20167-aca-oe2017 ACA ” Obamacare” plans open enrollment important update. The annual open enrollment period opens on November 1st 2016 and ends January 31st 2017.
Independence Blue Cross will be the only insurer available in 2017 in the Philadelphia 5 County Area.
With the passing of the Affordable Care Act changes come annually or even more often. Unfortunately not all of those changes are benefiting the consumer. This year here are some major changes that our clients on Individual Non Medicare plans need to be aware of…

If you are a enrolled on an ACA compliant plan with Aetna or United Healthcare your plan is going away. Neither Aetna or United will be offering any individual health insurance plans in PA in 2017. That includes both on exchange plans and off exchange plans. You must enroll on a new plan during open enrollment period or you will have no coverage.

If you currently enrolled in a sole proprietor of licensed professional association plan, your plan is going away. You must enroll on a new plan during open enrollment period or you will have no coverage.

If you are enrolled on an IBC plan in 2017 through Total Benefit Solutions, either on exchange or off, we will help you renew your plan for 2017 but IBC will be the only carrier in the Philadelphia 5 County Area in PA in 2017.

As IBC is the only carrier offering coverage in the area, commissions to brokers have been almost entirely eliminated except in very few circumstances. Because of this development it is with much regret that we must announce that Total Benefit Solutions services will no longer be able to be offered at no additional cost to some customers.

In New Jersey, Health Republic and Oscar have left the market. Only Amerihealth and Horizon Blue Cross & Blue Shield will be offering plans in 2017.  Again commissions to brokers have been almost entirely eliminated except in very few circumstances. Because of this development Total Benefit Solutions services will no longer be able to be offered at no additional cost to some New Jersey  customers as well.

In general we will still be able to help the majority of our clients.  We will know soon what the new plans, benefits and rates are but we do not have them yet. We are anticipating increases in premium in excess of 25%. We will post that information as soon as we have it available.

Now more than ever consumers need the services of a dedicated, impartial, insured, trained, certified and experienced professional. Shortly we will be introducing a fee schedule which we hope will be reasonable and provide significant value to our new and existing clients. Total Benefit Solutions is dedicated to providing that valuable service to all of our clients during the open enrollment period as well as year round. We work for YOUR Benefit, not your insurance carrier or a government agency.

Click here to find out about our year long access plans.
Click here for the IBC 2017 Open Enrollment page

Please note that this is specific to Individual, Non Medicare clients only and has no effect on our clients in employer group plans or Medicare insurance plans. Please feel free to contact us at (215)355-2121 if you have any questions or concerns.

They really know what they are doing



 

They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W

Carol W

Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:11:31-05:00

Carol W

They really know what they are doing and will take great care of you!

Riverside Physical Therapy

lquoteI strongly recommend the team at Total Benefit Solutions Inc. for handling your health insurance and benefits. I’d never switch!

Joe Tomasetti, President Riverside Physical Therapy Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:43:27-05:00
I strongly recommend the team at Total Benefit Solutions Inc. for handling your health insurance and benefits. I’d never switch! Joe Tomasetti, President Riverside Physical Therapy


I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.

Ariel M

Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:43:15-04:00

Ariel M

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.


Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.


-Gina D

Gina D

Total Benefit Solutions Inc Health Insurance and Benefits
5
2019-01-07T11:44:48-05:00

Gina D

Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly. -Gina D


Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President  (CGM Systems)

Chris M

Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:37:36-04:00

Chris M

Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful. -Chris M President  (CGM Systems)

Kris Kreisher

lquoteWe are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂     Rquote


-Kris Kreisher

Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-26T18:37:55-05:00
I am so glad I found you a couple years ago!!!! 🙂

Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F


Adam F

Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:15:39-05:00

Adam F

Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

Van Dyne Insurance

lquoteI have recently gotten to know Ed MacConnell through my LeTip group in Huntingdon Valley and as result, his company, Total Benefit Solutions, Inc. . Ed has shown me and my clients that their firm offers the highest level of integrity, knowledge and service available.

As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them.  Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.

Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance AgencyRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T13:44:42-05:00
I have recently gotten to know Ed MacConnell through my LeTip group in Huntingdon Valley and as result, his company, Total Benefit Solutions, Inc. . Ed has shown me and my clients that their firm offers the highest level of integrity, knowledge and service available. As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them.  Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them. Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch! Donna Van Dyne, President VanDyne Insurance Agency

Lou Grossman

lquote-grnEd and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public RelationsRquote-grn
Total Benefit Solutions Inc Health Insurance and Benefits
2016-05-05T17:54:09-04:00
Ed and his team go the extra mile for you. They truly care about your benefits ...And Ed knows more about benefit details and regulations than anyone around . He is the best-and a nice guy to boot.- Lou Grossman, President-Grossman Public Relations

Uncle Bill’s Country Market

lquoteComing from a lifetime of employment I had no idea what was involved in setting up our new business, or our new insurance plans. Ed took the time to help us understand and make a choice. He even helped me get the business set up with referrals to valuable resources. Thanks Ed!

– Bill Smith, PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:39:44-05:00
Coming from a lifetime of employment I had no idea what was involved in setting up our new business, or our new insurance plans. Ed took the time to help us understand and make a choice. He even helped me get the business set up with referrals to valuable resources. Thanks Ed! – Bill Smith, President

A.L. Verna & Company

lquote

We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.

Thanks Ed!-Paul Verna, PresidentRquote

 
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:08:29-05:00
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more. Thanks Ed!-Paul Verna, President  

David Fiebert Inc

lquoteWe have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks!

-David Fiebert, PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:55:24-05:00
We have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks! -David Fiebert, President

American Dream Financing

lquoteI have worked with Ed and (Total Benefit Solutions) EMA Benefits many times in the past. Ed and his office staff give GREAT service and always provide great rates. I have also referred many friends and family to Ed and EMA and those referrals were always taken care of and happy after they signed up. If your ever looking for insurance, think of them!

Brett Stern, Principal-American Dream FinancingRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:54-05:00
I have worked with Ed and (Total Benefit Solutions) EMA Benefits many times in the past. Ed and his office staff give GREAT service and always provide great rates. I have also referred many friends and family to Ed and EMA and those referrals were always taken care of and happy after they signed up. If your ever looking for insurance, think of them! Brett Stern, Principal-American Dream Financing

Beth Sholom Congregation

lquote"Ed takes the time each year to review our current plans, our goals for the future evaluate our options and explain all of the choices thoroughly.

Rquote

Harvey Friedrich, Executive Director, Beth Sholom Congregation 

 
Total Benefit Solutions Inc Health Insurance and Benefits
5
2015-01-26T10:04:53-05:00
"Ed takes the time each year to review our current plans, our goals for the future evaluate our options and explain all of the choices thoroughly. Harvey Friedrich, Executive Director, Beth Sholom Congregation   

Pete’s Clown House Luncheonette

lquoteEd MacConnell and his team make me feel like I’m their only customer! Whenever I need help they’re ready, willing and able. It makes it easier to focus more on keeping my restaurant profitable and smooth.

Ron Bordone-PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:44:33-05:00
Ed MacConnell and his team make me feel like I’m their only customer! Whenever I need help they’re ready, willing and able. It makes it easier to focus more on keeping my restaurant profitable and smooth. Ron Bordone-President

Associated Printing & Graphics

lquoteEd is our medical benefits insurance agent. Ed and his staff have provided terrific service and cost effective options year after year. He really cares about providing the best coverage for his clientele. I highly recommend the Total Benefit Solutions, Inc. for all your group medical insurance needs! Don Rubin-President of Associated Printing & Graphics Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T13:47:26-05:00
Ed is our medical benefits insurance agent. Ed and his staff have provided terrific service and cost effective options year after year. He really cares about providing the best coverage for his clientele. I highly recommend the Total Benefit Solutions, Inc. for all your group medical insurance needs! Don Rubin-President of Associated Printing & Graphics 

lquote" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "


Jeff G, President Nozak Enterprises, DBA Supercuts


Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:33:50-05:00
" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! " Jeff G, President Nozak Enterprises, DBA Supercuts

Bucks County TMA

When we hired EMA we discovered that we could save money and also reduce our premiums. Each year when we review our renewal, Ed always finds a way to keep our costs down, and often our benefits up. Thank you Ed MacConnell and EMA Group Inc!(Total Benefit Solutions Inc.)  Bill Rickett, Executive Director
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:01:55-05:00
When we hired EMA we discovered that we could save money and also reduce our premiums. Each year when we review our renewal, Ed always finds a way to keep our costs down, and often our benefits up. Thank you Ed MacConnell and EMA Group Inc!(Total Benefit Solutions Inc.)  Bill Rickett, Executive Director

Cardinal International Grooving & Grinding

lquoteYou and your staff have been nothing short of terrific in handling our medical insurance coverage, changes and renewals.

