| We’ve attempted to provide a central location for all your healthcare reform, PPACA or Obamacare needs. Please let us know directly at (215)355-2121 if you need any additional information. |
| FAQ’s on Health Care Reform Of course there are more questions than ever when it comes to health care reform. We have compiled the most frequently asked questions and simple answers for your convenience. For more detailed answers, please call your Total Benefit Solutions Advisor at (215)355-2121 |
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Think HR Comply A subscription service provided by Total Benefit Solutions for our clients. It’s is a comprehensive compilation of questions, answers, calculators, documents, videos and forms that can answer most questions about the PPACA and how it affects you or your business. |
| Subsidy Calculator Click here to find out if you qualify for a subsidy under healthcare reform. Do you qualify for a cost sharing subsidy, a premium subsidy or both? This handy tool will tell you! |
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Our News Bulletins More complete updates and stories on the PPACA healthcare reform topics and issues that most of our clients need to deal with now and in the near future. Updated often so keep checking back. |
| Healthcare Reform: Videos Easy to watch and learn video collection |
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Chris M Total Benefit Solutions Inc Health Insurance and Benefits 2018-05-29T09:37:36-04:00 Chris M https://totalbenefits.net/testimonials/7922/
I have been using this office for quite a number of years for my individual medical insurance. I recently "graduated" to Medicare and quite frankly, I was dreading it. What I was reading online was more confusing than not. Maureen is a true gem! She is professional, takes the time and care to discuss the options, and the ease in her delivery was so easy to understand. And, she gets back to you quickly. I never had to wait more than a day to hear back from her.
Dee K Total Benefit Solutions Inc Health Insurance and Benefits 5
2022-06-17T15:57:12-04:00 https://totalbenefits.net/testimonials/25123/ Zola Makrauer DMD Ed is an expert in health insurance. I am a health care provider myself and I know how difficult this business can be. He is knowledgeable with all of the health insurance companies in our area. If you are looking for health insurance I would not pass up Ed for a quote he is great for single plans as well as plans for groups for business owners. Zola Makrauer DMD ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-02-09T07:53:06-05:00 https://totalbenefits.net/testimonials/zola-makrauer-dmd/ BKZ Contractors Inc. I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again!Brian Zeldes, President BKZ Contractors Inc. ![]() Total Benefit Solutions Inc Health Insurance and Benefits 5
2015-01-26T10:02:52-05:00 https://totalbenefits.net/testimonials/bkz-contractors-inc/ Solomon Bread & Rolls/Kaplan’s Bakery I have been using Ed MacConnell & EMA Group Inc (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else!Jeff Solomon-President ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:35:50-05:00 https://totalbenefits.net/testimonials/solomon-bread-rollskaplans-bakery/ Beth Sholom Congregation "Ed takes the time each year to review our current plans, our goals for the future evaluate our options and explain all of the choices thoroughly.![]() Harvey Friedrich, Executive Director, Beth Sholom Congregation Total Benefit Solutions Inc Health Insurance and Benefits 5
2015-01-26T10:04:53-05:00 https://totalbenefits.net/testimonials/beth-sholom-congregation/ American Dream Financing I have worked with Ed and (Total Benefit Solutions) EMA Benefits many times in the past. Ed and his office staff give GREAT service and always provide great rates. I have also referred many friends and family to Ed and EMA and those referrals were always taken care of and happy after they signed up. If your ever looking for insurance, think of them!Brett Stern, Principal-American Dream Financing ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-02-02T21:00:54-05:00 https://totalbenefits.net/testimonials/american-dream-financing/ J ![]() Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you! Orly Total Benefit Solutions Inc Health Insurance and Benefits 2019-01-07T13:11:24-05:00 Orly https://totalbenefits.net/testimonials/9885/
Molly K Total Benefit Solutions Inc Health Insurance and Benefits 2019-01-07T13:05:55-05:00 Molly K https://totalbenefits.net/testimonials/9882/ ![]() Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly. -Gina D Gina D Total Benefit Solutions Inc Health Insurance and Benefits 5
2019-01-07T11:44:48-05:00 Gina D https://totalbenefits.net/testimonials/9869/ Uncle Bill’s Country Market Coming from a lifetime of employment I had no idea what was involved in setting up our new business, or our new insurance plans. Ed took the time to help us understand and make a choice. He even helped me get the business set up with referrals to valuable resources. Thanks Ed!– Bill Smith, President ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:39:44-05:00 https://totalbenefits.net/testimonials/uncle-bills-country-market/ Netstride Internet Solutions The daunting landscape of health insurance is difficult for any business owner or individual to navigate. Ed and his team make the process really easy. We’ve been with Total Benefit Solutions Inc. for many years, and we recently decided to switch our plans. Both Ed and Amber spent time walking us through the various options, including the pros and cons of each plan and answered countless questions. Their patient guidance allowed us to pick a plan that we feel best meets the needs of our business and employees.Gregory Tarallo, President Netstride Internet Solutions ![]()
Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-25T18:31:43-05:00
https://totalbenefits.net/testimonials/netstride-internet-solutions/ Tristar Lighting Your service and responsiveness is incredible. I’ve never had a better insurance broker!David Zarrinnia, President ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:38:35-05:00 https://totalbenefits.net/testimonials/tristar-lighting/ Terry Farber I have relied on the expertise of Ed MacConnell and his staff for assistance in choosing the best health care plans for me and my husband for the past several years. I highly recommend Total Benefit Solutions, Inc., for your health care planning needs.-Terry Farber, Elder Law Attorney ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2016-07-14T18:19:34-04:00 https://totalbenefits.net/testimonials/terry-farber/ I picked Total Benefit Solutions based off their google reviews and I'm glad that I did. Patty was great, very informative and helped me switch my insurance plan and made it super easy. If you're not sure about what insurance plans are available to you I highly recommend reaching out to them.-Tasha G ![]() Total Benefit Solutions Inc Health Insurance and Benefits 5
2022-02-06T17:15:35-05:00 https://totalbenefits.net/testimonials/21356/ The Gannon Agency “Thanks again for the top notch service that you have provided to my office and to my customers that I have referred to you. Total Benefit Solutions is the best!”.Steve Gannon, President , The Gannon Agency ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-24T20:54:15-05:00 https://totalbenefits.net/testimonials/the-gannon-agency/ Coburn Myers Fastening Systems This was an excellent interview (http://www.moneychattoday.com ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker.Ted Harp, Controller ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:57:44-05:00 https://totalbenefits.net/testimonials/coburn-myers-fastening-systems/ Bonnie Greisler Thank you for taking great care of me- and my son! You guided us to workable medical insurance plans, I am very appreciative for your expertise and knowledge!- Bonnie Greisler., President of The Men and Boy's Store, Huntingdon Valley PA ![]() Bonnie Greisler, President of The Men and Boy's Store Total Benefit Solutions Inc Health Insurance and Benefits 2016-02-08T09:59:24-05:00 Bonnie Greisler, President of The Men and Boy's Store https://totalbenefits.net/testimonials/bonnie-greisler/ LTW Gentec Your team and your approach to service are the best! Thank you for helping us every year with our benefit programs!-Matt Deeter, President LTW Gentec ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-25T18:26:29-05:00 https://totalbenefits.net/testimonials/ltw-gentec/ AquaReale Ed and his team promised us great service and they have delivered. Ed takes the time to answer every question one might have and makes sure we are getting the most for our money. I would highly recommend Total Benefit Solutions Inc. to any small business looking for the best health insurance plan they can get. -Laura Reale, AquaReale Inc![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T10:06:28-05:00 https://totalbenefits.net/testimonials/aquareale/ Total Benefit Solutions Inc Health Insurance and Benefits 2021-10-28T17:31:47-04:00 David M https://totalbenefits.net/testimonials/19528/ Rachael CappellaEd MacConnell ![]() Total Benefit Solutions Inc Health Insurance and Benefits 5
2016-02-06T12:38:58-05:00 https://totalbenefits.net/testimonials/rachael-cappella/ Media Components Ed MacConnell always strives to go one step ahead of the competition by providing superb customer service at his firm. His personality and friendly approach to all challenges make him stand out from other Insurance Brokers. Ed is a true networking guru and community benefactor and I would recommend his services to all of my friends and colleagues.”Denis Sinelkov-President Media Components ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-24T21:02:49-05:00 https://totalbenefits.net/testimonials/media-components/ over and above the call of duty![]() Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! ![]() Amy H Total Benefit Solutions Inc Health Insurance and Benefits 2017-12-31T09:14:39-05:00 Amy H https://totalbenefits.net/testimonials/over-and-above-the-call-of-duty/
