Many of our clients ask what is the “best” Medicare supplement that they can buy. While there is no overall “best”, the Medicare Supplement Plan F is generally considered the most comprehensive coverage among Medicare supplements due to the fact that most services are covered without any member co-pay or cost sharing at all. Keep in mind that Medicare supplements, like Plan F do not cover prescriptions and that a beneficiary with Medicare supplement will need to have other coverage for prescription drug coverage. For most beneficiaries becoming eligible, Plan G is the new F.
A little known fact about Medicare supplements is that they do not have an annual “open enrollment” period so a beneficiary with a supplement can shop around and change supplement plans at any time of the year if it benefits them. Prices on Medicare supplements are changing all of the time, and the best price may change as often as three of four times a year so it can really pay to shop around.
Total Benefit Solutions Inc., represents over 20 Medicare Supplement companies including Aetna, United Healthcare, CIGNA, CSI, Medico, Stonebridge and many more. Just call us today at (215)355-2121 for a quick, no obligation price quote. Just ask for one of our Medicare product certified and trained senior service advisors.