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IBC Waiver Form -2018

For eligible employees who are waiving out of group insurance coverage

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Finding your Keystone Proactive Providers

Testimonials

Neil Greenberg

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There is no more valuable advisor, agent, friend or guru than you, Ed. You have helped me through numerous conundrums, assisted people who might not even be good client candidates, and explained things in language even I can understand. There isn't a circumstance which I don't take the opportunity to recommend you to someone. If I had more Rquote-grn

Rquote-grn

influence, I could repay you for all the good you've done for me, my family and friends.

Neil Greenberg

Total Benefit Solutions Inc

4

2015-01-26T09:21:26-05:00

There is no more valuable advisor, agent, friend or guru than you, Ed. You have helped me through numerous conundrums, assisted people who might not even be good client candidates, and explained things in language even I can understand. There isn't a circumstance which I don't take the opportunity to recommend you to someone. If I had more influence, I could repay you for all the good you've done for me, my family and friends. Neil Greenberg

https://totalbenefits.net/testimonials/neil-greenberg/

Ed and his team have been great with finding us the right plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

Total Benefit Solutions Inc

2019-01-07T13:15:39-05:00

Ed and his team have been great with finding us the right plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

https://totalbenefits.net/testimonials/9886/

Bruce McIntyre

Ed, and his group, is perhaps the most knowledgeable in PA for healthcare. Note that while Ed has major misgivings with ACA, he has taken the time to read the legislation, and to understand it's implications, and to provide advice to his customers based on reality, not some right or left wing fantasy. If you want actual information on healthcare, talk to Ed and his group.-Bruce McIntyre Rquote-grn

Total Benefit Solutions Inc

2015-01-26T09:24:16-05:00

Ed, and his group, is perhaps the most knowledgeable in PA for healthcare. Note that while Ed has major misgivings with ACA, he has taken the time to read the legislation, and to understand it's implications, and to provide advice to his customers based on reality, not some right or left wing fantasy. If you want actual information on healthcare, talk to Ed and his group.-Bruce McIntyre

https://totalbenefits.net/testimonials/bruce-mcintyre/

BKZ Contractors Inc.

I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again!

Brian Zeldes, President BKZ Contractors Inc. Rquote

Total Benefit Solutions Inc

5

2015-01-26T10:02:52-05:00

I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again! Brian Zeldes, President BKZ Contractors Inc.

https://totalbenefits.net/testimonials/bkz-contractors-inc/

Stephen Forbus

Ed, thanks for helping me solve the ACA puzzle. After multiple problems with the site and with the operators, you got me a bigger savings than I was able to get on my own, and saved me over $2,250! Thank you!

Stephen Forbus Rquote

Total Benefit Solutions Inc

2015-01-26T09:23:16-05:00

Ed, thanks for helping me solve the ACA puzzle. After multiple problems with the site and with the operators, you got me a bigger savings than I was able to get on my own, and saved me over $2,250! Thank you! Stephen Forbus

https://totalbenefits.net/testimonials/stephen-forbus/

2

Total Benefit Solutions Inc

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