-Linda Organski, Director of Human ResourcesRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:59:36-05:00
You and your staff have been nothing short of terrific in handling our medical insurance coverage, changes and renewals. -Linda Organski, Director of Human Resources

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks


Fibrenew

Total Benefit Solutions Inc Health Insurance and Benefits
5
2019-01-07T12:09:49-05:00

Fibrenew

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks

over and above the call of duty



 

Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!

Amy H

Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:14:39-05:00

Amy H

over and above the call of duty

Travel Authority

lquoteEd, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call.  Thank you!


Barry Gerber, PresidentRquote

Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:40:34-05:00
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call.  Thank you! Barry Gerber, President

Bonnie Greisler

lquoteThank you for taking great care of me- and my son! You guided us to workable medical insurance plans, I am very appreciative for your expertise and knowledge!- Bonnie Greisler., President of The Men and Boy's Store, Huntingdon Valley PA Rquote

Bonnie Greisler, President of The Men and Boy's Store

Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-08T09:59:24-05:00

Bonnie Greisler, President of The Men and Boy's Store

I am very appreciative for your expertise and knowledge!

Grossman Public Relations

lquoteAs the principal in a small firm, nothing can drain me of productive time then handling our insurance renewal each year. But since 2002 we have worked closely with the (Total Benefit Solutions Inc.) who have brought a dedication to the task I had not previously seen. In fact, because of following your advice, I was able to get the top notch specialty medical care I required, where I wanted it and when I needed it most. I can’t thank you enough!

Lou Grossman-PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:49:33-05:00
As the principal in a small firm, nothing can drain me of productive time then handling our insurance renewal each year. But since 2002 we have worked closely with the (Total Benefit Solutions Inc.) who have brought a dedication to the task I had not previously seen. In fact, because of following your advice, I was able to get the top notch specialty medical care I required, where I wanted it and when I needed it most. I can’t thank you enough! Lou Grossman-President

Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me! 


-Paige W.

Total Benefit Solutions Inc Health Insurance and Benefits
5
2019-01-07T12:00:37-05:00
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!  -Paige W.

Tristar Lighting

lquoteYour service and responsiveness is incredible. I’ve never had a better insurance broker!

David Zarrinnia, President Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:38:35-05:00
Your service and responsiveness is incredible. I’ve never had a better insurance broker! David Zarrinnia, President

Very knowledgeable and experienced.


-John K. 

John K

Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:03:42-05:00

John K

Very knowledgeable and experienced. -John K. 
Total Benefit Solutions Inc Health Insurance and Benefits
5
2022-02-06T17:15:35-05:00
I picked Total Benefit Solutions based off their google reviews and I'm glad that I did. Patty was great, very informative and helped me switch my insurance plan and made it super easy. If you're not sure about what insurance plans are available to you I highly recommend reaching out to them. -Tasha G

BKZ Contractors Inc.

lquoteI found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again!

Brian Zeldes, President BKZ Contractors Inc.Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
5
2015-01-26T10:02:52-05:00
I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again! Brian Zeldes, President BKZ Contractors Inc.

Totally Zen

lquoteEd, Great follow up! Thanks again your service is incredible!!

Stephanie Churchill, PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:36:32-05:00
Ed, Great follow up! Thanks again your service is incredible!! Stephanie Churchill, President

Bruce McIntyre

lquote-grnEd, and his group, is perhaps the most knowledgeable in PA for healthcare. Note that while Ed has major misgivings with ACA, he has taken the time to read the legislation, and to understand it's implications, and to provide advice to his customers based on reality, not some right or left wing fantasy.  If you want actual information on healthcare, talk to Ed and his group.-Bruce McIntyreRquote-grn
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:24:16-05:00
Ed, and his group, is perhaps the most knowledgeable in PA for healthcare. Note that while Ed has major misgivings with ACA, he has taken the time to read the legislation, and to understand it's implications, and to provide advice to his customers based on reality, not some right or left wing fantasy.  If you want actual information on healthcare, talk to Ed and his group.-Bruce McIntyre

Rachael Cappella

lquote-grn


Ed MacConnell was extremely patient and helpful when assisting me in choosing the health insurance that was right for me.... He was very knowledgeable about different options and took time to answer all my questions. Total Benefit Solutions is definitely the place to call for your health insurance needs.Rquote-grn

 
Total Benefit Solutions Inc Health Insurance and Benefits
5
2016-02-06T12:38:58-05:00
Total Benefit Solutions is definitely the place to call for your health insurance needs.

