The IRS reversed its March 5 decision to decrease the 2018 contribution limit for family coverage only. The new contribution limit is back to $6,900 (previously adjusted to $6,850).
To review the official IRS announcement, visit the Internal Revenue Service press release (published April 26, 2018).
This means individuals who have already contributed $6,900 are fine and do not need to return any money. And those individuals who have automatic contributions that would have exceeded the earlier $6,850 limit in 2018 are fine. No changes need to be made as long as they do not exceed the $6,900 family contribution maximum.
If you have questions, please contact your Total Benefit Solutions, Inc. account manager at (215)355-2121.
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:37:36-04:00
Chris M
https://totalbenefits.net/testimonials/7922/
over and above the call of duty
Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!
Total Benefit Solutions Inc Health Insurance and Benefits
2017-12-31T09:14:39-05:00
Amy H
https://totalbenefits.net/testimonials/over-and-above-the-call-of-duty/
Grossman Public Relations
As the principal in a small firm, nothing can drain me of productive time then handling our insurance renewal each year. But since 2002 we have worked closely with the (Total Benefit Solutions Inc.) who have brought a dedication to the task I had not previously seen. In fact, because of following your advice, I was able to get the top notch specialty medical care I required, where I wanted it and when I needed it most. I can’t thank you enough!Lou Grossman-President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:49:33-05:00
https://totalbenefits.net/testimonials/grossman-public-relations/
Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-28T17:39:26-04:00
Renie C
https://totalbenefits.net/testimonials/19531/
Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:40:34-05:00
https://totalbenefits.net/testimonials/travel-authority/
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T12:09:49-05:00
Fibrenew
https://totalbenefits.net/testimonials/9873/
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T12:00:37-05:00
https://totalbenefits.net/testimonials/9871/
BKZ Contractors Inc.
I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again!Brian Zeldes, President BKZ Contractors Inc.
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:02:52-05:00
https://totalbenefits.net/testimonials/bkz-contractors-inc/
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 
-Kris Kreisher
Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-26T18:37:55-05:00
https://totalbenefits.net/testimonials/kris-kreisher/
We have used and have referred many of our clients to Ed MacConnell and his team at Total Benefit Solutions. In the complicated health insurance market of today’s world Ed makes selecting and managing health insurance as simple as possible. Time and time again, Total Benefit Solutions has been able to find cost effective quality health insurance for us and our clients. I highly recommend Total Benefit Solutions for all your health insurance needs.Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR
Total Benefit Solutions Inc Health Insurance and Benefits
2017-04-13T12:03:33-04:00
Joseph P
https://totalbenefits.net/testimonials/4927/
Bucks County Women’s Healthcare
Our ten employee medical practice had a large well known insurance broker for years. We always assumed we were receiving the best service. Total Benefit Solutions Inc. came in and left no stone unturned in their evaluation. The savings they provided was equal to 50% of what we were previously paying. In addition we wound up with better medical and dental plans and an overall enhanced benefit program. We couldn’t be more thrilled with the services of Total Benefit Solutions, Inc. Thanks Ed!”-Carmela Gabrieli Controller, Bucks County Women's Healthcare
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:23:05-05:00
https://totalbenefits.net/testimonials/bucks-county-womens-healthcare/
Netstride Internet Solutions
The daunting landscape of health insurance is difficult for any business owner or individual to navigate. Ed and his team make the process really easy. We’ve been with Total Benefit Solutions Inc. for many years, and we recently decided to switch our plans. Both Ed and Amber spent time walking us through the various options, including the pros and cons of each plan and answered countless questions. Their patient guidance allowed us to pick a plan that we feel best meets the needs of our business and employees.Gregory Tarallo, President Netstride Internet Solutions
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:31:43-05:00
https://totalbenefits.net/testimonials/netstride-internet-solutions/
Thank you and your staff for getting back to me so quickly with a resolution to our problem. Yes, You guys are great!Lisa K, President Angelmark Associates
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-19T09:35:32-05:00
https://totalbenefits.net/testimonials/angelmark-associates/
Bonnie Greisler
Thank you for taking great care of me- and my son! You guided us to workable medical insurance plans, I am very appreciative for your expertise and knowledge!- Bonnie Greisler., President of The Men and Boy's Store, Huntingdon Valley PA Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-08T09:59:24-05:00
Bonnie Greisler, President of The Men and Boy's Store
https://totalbenefits.net/testimonials/bonnie-greisler/
There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas
Total Benefit Solutions Inc Health Insurance and Benefits
2022-02-06T17:13:26-05:00
https://totalbenefits.net/testimonials/21355/
Associated Printing & Graphics
Ed is our medical benefits insurance agent. Ed and his staff have provided terrific service and cost effective options year after year. He really cares about providing the best coverage for his clientele. I highly recommend the Total Benefit Solutions, Inc. for all your group medical insurance needs! Don Rubin-President of Associated Printing & Graphics Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T13:47:26-05:00
https://totalbenefits.net/testimonials/associated-printing-graphics/
J
Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:11:24-05:00
Orly
https://totalbenefits.net/testimonials/9885/
David Fiebert Inc
We have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks!-David Fiebert, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:55:24-05:00
https://totalbenefits.net/testimonials/david-fiebert-inc/
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:05:55-05:00
Molly K
https://totalbenefits.net/testimonials/9882/
Sign-A-Rama-Feasterville
“Each year they shop to find me the best prices on my health insurance. And any time there has been a problem, one call to (Total Benefit Solutions Inc.) has resolved everything. Thanks!”Bob Flemming, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:35:02-05:00
https://totalbenefits.net/testimonials/sign-a-rama-feasterville/
Ace Childcare
“Ed is not only knowledgable about what he does, he educates his clients along the way.When starting my first company Ed was there from beginning to end. Ed is a valued business associate and friend. When you hire Ed he becomes your partner every step of the way!”David Ozeroff, President Ace Childcare Inc.
