Enrollment Period at Get Covered New Jersey Extended

More information on the American Rescue Plan Act changes may be found on the Get Covered New Jersey website. Contact your Total Benefit Solutions, Inc health insurance specialist to get enrolled or if you have any questions or concerns at (215)355-2121

Continue Reading

What is Minimum Essential Coverage or MEC health insurance?

Continue Reading

Independence Blue Cross COVID-19 claim forms

Independence Blue Cross COVID-19 claim forms

Click on the proper link below to download the COVID-19 Claim form
you need !

As always please reach out to your Total Benefit Solutions, Inc
health insurance specialist at (215)355-2121 for any questions or concerns.

Continue Reading

How the COVID-19 Relief Bill Helps Older Adults and People with Disabilities

Continue Reading

Copays vs Coinsurance: What is the employer impact?

Continue Reading

Health Insurance: What Do You Pay for?

Continue Reading

3 Fundamental Life Planning Strategies for the Novice

Continue Reading

American Rescue Plan Act Signed Into Law

The American Rescue Plan Act (ARPA), which is the latest bill to address the ongoing economic impacts of COVID-19, has been signed into law. Most aspects of the law do not directly affect the HR function, but those that do—optional extension of sick and family leave and establishment of COBRA subsidies—are outlined below.

Continue Reading

Departments Issue Guidance Re: FFCRA and CARES Act

Continue Reading

New COBRA Subsidy Begins April 1st under COVID Relief

Continue Reading

What is a benefit Third Party Administrator (TPA)?

Continue Reading

Pandemic Aid Package Includes Relief From High Premiums

Continue Reading

COBRA Subsidy in the works

Continue Reading

How to read your Explanation of Benefits EOB

Continue Reading

What is a Direct Primary Care plan?

Continue Reading

What is a minimum essential coverage (MEC) plan?

Continue Reading

What is the NYHCRA Form?

Continue Reading

Aetna Attain: more than discounts, actual rewards

Continue Reading

Review us on Google

Continue Reading

What is my Max Out of Pocket?

Continue Reading

Think You’re Covered With Original Medicare?

Medicare in 2020   Everyone has heard of Medicare and over the years, here at Total Benefit Solutions have posted numerous articles explaining how Medicare works. We even wrote out a post about the history of Medicare a little over a year ago (That post can be found here ). However, nothing in the Insurance World stays still and every so often we like to revisit this sector of the Insurance Market and explain how Medicare works with some updates. This way, whether you’re new to Medicare, or you’ve been on it for a while, you are up-to-date on how your Insurance Plan works! Original Medicare (Part A and Part… Read More

Continue Reading

Full Self-Service Compliance Center At No Additional Charge to You!

Continue Reading

SHOP Rules Finalized, Enrollment Forms Simplified

The Small Business Health Options Program’s (SHOP) place along the Affordable Care Act’s (ACA) timeline. It’s now being packaged for mass consumption and soon will be stocked on store shelves across all 50 states. Click here to read more…

Continue Reading

New York Health Exchanges Offer 50% Drop in Premiums

Empire State approves plans to be sold by 17 insurers and lower expected premiums may ease fears that next year’s implementation of the biggest parts of the Affordable Care Act would send prices soaring… Click here to read the story

Continue Reading

IBC: Important change to claims processing for PPO plans

Independence Blue Cross (IBC) will begin notifying customers later this week regarding a change in how claims for certain out-of-network providers will be processed under their IBC Personal Choice® PPO health plan. This change impacts fully insured, self-funded, and Individual commercial Personal Choice® PPO plans only. There is no impact to Medicare plans. Effective November 1, 2013, members who have claims submitted by providers who participate in the Highmark Blue Shield (Highmark) professional provider network inside IBC’s five-county service area will be subject to higher out-of-pocket costs and may also be subject to balance billing. Currently, claims submitted by a participating Highmark professional provider are processed as out of network and applied… Read More

Continue Reading