The COVID-19 emergency has reshaped our lives in numerous ways since its onset in 2020. As we emerge from this challenging period, it’s crucial to stay informed about the changing landscape of healthcare programs, specifically Medicaid and CHIP (Children’s Health Insurance Program). The government is resuming its yearly process of Medicaid Redetermination to ensure that those who need these programs the most can continue to benefit from them.

What is Medicaid Redetermination?

Medicaid Redetermination is the process by which the government verifies the eligibility of individuals enrolled in Medicaid or CHIP. This procedure is vital to keep Medicaid strong and functional while ensuring that resources are allocated to those who genuinely require assistance with their healthcare costs.

Since the pandemic’s outset, many aspects of our lives have evolved. You may have experienced changes in your residence, employment, or income. These alterations can affect your eligibility for Medicaid or CHIP coverage. Consequently, some individuals may find themselves no longer qualified for these programs.

Health Insurance Marketplace

If you discover that you are no longer eligible for Medicaid or CHIP, don’t worry; alternative healthcare options are available to you.

One such option is the Health Insurance Marketplace, also referred to as the “Marketplace” or “exchange.” The Marketplace offers health insurance coverage for individuals who lack access to employer-sponsored insurance and are ineligible for Medicaid and Medicare.

In most states, the federal government operates the Marketplace through HealthCare.gov, although some states run their own Marketplaces on separate websites. The Marketplace typically offers a range of choices, with an average of 6 to 7 health insurance providers to select from.

For more in-depth information on the options available through the Health Insurance Marketplace and eligibility criteria, please download our comprehensive PDF guide below.

Stay informed about changes in healthcare coverage, Medicaid Redetermination, and your healthcare options by following us on social media. Don’t miss out on vital updates and resources to make informed decisions about your healthcare.

We’re committed to providing exceptional support, so please don’t hesitate to reach out to our dedicated Total Benefit Solutions health insurance specialists at (215)-355-2121. We’re here to answer any questions or address any concerns you may have.