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:21:15-05:00
https://totalbenefits.net/testimonials/ace-childcare/
Coburn Myers Fastening Systems
This was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker.Ted Harp, Controller
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:57:44-05:00
https://totalbenefits.net/testimonials/coburn-myers-fastening-systems/
CBDI, Inc
Ed is the most innovative and communication oriented broker that I have ever had the pleasure of working with. He has the most sophisticated software to service his client book of business, so that he doesn't miss a beat! Ed and I have worked together on many presentations and with various associations. He shares a true passion for helping clients small and large, which I do not find in many brokers. He is a dedicated member of the Board at the Lower Bucks County Chamber of Commerce, not to mention his many public service roles in Rotary, etc...I admire his ability to find time to help so many people!Amy Murray Hyde, Account Representative, CBDI, Inc.
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:34-05:00
https://totalbenefits.net/testimonials/cbdi-inc/
Highly recommend Total Benefit Solutions... unbelievable great service
David M
Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-28T17:31:47-04:00
David M
https://totalbenefits.net/testimonials/19528/
Tristar Lighting
Your service and responsiveness is incredible. I’ve never had a better insurance broker!David Zarrinnia, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:38:35-05:00
https://totalbenefits.net/testimonials/tristar-lighting/
Solomon Bread & Rolls/Kaplan’s Bakery
I have been using Ed MacConnell & EMA Group Inc (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else!Jeff Solomon-President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:35:50-05:00
https://totalbenefits.net/testimonials/solomon-bread-rollskaplans-bakery/
"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Total Benefit Solutions Inc Health Insurance and Benefits
2018-07-31T12:50:58-04:00
Margaret F
https://totalbenefits.net/testimonials/8342/
Tom & Geri’s World Travel
Even though I have a very small company (Total Benefit Solutions Inc.) takes the time each year to review everything and help me make a decision that benefits our firm.Tom Mellon, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:41:58-05:00
https://totalbenefits.net/testimonials/tom-geris-world-travel/
Ed MacConnell with Total Benefit Solutions on Street Rd is great- highly recommend contacting him!
Brittany B
Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-28T16:40:58-04:00
Brittany B
https://totalbenefits.net/testimonials/19526/
Total Child Care
I'm writing to apologize and to express my dismay and regret for switching from your firm last year. What a gargantuan mistake that was! To recount the horrors of dealing with the firm we switched to would only cause me to relive them, something I'm not willing to do (at this point). What do I have to do to get back with you guys? Pete Altman, CEO
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T21:15:08-05:00
https://totalbenefits.net/testimonials/total-child-care/
" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-25T18:33:50-05:00
https://totalbenefits.net/testimonials/nozak-enterprises/
Superior Commercial Kitchens
“I have never had a better benefits broker in 45 years of business. Ed has saved my company,tens of thousands of dollars per year and continues to earn every dollar every year, always placing the client before the commission. His office staff is helpful whenever a benefit question or problem arises. I would not even think twice about hiring Total Benefit Solutions Inc. for handling company benefits.”Frank Livolsi, President-Superior Commercial Kitchens
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T20:41:29-05:00
https://totalbenefits.net/testimonials/superior-commercial-kitchens/
AquaReale
Ed and his team promised us great service and they have delivered. Ed takes the time to answer every question one might have and makes sure we are getting the most for our money. I would highly recommend Total Benefit Solutions Inc. to any small business looking for the best health insurance plan they can get. -Laura Reale, AquaReale IncTotal Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:06:28-05:00
https://totalbenefits.net/testimonials/aquareale/
Greenwood Financial Services
I use Ed MacConnell for my company's health insurance needs and for my group short term disability policies. He is a true expert and has saved me large sums of money on my premiums!-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-27T13:37:43-05:00
https://totalbenefits.net/testimonials/bob-lankin/
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:03:42-05:00
John K
https://totalbenefits.net/testimonials/9881/
Christine Taylor
I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own
.Total Benefit Solutions Inc Health Insurance and Benefits
2016-02-06T12:43:18-05:00
Christine Taylor: Self Employed
https://totalbenefits.net/testimonials/christine-taylor/
Pete’s Clown House Luncheonette
Ed MacConnell and his team make me feel like I’m their only customer! Whenever I need help they’re ready, willing and able. It makes it easier to focus more on keeping my restaurant profitable and smooth.Ron Bordone-President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:44:33-05:00
https://totalbenefits.net/testimonials/petes-clown-house-luncheonette/
Cardinal International Grooving & Grinding
You and your staff have been nothing short of terrific in handling our medical insurance coverage, changes and renewals.-Linda Organski, Director of Human Resources
