Medicare primary payer rules are complicated. Especially when it comes to different employer sizes and special circumstances like End Stage Renal Disease and disabilities. Coverage issues can be significantly complex when mixing Medicare and employer coverage, or individual coverage for those who are early Medicare enrollees.
Chances are, if you are already enrolled on Medicare, AND you are getting bills from providers, you are already experiencing these problems, or you are encountering a coordination of benefits issue.
It’s always best to speak to a professional when encountering these problems, most especially a health insurance professional. If at all possible, before getting enrolled on Medicare. The documents below may help provide some guidance on these concerns.
We also recommend having a personal health advocate who can guide you through this complex maze of Medicare coverage twists and turns. Click here to get your own Personal Health Advocate with our Benefit Aid Select benefit bundle.
As always, contact your Total Benefit Solutions account manager at (215)355-2121 to answer any questions or address any concerns.
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
Dave Margolis, President Damar Communications:
-Terry Farber, Elder Law Attorney
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
Riverside Physical Therapy
Joe Tomasetti, President Riverside Physical Therapy
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Bucks County Center for Independent Living
Ginny Fiorintine, Exective Director
Lisa Kruse, President Angelmark Associates
Jeff Gross, President Nozak Enterprises, DBA Supercuts
American Dream Financing
Brett Stern, Principal-American Dream Financing
Grossman Public Relations
Bucks County TMA
Ed and his staff have helped my husband and myself with our insurance for years. Great people to work with and extremely knowledgeable. - Kathleen Broderick
I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Bob Flemming, President
Jennifer helped me figure out the best options and made the whole process easy and effortless. Thank you!
Bonnie Greisler, President of The Men and Boy's Store
Highly recommend. They took the time even when it was the busiest time of year for healthcare. They explained the details patiently to help stream the process painlessly.
The MCG Group
Steve Young, Managing Partner
David Zarrinnia, President
Stephanie Churchill, President
Arlene Blosch, President
Denis Sinelkov-President Media Components
I am so grateful for the amazing service!
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend!
Igor Bogdanov, Principal, Webucast
Netstride Internet Solutions
Gregory Tarallo, President Netstride Internet Solutions
Coburn Myers Fastening Systems
Ted Harp, Controller
Matt Deeter, President LTW Gentec
Wolf Island Networks
John Rodia, President
S&S Sign Company
Gina Seibel, Vice President S&S Signs
Solomon Bread & Rolls/Kaplan’s Bakery
Christine Taylor: Self Employed
Tom & Geri’s World Travel
Tom Mellon, President
Extremely helpful professionals. Very fast in responding and taking the time to answer all of our questions when our small company decided to offer a new health benefits plan. Highly recommended for companies struggling with health insurance costs and trying to figure everything out. They made it easy to understand, choose and get up and running. -Craven Moore
David Ozeroff, President Ace Childcare Inc.
Perfect Move Inc
Bob Simons, Vice President of Perfect Move, Inc.
BKZ Contractors Inc.
Brian Zeldes, President BKZ Contractors Inc.
Paige Wolf Testimonial Dec 2018
Through all my insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
The Gannon Agency
Steve Gannon, President , The Gannon Agency