Notice From IBC: As part of our continuing effort to support small businesses in the region during this challenging time, we are pleased to provide fully insured small group (2 – 50) clients with a 10 percent medical premium credit on their December invoices. This reduction is based on October 1 enrollment, and will be reflected in the invoices groups receive in mid-November.  This premium credit is in addition to the credit on medical and dental premiums Independence provided in September. And just as in September, a message will appear on the invoice highlighting the reduction in premium. If you have any questions or concerns about this bulletin please contact your Total Benefit Solutions Inc account manager at (215)355-2121