Many Medicare beneficiaries are unaware that original Medicare coverage has significant deductibles and co-pays. Part A helps cover
medically necessary inpatient care in hospitals. In 2016, for each benefit period (typically 60 days as defined by Medicare) in a year, beneficiaries pay:
- $1,288 deductible and no coinsurance for a stay of up to 60 days
- $322 coinsurance per day for days 61-90 of a hospital stay
- $644 coinsurance per “lifetime reserve day” after day 90 each benefit period (up to 60 days over your lifetime)
- All costs for each inpatient day beyond 150 days
At Total Benefit Solutions, Inc we specialize in Medigap programs that are affordable and cover most or all of these costs. Call us today to find out more about an affordable, quality Medigap plan at (215)355-2121.