A Short Term Medical plan might be right for you.

Short Term Medical plans let you decide how much coverage you want and for how long, with individual and family options available.

And you can enjoy quality of life benefits like telemedicine and discounts on a variety of everyday items and services through an Association membership (varies by state).

Short Term Medical plans offer plenty of flexibility:

  • Policies that range from 30-days to a year, some with renewal or consecutive options
  • Plan options that include benefits for office visits and urgent care, and some with prescription benefits
  • A wide range of deductibles, coinsurance, and benefits, so you can get the coverage you want
  • Access to large national networks, so you can find quality care near you

Questions about a short term medical plan? Contact your Total Benefit Solutions, Inc health insurance specialist at (215)355-2121.

Important information about these plans


For complete limitations & exclusions by state for Short Term Medical insurance, click here. Plan options vary by state.

This coverage is not required to comply with federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of pre-existing conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.

This policy does not meet the definition of qualifying previous coverage or qualifying existing coverage. As a result, if purchased in lieu of a conversion policy or other group coverage, you may have to meet a pre-existing condition requirement when renewing or purchasing other coverage.