Greenwood Financial Services

lquote-grnI use Ed MacConnell for my company's health insurance needs and for my group short term disability policies. He is a true expert and has saved me large sums of money on my premiums!

Rquote-grn
-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Total Benefit Solutions Inc Health Insurance and Benefits
4
2015-02-27T13:37:43-05:00
I use Ed MacConnell for my company's health insurance needs and for my group short term disability policies. He is a true expert and has saved me large sums of money on my premiums! -Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial

Dr Franklin Strong

lquote-grn

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr StrongRquote-grn
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:53:00-05:00
Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

Prodigy Learning Center

lquote"Hi Ed, I just wanted to let you know how great Rochelle has been with our insurance issues. She has been so helpful to me. I don’t know if people take the time to tell you when your staff is doing a great job, but I wanted to let you know. She is great!! Thanks. "

Christine Viteo, R.N. Executive Director,  Prodigy Learning Center Philadelphia.Rquote


Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:47:16-05:00


I just wanted to let you know how great Rochelle has been with our insurance issues.

Solomon Bread & Rolls/Kaplan’s Bakery

lquoteI have been using Ed MacConnell & EMA Group Inc  (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else!

Jeff Solomon-PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:35:50-05:00
I have been using Ed MacConnell & EMA Group Inc  (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else! Jeff Solomon-President

Damar Communications

lquoteWhen I needed to offer health benefits options, Total Benefit Solutions was there with a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!”

Dave Margolis, President Damar Communications: Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:56:29-05:00
When I needed to offer health benefits options, Total Benefit Solutions was there with a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!” Dave Margolis, President Damar Communications: 

CBDI, Inc

lquoteEd is the most innovative and communication oriented broker that I have ever had the pleasure of working with. He has the most sophisticated software to service his client book of business, so that he doesn't miss a beat! Ed and I have worked together on many presentations and with various associations. He shares a true passion for helping clients small and large, which I do not find in many brokers. He is a dedicated member of the Board at the Lower Bucks County Chamber of Commerce, not to mention his many public service roles in Rotary, etc...I admire his ability to find time to help so many people!

Amy Murray Hyde, Account Representative, CBDI, Inc.Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:34-05:00
Ed is the most innovative and communication oriented broker that I have ever had the pleasure of working with. He has the most sophisticated software to service his client book of business, so that he doesn't miss a beat! Ed and I have worked together on many presentations and with various associations. He shares a true passion for helping clients small and large, which I do not find in many brokers. He is a dedicated member of the Board at the Lower Bucks County Chamber of Commerce, not to mention his many public service roles in Rotary, etc...I admire his ability to find time to help so many people! Amy Murray Hyde, Account Representative, CBDI, Inc.

Webucast

lquoteEd is always quick to return a phone call. His company provides great service and has saved me thousands of dollars throughout the years. Thanks Ed!

Igor Bogdanov, Principal, WebucastRquote
Total Benefit Solutions Inc Health Insurance and Benefits
4
2015-02-02T21:00:50-05:00
Ed is always quick to return a phone call. His company provides great service and has saved me thousands of dollars throughout the years. Thanks Ed! Igor Bogdanov, Principal, Webucast

I was referred to this firm by a friend and they are the best of the best. I started working with Patty who was excellent in navigating me through a family health insurance plan. Now it’s time to build a group health plan for my business and working with Ed who spared a lot of time with me to get grounded on what to expect. These guys know premier customer service. Highly recommend this gem of a company!

Jason

Jason W

Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-27T18:19:28-04:00

Jason W

I was referred to this firm by a friend and they are the best of the best. I started working with Patty who was excellent in navigating me through a family health insurance plan. Now it’s time to build a group health plan for my business and working with Ed who spared a lot of time with me to get grounded on what to expect. These guys know premier customer service. Highly recommend this gem of a company! Jason

Caddick Construction

lquoteI endorse Ed MacConnell and (Total Benefit Solutions, Inc.) as our insurance broker and encourage you to speak with them about your own benefits. Ed has been handling ours for over ten years now and they always have a creative solution to anything our insurer throws our way!