![]() Adam F Total Benefit Solutions Inc Health Insurance and Benefits 2019-01-07T13:15:39-05:00 Adam F https://totalbenefits.net/testimonials/9886/ The MCG Group I didnt think it (health insurance) was that complicated until I tried to do it myself! Thank Ed for your help and pointing us in the right direction!Steve Young, Managing Partner ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:44:52-05:00 https://totalbenefits.net/testimonials/the-mcg-group/ Total Child Care I'm writing to apologize and to express my dismay and regret for switching from your firm last year. What a gargantuan mistake that was! To recount the horrors of dealing with the firm we switched to would only cause me to relive them, something I'm not willing to do (at this point). What do I have to do to get back with you guys? Pete Altman, CEO ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-24T21:15:08-05:00 https://totalbenefits.net/testimonials/total-child-care/ Sales Pros 4 Hire Especially thank you for helping my wife and I sail through the new Affordable Care Act. You and your team made the complicated seem simple and select the plan best suited for our health insurance needs. Thanks!Mike Hilbert, President, Sales Pros 4 Hire ![]() Total Benefit Solutions Inc Health Insurance and Benefits 5
2015-02-02T21:04:03-05:00 https://totalbenefits.net/testimonials/sales-pros-4-hire/ Bucks County Women’s Healthcare Our ten employee medical practice had a large well known insurance broker for years. We always assumed we were receiving the best service. Total Benefit Solutions Inc. came in and left no stone unturned in their evaluation. The savings they provided was equal to 50% of what we were previously paying. In addition we wound up with better medical and dental plans and an overall enhanced benefit program. We couldn’t be more thrilled with the services of Total Benefit Solutions, Inc. Thanks Ed!”-Carmela Gabrieli Controller, Bucks County Women's Healthcare ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-24T20:23:05-05:00 https://totalbenefits.net/testimonials/bucks-county-womens-healthcare/ Amy H If you two were in front of me I’d hug you right now. Now I have more money in my checking account than I thought! AWESOME!Amy H- Individual Client on the healthcare.gov marketplace ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-24T20:32:14-05:00 https://totalbenefits.net/testimonials/amy-h/ Bucks County Center for Independent Living “Ed MacConnell and his team consistently provide excellent advice and customer service. He is trustworthy, organized and responsive to our needs. In addition, we get the best product and service for a reasonable price. He listens to us and comes up with solutions. I am never disappointed.”Ginny Fiorintine, Exective Director ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T10:01:18-05:00 https://totalbenefits.net/testimonials/bucks-county-center-for-independent-living/ We have used and have referred many of our clients to Ed MacConnell and his team at Total Benefit Solutions. In the complicated health insurance market of today’s world Ed makes selecting and managing health insurance as simple as possible. Time and time again, Total Benefit Solutions has been able to find cost effective quality health insurance for us and our clients. I highly recommend Total Benefit Solutions for all your health insurance needs.Joseph Pintimalli CPP Presient Simplifi Payroll & HR ![]() Joseph P Total Benefit Solutions Inc Health Insurance and Benefits 2017-04-13T12:03:33-04:00 Joseph P https://totalbenefits.net/testimonials/4927/
Joyce C Joyce C Total Benefit Solutions Inc Health Insurance and Benefits 2021-10-28T17:34:33-04:00 Joyce C https://totalbenefits.net/testimonials/19529/ Shevlin Investments Ed and my account manager make me feel like their biggest, most important client each time I call. You can’t ask for more than that!Barry Shevlin, President ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:34:11-05:00 https://totalbenefits.net/testimonials/shevlin-investments/ Caddick Construction I endorse Ed MacConnell and (Total Benefit Solutions, Inc.) as our insurance broker and encourage you to speak with them about your own benefits. Ed has been handling ours for over ten years now and they always have a creative solution to anything our insurer throws our way!David Caddick, President of Caddick Construction ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T10:00:30-05:00 https://totalbenefits.net/testimonials/caddick-construction/ S&S Sign Company I just received a refund check today from Aetna for our Hailey’s emergency claim. Thank you and your staff for all your help in getting this matter resolved, otherwise I may have just given up!Gina Seibel, Vice President S&S Signs ![]() Total Benefit Solutions Inc Health Insurance and Benefits 2015-01-26T09:26:57-05:00 https://totalbenefits.net/testimonials/ss-sign-company/ Greenwood Financial Services I use Ed MacConnell for my company's health insurance needs and for my group short term disability policies. He is a true expert and has saved me large sums of money on my premiums!![]() -Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial Total Benefit Solutions Inc Health Insurance and Benefits 4
2015-02-27T13:37:43-05:00 https://totalbenefits.net/testimonials/bob-lankin/ Kris Kreisher
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Ed is an expert in health insurance. I am a health care provider myself and I know how difficult this business can be. He is knowledgeable with all of the health insurance companies in our area. If you are looking for health insurance I would not pass up Ed for a quote he is great for single plans as well as plans for groups for business owners. 













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