One of the most notable changes brought about by the Affordable Care Act (ACA) is the ACA coverage rule for dependents up to age 26. Employers offering health care plans to employees must include this extended coverage.
Purpose of the ACA coverage rule for dependents up to age 26
The ACA extended the eligibility for a child to be covered under a parent’s health plan from (usually) age 21 and if a full-time student to age 26 regardless of student status. The goal is to provide peace of mind to parents and their young adult children during a time in life when the dependent is likely to be completing their formal education or starting their career as an intern or in an entry-level job that may not be eligible for insurance coverage through the employer. Click the link below for more information. As always please contact your health insurance specialists at Total Benefit Solutions, Inc at (215)355-2121 for any further questions!