Your Medicare ANOC Has Arrived. Now What?
Each fall, Medicare Advantage and Part D prescription drug plan members receive an important document called the Annual Notice of Change (ANOC). This notice outlines any changes your plan is making for the upcoming year, including updates to premiums, copays, deductibles, prescription drug coverage, provider networks, and extra benefits. These changes take effect on January 1, making the ANOC one of the most important pieces of mail Medicare beneficiaries receive each year.
Many people assume that if they’re happy with their current plan, no action is needed. Unfortunately, plans can change significantly from year to year. A medication that was covered this year may move to a higher-cost tier, a favorite doctor may leave the network, or costs and benefits may change in ways that affect your healthcare budget. Reviewing your ANOC helps you avoid surprises and ensures your coverage continues to meet your needs.
Why You Should Contact Us Right Away?
As soon as your ANOC arrives in the mail, we encourage you to contact Total Benefit Solutions to schedule your annual Medicare review. The earlier we review your ANOC, the more time we have to evaluate your options before Medicare’s Annual Enrollment Period begins.
During your review, we’ll help you:
- Compare this year’s benefits and costs to next year’s changes
- Confirm your doctors, hospitals, and pharmacies remain in-network
- Review your prescription drug coverage and medication costs
- Evaluate dental, vision, hearing, and other supplemental benefits
- Compare available plan alternatives that may better fit your needs and budget
Don’t Wait Until the Last Minute
Appointment availability fills quickly during Medicare enrollment season. Scheduling your review as soon as your ANOC arrives gives you the best opportunity to make an informed decision without feeling rushed.
When your ANOC arrives, call us right away.
A short annual review can help ensure you’re enrolled in the Medicare plan that best meets your healthcare needs and financial goals for the coming year.