomon Bread & Rolls/Kaplan’s Bakery

Jeff Solomon-President

Ed and his staff have helped my husband and myself with our insurance for years. Great people to work with and extremely knowledgeable. - Kathleen Broderick
Pete’s Clown House Luncheonette

Ron Bordone-President

Craven Moore
Extremely helpful professionals. Very fast in responding and taking the time to answer all of our questions when our small company decided to offer a new health benefits plan. Highly recommended for companies struggling with health insurance costs and trying to figure everything out. They made it easy to understand, choose and get up and running. -Craven Moore
Sign-A-Rama-Feasterville

Bob Flemming, President

Coburn Myers Fastening Systems

Ted Harp, Controller

Bonnie Greisler


Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
Media Components

Denis Sinelkov-President Media Components

Bruce McIntyre



Highly recommend. They took the time even when it was the busiest time of year for healthcare. They explained the details patiently to help stream the process painlessly.
-Gina DeSumma
AquaReale


Bucks County Center for Independent Living

Ginny Fiorintine, Exective Director

A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President

Christine Taylor

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own

Christine Taylor: Self Employed
Christine Taylor: Self Employed
Cardinal International Grooving & Grinding

-Linda Organski, Director of Human Resources

Rachael Cappella

I am so grateful for the amazing service!

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend!

Ariel Muller
Ariel Muller
Total Child Care


Ed and his team have been great with finding us the right plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
The MCG Group

Steve Young, Managing Partner

Zola Makrauer DMD


Excel Capital Funding

Ricky Boone, President-Excel Capital Funding LLC

The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice. I highly recommend them!
Paige Wolf Media & Public Relations
Amy H

Amy H- Individual Client on the healthcare.gov marketplace


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