Why us? Total Benefit Solutions Inc. is prepared for the future of healthcare, and our clients are too!
Today’s small business managers need more than just a health plan. They need direction, advice and support. If your current broker is not providing these services, consider switching to Total Benefit Solutions, Inc. today. you might not even have to change insurance companies!
Why do companies like yours, choose us? Here are a few the reasons:
Dedicated Account Managers: Wasting hours on the phone with an insurance company or administrator is a thing of the past. At Total Benefit Solutions Inc., your organization has a dedicated account manager as your single point of contact. Your account manager has years of experience, is trained, licensed, insured, certified and re certified annually on the products and services you need. As licensed professionals they are required to keep up with changes in the industry by doing continuing education credits every year.
Every member of your organization, your employees and their family members have your account manager just a phone call away! You have an expert on call! Whether it’s a claim resolution, a billing question, an enrollment transaction or just a simple question, your account manager is there for you. And because they work with you on a regular basis they get to know your biggest needs and concerns for a customized, tailored approach to your service. Our account managers can decipher the healthcare maze of acronyms PPACA, CMS, HHS, DOI, COBRA, HIPPAA, FMLA and more. We’re bilingual because we speak English and insurance. Click here to meet our team.
Group Renewals: Just as a doctor recommends an annual physical, a small business should evaluate their plans yearly to make certain their benefits still align with their goals and budget as well as remain in compliance with new regulations. With Total Benefit Solutions on your side, you can be certain to get the most comprehensive and impartial advice as well as the year round support you and your employees deserve. Click here to download more information
EmpowerMe Benefits Exchange: Empower Me Benefits is our new, state of the art private benefit exchange technology that lets you “bring your own carrier”. Customized, integrated, reliable and affordable. Ask us today to demo EmpowerMe Benefits for your company! Click here to download an info sheet
Download Quick Forms: Download your forms for submitting enrollment changes, physician searches and more available 24 hours a day, 7 days a week!
Think HR Comply: ThinkHR Comply is a cloud-based HR solution chock full of HR information, tools and resources. ThinkHR provides expert, practical human resource guidance to businesses of all sizes, helping them avoid costly risk and liability and save time. We provide this subscription based service at no cost for our group benefit clients. Click here to learn more about Think HR.
Compliance and Health Reform Education Center: Total Benefits Comply is our new Compliance and Health Reform Education Center where we will keep a copy of our health care reform bulletins throughout the year, in an easy to view format, along with short informative videos. This new resource makes it easier to quickly find the answers to your reform questions and download a short, to the point bulletin. Click here to learn more
COBRA Administration: Total Benefit Solutions Inc, has partnered with leading COBRA administrators for our clients. Online COBRA Administration solution provides the best-practices processes and reliability to help you comply with federal COBRA and states’ “mini-COBRA” regulations. Ask us about a COBRA compliance solution for your organization or how COBRA administration fees may be reduced or waived for your group!
Total Benefits Briefs: Nothing can be more frustrating to a business owner than finding out second hand information that their trusted advisors should be providing them with. That’s why at Total Benefit Solutions we make it a point to keep our clients informed about changes in our industry. Not just regulatory but also carrier changes, product offerings and simple benefits related guidance. One of the ways we do this is with our e-newsletter, Total Benefits Briefs. We publish and distribute our newsletter for our clients and subscribers between 6 and 8 times annually. We also provide regular benefit bulletins right here on our website as news is announced. Click here to visit our newsletter page
Benefit Bulletins: In order to provide even more up to date information, without simply cramming your e-mail inbox, we regularly publish these news bulletins directly on our website. Click here for our benefit bulletins page.
Wraps and Gaps: Reduce your costs and increase your employee satisfaction with a comprehensive wrap or gap portfolio. Wraps can be offered on an employer paid basis, or even a small business owner can let employees select and pay for the plans they feel are most suitable for themselves. Click here to learn more.
EAP Plus- Your Small Group Employee Assistance Plan: Many small businesses don’t have the resources and tools to properly address the other issues – the people issues that invariably arise, such as addressing employee concerns, HR policies, helping with management problems, and legal issues. Owners of small businesses need tools to make their lives easier while improving their employees’ productivity.
Health Advocate : Having Health Advocate means never having to feel alone in the healthcare world. Click to link to find out more about Health Advocate and why our clients feel secure having it as an affordable addition to their benefits package.
Online HRA Administration Implementing an HRA plan for your organization can provide better benefits for your employees at a lower cost. Don’t move your plan, improve it! Online administration keeps it simple and keeps you compliant!
Defined Contribution Solutions Under the ACA many organizations will determine that they no longer want to make healthcare choices for their employees. A defined contribution plan means you can still offer a valuable employee benefit and avoid the overhead costs of choosing and implementing your own health plans.
