QSE-HRA or Qualified Small Employer HRA

Companies with fewer than 50 employees are qualified for $199 small employer HRA plan document a group health insurance alternative.

What is QSE-HRA?

To establish a QSE-HRA for qualified groups with less than 50 employees offering no group health plan the plan documents are available for $199 in Basic PDF email version.

Qualified Small Employers can offer Health Reimbursement Arrangement (HRA) if they do not offer a group health plan, HRA uses tax-free dollars to reimburse employees who individual health plans.

Employers cannot offer another group health plan to qualify QSE-HRA, which includes any other HRA, Health Care Flexible Spending Accounts (FSA), Limited Health Care Flexible Spending Accounts (FSA), and plans that only provided benefits like dental, vision, etc. See: IRS Notice 2017-67

The IRS and DOL only require employers to adopt a formal plan document and SPD to define the benefit design in writing. Then you start saving money.

Have Questions? and want to read more about the changes click Individual Coverage HRA: Choice and affordability for more details.


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