Total Benefit Briefs Newsletter
Six to eight times per year we publish our e-newsletter, Benefit Briefs to help keep you informed. Topics range from health insurance, Medicare, Healthcare Reform, Group Benefits and more.
Click on the link below to view a previous Benefit Briefs Newsletter…
Recent Issues:
RMS Services
Frank McCafferty, President
Zola Makrauer DMD
BKZ Contractors Inc.
Brian Zeldes, President BKZ Contractors Inc.
David M
Bucks County Women’s Healthcare
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
Terry Farber
-Terry Farber, Elder Law Attorney
Rachael Cappella
Grossman Public Relations
Lou Grossman-President
Bucks County Center for Independent Living
Ginny Fiorintine, Exective Director
Uncle Bill’s Country Market
– Bill Smith, President
Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR
Joseph P
Joseph P
Ace Childcare
David Ozeroff, President Ace Childcare Inc.
The Gannon Agency
Steve Gannon, President , The Gannon Agency
Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
Perfect Move Inc
Bob Simons, Vice President of Perfect Move, Inc.
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M
Associated Printing & Graphics
Jason
Jason W
Jason W
Wolf Island Networks
John Rodia, President
The MCG Group
Steve Young, Managing Partner
Chris Handley
Chris Handley, Account Executive Savoy & Associates (United Healthcare)
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M
-Brenda M
Brenda M
Brenda M
Total Child Care
Greater Philadelphia Abstract
Susan Harrison, Principal, Greater Philadelphia Abstract Agency
There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas
Bucks County TMA
Christine Taylor
I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own.
Christine Taylor: Self Employed
Christine Taylor: Self Employed
Bruce McIntyre
Pete’s Clown House Luncheonette
Ron Bordone-President
Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C
Brittany B
Brittany B
S&S Sign Company
Gina Seibel, Vice President S&S Signs
Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K
Tristar Lighting
David Zarrinnia, President
Beth Sholom Congregation
Harvey Friedrich, Executive Director, Beth Sholom Congregation
Media Components
Denis Sinelkov-President Media Components
Dr Franklin Strong
Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong
The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
Superior Commercial Kitchens
Frank Livolsi, President-Superior Commercial Kitchens
Travel Wizards
Arlene Blosch, President
J
Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
Lou Grossman
Sign-A-Rama-Feasterville
Bob Flemming, President
Greenwood Financial Services
-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
Coburn Myers Fastening Systems
Ted Harp, Controller
" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts
David Fiebert Inc
-David Fiebert, President
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Sales Pros 4 Hire
Mike Hilbert, President, Sales Pros 4 Hire
Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Damar Communications
Dave Margolis, President Damar Communications:
Amy H
Amy H- Individual Client on the healthcare.gov marketplace
Bonnie Greisler
Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
LTW Gentec
Matt Deeter, President LTW Gentec
Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C
Solomon Bread & Rolls/Kaplan’s Bakery
Jeff Solomon-President
Cardinal International Grooving & Grinding
-Linda Organski, Director of Human Resources
Lisa K, President Angelmark Associates
Netstride Internet Solutions
Gregory Tarallo, President Netstride Internet Solutions
Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F
Adam F
Adam F
Van Dyne Insurance
As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency
I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew
"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
Webucast
Igor Bogdanov, Principal, Webucast
They really know what they are doing
They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W
Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Stephen Forbus
Stephen Forbus
Caddick Construction
David Caddick, President of Caddick Construction
-Tasha G
Totally Zen
Stephanie Churchill, President
Riverside Physical Therapy
Joe Tomasetti, President Riverside Physical Therapy
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂
-Kris Kreisher
Dee K
Art 4 Business
Heather Gibson, COO, Art 4 Business Inc
Shevlin Investments
Barry Shevlin, President
over and above the call of duty
Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!
Amy H
Amy H
I am so grateful for the amazing service!
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S
Franklin S
Franklin S
John K
John K
Excel Capital Funding
Ricky Boone, President-Excel Capital Funding LLC
Prodigy Learning Center
Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.
CBDI, Inc
Amy Murray Hyde, Account Representative, CBDI, Inc.