Tax Advantaged Plan Documents: The IRS Code has numerous provisions designed to help employers provide essential benefits to their employees tax-free. This saves the employee approximately 30% in income taxes on expenses they’re already paying for, and because the employees have reduced their taxable income, the employer realizes a reduced matching payroll tax liability of approximately 8%. Everybody saves money. To take advantage of these tax deductions the IRS requires that the employer have a written plan document and the Department of Labor and ERISA law require that every employee receive a summary plan description (SPD) explaining the new benefit in easy to understand language. This site is dedicated to providing employers with the tools they need to successfully establish these written plans with SPDs at the lowest cost possible. Please don’t hesitate to call us if you have questions, we will be happy to assist you. Thank you.
Medical Bridging: Oftentimes, the cost of care has escalated to the point where the most affordable solutions are plans with higher deductibles and out of pocket expenses which can present a challenge for your employees. A medical bridging solution can be employer or employee paid and can relieve the stress of having a potential high out of expense should an unexpected accident or critical illness arise.
Benefit Aid Select: Benefit Aid is an affordable and comprehensive package of benefits that can enhance or compliment your benefit package.
HR 360 Your online HR department is just a click away with HR360!
Group Plan Summaries: Click here to print, view or download a summary or grid for your group benefit plan.
Ancillary Benefits: Ancillary Benefits including Dental, Vision, Life, Disability, Hospital, Indemnity and Wraps. Total Benefit Solutions works impartially with all of the major ancillary benefit carriers.
Voluntary Benefits: Benefits that an employer can offer at employees expense. Voluntary benefits typically include benefits such as the ancillary benefits above as well as more specific personal plans such as cancer plans, accident plans and more. Total Benefit Solutions works impartially with all of the major voluntary benefit carriers.
The Gannon Agency
Steve Gannon, President , The Gannon Agency
Perfect Move Inc
Bob Simons, Vice President of Perfect Move, Inc.
Christine Taylor: Self Employed
Dr Franklin Strong
Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong
Stephanie Churchill, President
Arlene Blosch, President
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
S&S Sign Company
Gina Seibel, Vice President S&S Signs
Greater Philadelphia Abstract
Susan Harrison, Principal, Greater Philadelphia Abstract Agency
Uncle Bill’s Country Market
– Bill Smith, President
Frank McCafferty, President
Netstride Internet Solutions
Gregory Tarallo, President Netstride Internet Solutions
Bob Flemming, President
Bucks County Women’s Healthcare
Art 4 Business
Heather Gibson, COO, Art 4 Business Inc
-Terry Farber, Elder Law Attorney
Van Dyne Insurance
As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency
Zola Makrauer DMD
Bucks County TMA
Pete’s Clown House Luncheonette
Cardinal International Grooving & Grinding
-Linda Organski, Director of Human Resources
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Solomon Bread & Rolls/Kaplan’s Bakery
David Zarrinnia, President
Denis Sinelkov-President Media Components
Wolf Island Networks
John Rodia, President
Dave Margolis, President Damar Communications:
Riverside Physical Therapy
Joe Tomasetti, President Riverside Physical Therapy
The MCG Group
Steve Young, Managing Partner
Tom & Geri’s World Travel
Tom Mellon, President
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
Bonnie Greisler, President of The Men and Boy's Store
Prodigy Learning Center
Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.
Barry Shevlin, President
David Ozeroff, President Ace Childcare Inc.
BKZ Contractors Inc.
Brian Zeldes, President BKZ Contractors Inc.
Total Child Care
Amy H- Individual Client on the healthcare.gov marketplace
Amy Murray Hyde, Account Representative, CBDI, Inc.
Bucks County Center for Independent Living
Ginny Fiorintine, Exective Director
Matt Deeter, President LTW Gentec
Associated Printing & Graphics
American Dream Financing
Brett Stern, Principal-American Dream Financing
Lisa Kruse, President Angelmark Associates
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂
Greenwood Financial Services
-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Superior Commercial Kitchens
Frank Livolsi, President-Superior Commercial Kitchens
Igor Bogdanov, Principal, Webucast
Sales Pros 4 Hire
Mike Hilbert, President, Sales Pros 4 Hire
Excel Capital Funding
Ricky Boone, President-Excel Capital Funding LLC
Coburn Myers Fastening Systems
Ted Harp, Controller
David Caddick, President of Caddick Construction
Beth Sholom Congregation
Harvey Friedrich, Executive Director, Beth Sholom Congregation
David Fiebert Inc
-David Fiebert, President
Chris Handley, Account Executive Savoy & Associates (United Healthcare)
Jeff Gross, President Nozak Enterprises, DBA Supercuts
Grossman Public Relations