Total Benefit Solutions Inc. is prepared for the future of healthcare, and our clients are too! Ask us about any of these solutions and how they may be a good fit for your organization.


Download Quick Forms: Download your forms for submitting enrollment changes, physician searches and more!

Employee Navigator: Log in to our private exchange the Total Benefit Solutions Exchange

HR 360 Your online HR department is just a click away with HR360!

Health Advocate : Having Health Advocate means never having to feel alone in the healthcare world. Click to link to find out more about Health Advocate and why our clients feel secure having it as part of their benefits package.

Online HRA Administration Implementing an HRA plan for your organization can provide better benefits for your employees at a lower cost. Don’t move your plan, improve it! Online administration keeps it simple and keeps you compliant!

My Benefit Advisor: A turnkey solution to administering your group enrollments across multiple carriers and platforms. A comprehensive package of benefits for your organization, staff, employees and their families. All of that and much, much more is available through our strategic partnership with My Benefit Advisor.

Defined Contribution Solutions Under the ACA many organizations will determine that they no longer want to make healthcare choices for their employees. A defined contribution plan means you can still offer a valuable employee benefit and avoid the overhead costs of choosing and implementing your own health plans.

Medical Bridging: Oftentimes, the cost of care has escalated to the point where the most affordable solutions are plans with higher deductibles and out of pocket expenses which can present a challenge for your employees. A medical bridging solution can be employer or employee paid and can relieve the stress of having a potential high out of expense should an unexpected accident or critical illness arise.

Consult-A-Doctor Plus Healthcare the way it should be! CADR plus offers a comprehensive schedule of benefits at a low fixed cost for all types of employees from full time to part time or seasonal. All of your employees are valuable. Show them you value their effort and dedication with a plan that provides a simple and easy to use benefit their whole family will use.

EAP: The 5 in 1 Employer Employee Assistance Plan. Running and building a business is hard work. The upkeep of products and services alone is a full-time job. Many small businesses don’t have the resources and tools to properly address the other issues – the people issues that  invariably arise, such as addressing employee concerns, HR policies, helping with management problems, and legal issues. Owners of small businesses need tools to make their lives easier while improving their employees’ productivity. Get your team covered under an EAP for a very reasonable monthly fee.

Benefit Vault: BenefitVault allows an employer to provide employees with a large choice of voluntary benefits including public exchange products without the time, expense or headaches of administering those benefits.
It’s payroll deduction without the headache.

Consulting Solutions: Your “broker on call” provides enrollment, claims, HR and other services along with guidance when you need it, regardless of which health plans or benefits you choose. With Total Benefit Solutions, Inc. as your consultant you can be confident that you will always get the right directions or assistance when you need it most.

Ancillary Benefits: Enhance your benefits plan with affordable health and financial solutions such as a comprehensive dental plan, vision or dental plan. It may cost less than you think!

Voluntary Benefits: Increase the benefits and security your team enjoys by implementing employee and family solutions that employees pay for.

Carve outs and Wraps: Increase your employee retention even when you do not offer health coverage. After the Affordable Care Act it may be cost effective to drop coverage and let employees enroll through a direct or exchange method. A benefit “wrap” plan can provide you a competetive edge over your competition while at the same time give your employees and their families the peace of mind knowing that they have coverage to fill in the gaps of their new ACA compliant health plans, regardless of the plan they choose.

COBRA Administration: Our expert administrators can help you stay compliant with COBRA year round. Ask us about enhancing your benefit experience with COBRA Control as your new COBRA administrator.