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:59:36-05:00
https://totalbenefits.net/testimonials/cardinal-international-grooving-grinding/
The MCG Group
I didnt think it (health insurance) was that complicated until I tried to do it myself! Thank Ed for your help and pointing us in the right direction!Steve Young, Managing Partner
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:44:52-05:00
https://totalbenefits.net/testimonials/the-mcg-group/
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:43:15-04:00
Ariel M
https://totalbenefits.net/testimonials/7925/
Art 4 Business
"Since Ed and his team at started handling our account, we have saved money each year, and help is only a quick phone call away."Heather Gibson, COO, Art 4 Business Inc
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-19T09:46:49-05:00
https://totalbenefits.net/testimonials/art-4-business/
Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Total Benefit Solutions Inc Health Insurance and Benefits
2018-05-29T09:40:21-04:00
Amy H
https://totalbenefits.net/testimonials/7924/
Media Components
Ed MacConnell always strives to go one step ahead of the competition by providing superb customer service at his firm. His personality and friendly approach to all challenges make him stand out from other Insurance Brokers. Ed is a true networking guru and community benefactor and I would recommend his services to all of my friends and colleagues.”Denis Sinelkov-President Media Components
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-24T21:02:49-05:00
https://totalbenefits.net/testimonials/media-components/
Total Benefit Solutions Inc Health Insurance and Benefits
2022-02-06T17:15:35-05:00
https://totalbenefits.net/testimonials/21356/
I’ve been working with Total Benefits Solutions for many years now. Every year they run the numbers for comparison of the prescription plans available to supplement my Medicare plan. She does a fantastic job, even recommending plans that don’t work with brokers (no commission to them). (they) found health care plans for me before I went on Medicare as well. Do yourself a favor. Call them. You will be glad you did! -Brenda M
Total Benefit Solutions Inc Health Insurance and Benefits
2021-10-27T18:15:41-04:00
Brenda M
https://totalbenefits.net/testimonials/19514/
Bucks County Center for Independent Living
“Ed MacConnell and his team consistently provide excellent advice and customer service. He is trustworthy, organized and responsive to our needs. In addition, we get the best product and service for a reasonable price. He listens to us and comes up with solutions. I am never disappointed.”Ginny Fiorintine, Exective Director
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:01:18-05:00
https://totalbenefits.net/testimonials/bucks-county-center-for-independent-living/
Stephen Forbus
Ed, thanks for helping me solve the ACA puzzle. After multiple problems with the site and with the operators, you got me a bigger savings than I was able to get on my own, and saved me over $2,250! Thank you!Stephen Forbus
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:23:16-05:00
https://totalbenefits.net/testimonials/stephen-forbus/
Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T11:44:48-05:00
Gina D
https://totalbenefits.net/testimonials/9869/
Bryan Perchick
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:07:47-05:00
-Bryan Perchick
https://totalbenefits.net/testimonials/bryan-perchick/
Webucast
Ed is always quick to return a phone call. His company provides great service and has saved me thousands of dollars throughout the years. Thanks Ed!Igor Bogdanov, Principal, Webucast
Total Benefit Solutions Inc Health Insurance and Benefits
2015-02-02T21:00:50-05:00
https://totalbenefits.net/testimonials/webucast/
Uncle Bill’s Country Market
Coming from a lifetime of employment I had no idea what was involved in setting up our new business, or our new insurance plans. Ed took the time to help us understand and make a choice. He even helped me get the business set up with referrals to valuable resources. Thanks Ed!– Bill Smith, President
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:39:44-05:00
https://totalbenefits.net/testimonials/uncle-bills-country-market/
Damar Communications
When I needed to offer health benefits options, Total Benefit Solutions was there with a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!”Dave Margolis, President Damar Communications:
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T09:56:29-05:00
https://totalbenefits.net/testimonials/damar-communications/
Caddick Construction
I endorse Ed MacConnell and (Total Benefit Solutions, Inc.) as our insurance broker and encourage you to speak with them about your own benefits. Ed has been handling ours for over ten years now and they always have a creative solution to anything our insurer throws our way!David Caddick, President of Caddick Construction
Total Benefit Solutions Inc Health Insurance and Benefits
2015-01-26T10:00:30-05:00
https://totalbenefits.net/testimonials/caddick-construction/
Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F
Total Benefit Solutions Inc Health Insurance and Benefits
2019-01-07T13:15:39-05:00
Adam F
https://totalbenefits.net/testimonials/9886/
Terry Farber
I have relied on the expertise of Ed MacConnell and his staff for assistance in choosing the best health care plans for me and my husband for the past several years. I highly recommend Total Benefit Solutions, Inc., for your health care planning needs.-Terry Farber, Elder Law Attorney
Total Benefit Solutions Inc Health Insurance and Benefits
2016-07-14T18:19:34-04:00
https://totalbenefits.net/testimonials/terry-farber/
Shevlin Investments