What is a missing tooth clause?

It’s estimated that 69% of adults from 35 to 44 years old have lost at least one permanent tooth. When a person loses a tooth — whether because of a severe cavity, mouth injury, or another issue — a dentist can replace it with a dental implant, bridge, crown, or dentures. These procedures are considered “major” by most dental insurance companies, meaning they’re more costly (both for them and the member) than a routine cleaning or even a filling.  Under a dental plan with a missing tooth clause, insurance won’t cover the cost of the replacement procedure if the tooth was extracted or fell out before the current coverage began for… Read More

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