At Total Benefit Solutions Inc., we have spent decades serving as a lighthouse in the often-foggy world of health insurance. Our mission has always been simple: to act as your tireless advocate, navigating the complex rules of state and federal programs to ensure you get the benefits you deserve. We’ve built our reputation on a personalized approach and a refusal to ever accept "no" as an answer when fighting for our clients.
Today, we are thrilled to announce a significant evolution in our ability to serve you. Total Benefit Solutions Inc. has officially entered into an agreement to represent Remodel Health, a pioneer in modern health benefit technology.
By becoming official representatives of the Remodel Health platform, we are bringing a powerhouse of innovation to small and medium-sized businesses. This partnership allows us to combine our deep regulatory expertise and "advocacy-first" mindset with a world-class technology suite designed to eliminate the administrative headaches that have plagued employers for years.
Why We Chose Remodel Health (And Why It Matters to You)
As an independent broker, we don't work for the insurance companies; we work for you. That means we are constantly shopping for the best tools and plans available in the marketplace. We didn’t choose to represent Remodel Health on a whim. We chose them because their ICHRA+® platform solves the three biggest problems facing business owners today: rising costs, administrative complexity, and the "one-size-fits-none" approach of traditional group plans.
1. Predictable Costs: No More "Renewal Shock"
If you are a business owner, you know the dread of the annual renewal meeting. You wait for the carrier to hand over a sheet of paper that likely shows a double-digit premium increase, leaving you to decide between cutting benefits or raising costs for your employees.
Through the Individual Coverage Health Reimbursement Arrangement (ICHRA) model: powered by Remodel Health: you regain control. Instead of being at the mercy of a single group plan’s performance, you define exactly how much you want to contribute toward your employees’ health insurance. You set the budget, and it stays predictable year after year.
2. Eliminating the "Administrative Nightmare"
We know that for many HR teams and business owners, managing health benefits feels like a second full-time job. This is where our partnership with Remodel Health truly shines.
One of the biggest hurdles to adopting an ICHRA has historically been the paperwork. How do you handle reimbursements? How do you sync with payroll? Remodel Health solves this with over 200 payroll and HRIS integrations, including seamless connections with major providers like UKG, Paylocity, and ADP.
But the real "game-changer" is the AutoPay feature. In a standard ICHRA, employees often have to front the money for their premiums and wait for a reimbursement check. With AutoPay, those days are over. Remodel Health handles the premium payments directly to the insurance carriers. This means your employees never have to worry about out-of-pocket premium costs, and your HR team never has to manually process health insurance reimbursements again.
3. Employee Choice: Empowering Your Team
In a traditional group plan, you pick one or two options and hope they work for everyone from your 22-year-old intern to your 60-year-old CFO. It rarely does.
With the Remodel Health platform, your employees get to shop for their own individual plans on the open market. They can choose the carrier, the network, and the coverage level that fits their specific family needs and doctor preferences. They get the freedom of choice, and you get the tax-advantaged savings of a corporate-sponsored benefit.
Advocacy Meets Technology
You might be wondering: "If the software is so good, why do I need an advocate like Total Benefit Solutions?"
The answer is simple: Technology is a tool, but advocacy is a relationship. While the Remodel Health platform provides the "engine," Total Benefit Solutions remains your "navigator."
We use these advanced tools to fight harder for you. Whether it’s navigating the nuances of ACA compliance, helping an employee understand how their new plan interacts with specialized grants or foundations, or stepping in when a claim is unfairly denied, we are there. We are now official representatives of this platform, which means we don't just "refer" you: we manage the experience for you.
We maintain our commitment to being the independent broker who compares every option. If an ICHRA through Remodel Health is the right fit, we’ll show you why. If another path is better, we’ll tell you that, too. That is the transparency you deserve.
What This Means for Medicare-Eligible Employees
For our clients with employees nearing or currently on Medicare, this partnership adds another layer of support. The Remodel Health platform includes guided tools to help employees transition or integrate their benefits with Medicare seamlessly. And as always, you have our resident expert "visual guide," Dr. Ben E. Fitz, to remind you that Medicare rules are complex, but help is always available at www.totalbenefits.net.
Take the Next Step: See the Platform in Action
We don’t expect you to take our word for it: we want to show you. We are now offering personalized demos of the Remodel Health platform for our current and prospective clients.
During a demo, we can show you:
- The Savings Analysis: How much your business could save by switching from a traditional group plan to an ICHRA.
- The Payroll Sync: How we can integrate with your current system (UKG, Paylocity, etc.) to automate your benefits.
- The Employee Experience: What it looks like for your team to shop for plans with "white-glove" guidance.
At Total Benefit Solutions Inc., we believe that health insurance should work for the people, not the other way around. By partnering with Remodel Health, we are giving you the modern tools you need and the advocacy you’ve always relied on.
Don’t settle for another year of renewal stress and administrative headaches. Let us show you a better way to do benefits.
Contact Us Today for a Demo
Visit our website at www.totalbenefits.net or call us directly at (215) 355-2121 to schedule your walkthrough of the Remodel Health platform. We are ready to fight for your benefits: and now, we have the best technology in the business to help us do it.
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