Depending on your circumstances, you may be able to have Medicare and an additional type of health coverage to help you pay for health care costs. Medicare’s Secondary Payer Program lays out how they work together.

It’s not uncommon to have an insurance plan for everything, just in case. You can have a Medicare plan, a drug plan, and a dental, vision, and hearing plan. You also may have life insurance, long-term care, and more. It’s possible to have one that plan encompasses mutliple types of coverage, like a Medicare Advantage plan that covers prescription drugs, and dental, vision, and hearing services.

Sometimes, it’s possible to have multiple policies for a single coverage, with one becoming the primary payer and the other the secondary payer. With health care coverage as thorough as Medicare, many people stick with just Medicare, but you can have a second health plan alongside it. This is the Medicare Secondary Payer Program.

Facts and figures can be found in the Medicare Secondary Payer fact sheet or Medicare & Other Health Benefits: Your Guide to Who Pays First unless linked elsewhere.

Contact your Medicare health insurance specialists at Total Benefit Solutions, Inc if you have any additional questions at (215)355-2121 or click here for the rest of this bulletin.