Effective January 1, 2027, Sanitas Medical Centers will join Oscar’s Florida networks, giving more Oscar members access to care at Sanitas locations in network, depending on their market and plan.
For Oscar members and people comparing 2027 health plans, the key detail is that Sanitas’s participation varies across Florida. In Orlando and Tampa, Sanitas will be in network only for Oscar’s HMO Broad network; in the rest of Florida, it will be in network across all Oscar networks.
What you can access at Sanitas
Sanitas Medical Centers offer several types of care and services in one place, including:
- Primary and family care
- Extended hours, same-day appointments, and walk-in services
- Specialty care
- Telehealth services
- Vaccinations, testing, and other preventive services
Having different kinds of care available through one medical center may make it more convenient to address a range of needs without going to multiple locations. For example, depending on your needs and the services available to you, you may be able to use a Sanitas location for routine care, seek help through walk-in services, or access a telehealth appointment.
The range of services does not mean that every service is available at every location or that every Oscar plan covers care in the same way. Check your specific plan and confirm the location and service before you book.
Sanitas’s Florida footprint
Sanitas has 50 locations and 130 providers across Florida, including 28 locations in South Florida. This gives members in different parts of the state more locations to consider when checking where they can receive care through their plan.
Those figures describe Sanitas’s statewide footprint. They do not establish that a particular location or provider is in network for your specific Oscar plan. Always confirm the details for the location you intend to visit.
Where Sanitas will be in Oscar’s network
The announced network participation is different in Orlando and Tampa than in the rest of Florida:
| Florida market | Sanitas network participation beginning January 1, 2027 |
|---|---|
| Orlando and Tampa | Oscar’s HMO Broad network only |
| Rest of Florida | All Oscar networks |
An HMO (Health Maintenance Organization) is a type of health plan where you generally use doctors and hospitals in the plan’s network. Coverage outside the network is limited, subject to your plan’s terms. The “HMO Broad” name refers to a specific Oscar network; it does not mean that every Oscar HMO includes Sanitas in Orlando or Tampa.
If you are in Orlando or Tampa, do not assume that Sanitas is in network simply because you have an Oscar plan. The announcement specifies HMO Broad only in those two markets. If you are elsewhere in Florida, the announcement says Sanitas will participate across all Oscar networks, but you should still check your plan and the particular Sanitas location.
Before scheduling, verify these details
Network participation can depend on the market and your specific plan. Before booking, confirm:
- Your plan’s network name. This is especially important in Orlando and Tampa, where Sanitas will be in network for Oscar’s HMO Broad network only.
- The specific Sanitas location. Confirm the location you plan to use rather than relying on a general statewide location count.
- The provider or service you need. Ask whether the provider and the service you are seeking are covered under your plan.
You can review Sanitas’s Florida information on its official website. For details about your Oscar plan’s network, check your plan materials or confirm directly with Oscar. Verifying these details before you schedule can help prevent an unexpected network mismatch.
Why this announcement matters during 2027 Open Enrollment
ACA Open Enrollment in Florida runs November 1 through January 15. That makes this network update relevant for people comparing 2027 Marketplace plans during the enrollment period. You can review federal dates and deadlines at HealthCare.gov.
A plan’s network is an important part of comparing coverage. A plan may not meet your needs if the doctors or care locations you want to use are not in network. If you are considering Oscar, Sanitas’s participation may be relevant to your decision. Particularly if you live in Orlando or Tampa, where the HMO Broad distinction applies.
Network access is one factor to review, not a guarantee that a plan is the right choice for you. Consider the providers and locations you use, the plan’s coverage terms, and your other needs before enrolling. Do not assume that a clinic is included based only on its name, its location, or the fact that it appears in a statewide network announcement.
How Total Benefit Solutions can help
Comparing plans and checking networks can take time, especially when participation differs by market. At Total Benefit Solutions, we act as independent advocates for individuals and families. We can help you compare Marketplace plans, check networks for the doctors and locations you actually use, and understand what a plan covers before you enroll, at no cost to you.
If you are weighing Oscar plans for 2027 or want help checking whether a network fits your needs, contact us at (215) 355-2121 or visit www.totalbenefits.net. We’ll help you review your options and identify the questions to confirm before you enroll.
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