AquaReale
Tom & Geri’s World Travel
Tom Mellon, President
American Dream Financing
Brett Stern, Principal-American Dream Financing
Archived Issues:
Download December 2016 Benefit Briefs: Topics include IRS Extends Due Date for Furnishing Form 1095-B/C and New Law Exempts Certain Small Employer HRAs From ACA Market Reforms
Download November 2016 Benefit Briefs Topics Include Election results, CVS Medicare Retail update, Medicare Open Enrollment Period.
Download October 2016 Benefit Briefs: Topics Include Affordable Care Act Open Enrollment Important- Updates Major changes are happening during this Annual Enrollment Period!
Download June 2016 Benefit Briefs: Topics Include PCOR Fees Due, ACA Update Chart, chart Changes to Special Election Period for indivduals on the Exchange Verification Process, Compliance and Health Reform Education Center, Total Benefits Comply. Employer Shared Responsibility Guide
Download March 2016 Benefit Briefs: Topics include 1095 form deadlines, Medicare supplements, new dental and vision options and Medicareful.
Download February 2016 Benefit Briefs: Topics Include Empower me Benefits Private Exchange, 2015 Compliance Compilation, Employer Shared Responsibility Guide.
April 2015 Benefit Briefs: Topics Include Group Health Plan Notices Calendar, Reinsurance Changes, Health Advocate, Medicare and more.
IBC Urgent Benefit Alert: Highlights recent changes in the IBC formulary and how the plan pays for generic and brand name prescriptions
March 2015 Benefit Briefs: Topics Include Health Reform Compliance and Education Center, Employer Shared Responsibility Guide, Think HR, Healthiest You and more.
January 2015 Benefit Briefs: Topics include Bronze plan gap coverage, open enrollment, new health care tax forms ( 1094 and 1095 A) our new COBRA solution, Think HR and more.
December 2014 Benefit Briefs: Topics include holiday hours, open enrollment, health reform checklist, IRS penalty for reimbursing individual premiums and more.
Open Enrollment 2015 Edition: All About the 2013/2014 Annual Open Enrollment Period
October 2014 Benefit Briefs: Topics include important upcoming dates, national “donut hole awareness”, health reform notices due and Think HR
August 2014 Benefit Briefs: Topics include HSA limits for 2015 released, Think HR, Health Reform Notices Due, Health Reform Checklist
June 2014 Benefit Briefs: Topics Include IBC Changes Labs, Health reform updated COBRA notice & more.
April 2014 Benefit Briefs Topics include individual dental and vision plans, deductible limit changes and more.
March 2014 Benefit Briefs Topic include end of open enrollment, Teledoc, Benefit Vault, Wellworks and more.
Brittany B
Brittany B
Ed and his team at Total Benefit Solutions have really helped me through a difficult time with health insurance. Thanks to them, I have short term health insurance to hold me over until my job search is successful.
-Chris M President (CGM Systems)
Chris M
Chris M
Zola Makrauer DMD
Bonnie Greisler
Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Fibrenew
Fibrenew
David M
Excel Capital Funding
Ricky Boone, President-Excel Capital Funding LLC
Chris Handley
Chris Handley, Account Executive Savoy & Associates (United Healthcare)
They really know what they are doing
They really know what they are doing with Medicare health insurance and will take great care of you!
Carol W
Carol W
Carol W
David Fiebert Inc
-David Fiebert, President
Ace Childcare
David Ozeroff, President Ace Childcare Inc.
Associated Printing & Graphics
Ed and his staff have helped my husband and myself with our health insurance for years. Great people to work with and extremely knowledgeable about health insurance and Medicare supplements. - Kathleen B
Damar Communications
Dave Margolis, President Damar Communications:
Bucks County Center for Independent Living
Ginny Fiorintine, Exective Director
American Dream Financing
Brett Stern, Principal-American Dream Financing
Bucks County TMA
Amy H
Amy H- Individual Client on the healthcare.gov marketplace
I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Reita B
Reita B
Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Caddick Construction
David Caddick, President of Caddick Construction
Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂
-Kris Kreisher
Cardinal International Grooving & Grinding
-Linda Organski, Director of Human Resources
John K
John K
Lisa K, President Angelmark Associates
BKZ Contractors Inc.
Brian Zeldes, President BKZ Contractors Inc.