David Caddick, President of Caddick ConstructionRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:00:30-05:00
I endorse Ed MacConnell and (Total Benefit Solutions, Inc.) as our insurance broker and encourage you to speak with them about your own benefits. Ed has been handling ours for over ten years now and they always have a creative solution to anything our insurer throws our way! David Caddick, President of Caddick Construction

I am so grateful for the amazing service!



 

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend!  Franklin S

Franklin S

Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:21:57-05:00

Franklin S

I am so grateful for the amazing service!

The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them!
-Deb H

Deb H

Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:08:47-05:00

Deb H

The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice. I highly recommend them! -Deb H


Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!


Joyce C

Joyce C

Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-28T17:34:33-04:00

Joyce C

Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen! Joyce C

Chris Handley

lquoteI work with dozens of insurance brokers in Southeastern Pennsylvania. Personally, I have never met a health insurance broker who cares more about his clients. Ed is always looking for innovative ways to provide his clients the highest quality coverage, and at prices that are affordable. Ed is one of the few people that I would trust to provide my own family with insurance.

Chris Handley, Account Executive  Savoy & Associates (United Healthcare)Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:40-05:00
I work with dozens of insurance brokers in Southeastern Pennsylvania. Personally, I have never met a health insurance broker who cares more about his clients. Ed is always looking for innovative ways to provide his clients the highest quality coverage, and at prices that are affordable. Ed is one of the few people that I would trust to provide my own family with insurance. Chris Handley, Account Executive  Savoy & Associates (United Healthcare)

Sales Pros 4 Hire

lquoteEspecially thank you for helping my wife and I sail through the new Affordable Care Act. You and your team made the complicated seem simple and select the plan best suited for our health insurance needs. Thanks!

Mike Hilbert, President, Sales Pros 4 HireRquote
Total Benefit Solutions Inc Health Insurance and Benefits
5
2015-02-02T21:04:03-05:00
Especially thank you for helping my wife and I sail through the new Affordable Care Act. You and your team made the complicated seem simple and select the plan best suited for our health insurance needs. Thanks! Mike Hilbert, President, Sales Pros 4 Hire

Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.

Amy H

Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:40:21-04:00

Amy H

Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.

Art 4 Business

lquote"Since Ed and his team at started handling our account, we have saved money each year, and help is only a quick phone call away."

 

Heather Gibson, COO,  Art 4 Business Inc

Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-19T09:46:49-05:00
Since Ed and his team at started handling our account, we have saved money each year

Coburn Myers Fastening Systems

 lquoteThis was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker.

Ted Harp, ControllerRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:57:44-05:00
 This was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker. Ted Harp, Controller

Sign-A-Rama-Feasterville

lquote“Each year they shop to find me the best prices on my health insurance. And any time there has been a problem, one call to (Total Benefit Solutions Inc.) has resolved everything. Thanks!”

Bob Flemming, PresidentRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:35:02-05:00
“Each year they shop to find me the best prices on my health insurance. And any time there has been a problem, one call to (Total Benefit Solutions Inc.) has resolved everything. Thanks!” Bob Flemming, President

Bucks County Center for Independent Living

lquote“Ed MacConnell and his team consistently provide excellent advice and customer service. He is trustworthy, organized and responsive to our needs. In addition, we get the best product and service for a reasonable price. He listens to us and comes up with solutions. I am never disappointed.”

Ginny Fiorintine, Exective DirectorRquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:01:18-05:00
“Ed MacConnell and his team consistently provide excellent advice and customer service. He is trustworthy, organized and responsive to our needs. In addition, we get the best product and service for a reasonable price. He listens to us and comes up with solutions. I am never disappointed.” Ginny Fiorintine, Exective Director

Christine Taylor

lquote

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my ownRquote.

Christine Taylor: Self Employed

Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-06T12:43:18-05:00

Christine Taylor: Self Employed

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own.

Perfect Move Inc

lquoteAmber and the team  have been nothing short of amazing. Each year they take the time to explain changes in my benefits and rates, and when I call with a question, I usually get an immediate answer.

Bob Simons, Vice President of Perfect Move, Inc.Rquote
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:37:43-05:00
Amber and the team  have been nothing short of amazing. Each year they take the time to explain changes in my benefits and rates, and when I call with a question, I usually get an immediate answer. Bob Simons, Vice President of Perfect Move, Inc.

 



 

There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas         
Total Benefit Solutions Inc Health Insurance and Benefits
2022-02-06T17:13:26-05:00
    There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas         

The MCG Group

lquote