S&S Sign Company
Gina Seibel, Vice President S&S Signs
Dr Franklin Strong
Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong
Lou Grossman
LTW Gentec
Matt Deeter, President LTW Gentec
I am so grateful for the amazing service!
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend! Franklin S
Franklin S
Franklin S
Bucks County Women’s Healthcare
Uncle Bill’s Country Market
– Bill Smith, President
Grossman Public Relations
Lou Grossman-President
Coburn Myers Fastening Systems
Ted Harp, Controller
Media Components
Denis Sinelkov-President Media Components
Riverside Physical Therapy
Joe Tomasetti, President Riverside Physical Therapy
Ed and his team have been great with finding us the right health insurance plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F
Adam F
Adam F
Webucast
Igor Bogdanov, Principal, Webucast
-Brenda M
Brenda M
Brenda M
Prodigy Learning Center
Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.
A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President
Tristar Lighting
David Zarrinnia, President
CBDI, Inc
Amy Murray Hyde, Account Representative, CBDI, Inc.
Stephen Forbus
Stephen Forbus
Sales Pros 4 Hire
Mike Hilbert, President, Sales Pros 4 Hire
Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Sign-A-Rama-Feasterville
Bob Flemming, President
Many thanks to Maureen at Total Benefit Solutions, Inc for her patience, professionalism and thoroughness--she made the somewhat scary process of getting a Medicare supplement for my husband and me so much easier and less stressful!
Renie C
Renie C
Renie C
Bruce McIntyre
Highly recommend. They took the time even when it was the busiest time of year for health insurance. They explained the details patiently to help stream the process painlessly.
-Gina D
Gina D
Gina D
Pete’s Clown House Luncheonette
Ron Bordone-President
"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Margaret F
Margaret F
I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They ) took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Ariel M
Ariel M
Shevlin Investments
Barry Shevlin, President
over and above the call of duty
Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!
Amy H
Amy H
Van Dyne Insurance
As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency
Solomon Bread & Rolls/Kaplan’s Bakery
Jeff Solomon-President
Joseph Pintimalli CPP
Presient
Simplifi Payroll & HR
Joseph P
Joseph P
Through all my health insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige W.
Helped our family with all the switching around, so we where never without health insurance benefits or lacked in care.
Molly K
Molly K
Rachael Cappella
Travel Wizards
Arlene Blosch, President
Terry Farber
-Terry Farber, Elder Law Attorney
J
Jennifer helped me figure out the best health insurance options and made the whole process easy and effortless. Thank you!
Orly
Orly
Art 4 Business
Heather Gibson, COO, Art 4 Business Inc
There aren’t enough words to describe how amazing Ed and Patty are. Not only are they wonderful people, they are amazing insurance agents.-MollyThomas
AquaReale
Netstride Internet Solutions
Gregory Tarallo, President Netstride Internet Solutions
Totally Zen
Stephanie Churchill, President
Greenwood Financial Services
-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
The MCG Group
Steve Young, Managing Partner
Christine Taylor
I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own.
Christine Taylor: Self Employed
Christine Taylor: Self Employed
" I called with a quick question about my health insurance coverage and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! "
Jeff G, President Nozak Enterprises, DBA Supercuts
-Tasha G
Total Child Care
Please call Total Benefit Solutions it's free and experienced health insurance people help you 215 355 2121 ask for Maureen!
Joyce C
Joyce C
Joyce C
The Gannon Agency
Steve Gannon, President , The Gannon Agency
Dee K
Wolf Island Networks
John Rodia, President
Beth Sholom Congregation
Harvey Friedrich, Executive Director, Beth Sholom Congregation
Greater Philadelphia Abstract
Susan Harrison, Principal, Greater Philadelphia Abstract Agency
Superior Commercial Kitchens
Frank Livolsi, President-Superior Commercial Kitchens
Over the years Ed and his crew at Total Benefit Solutions have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today! -Amy H.
Amy H
Amy H
Perfect Move Inc
Bob Simons, Vice President of Perfect Move, Inc.
The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice.
I highly recommend them! -Deb H
Deb H
Deb H
RMS Services
Frank McCafferty, President
Tom & Geri’s World Travel
Tom Mellon, President
Jason
Jason W
Jason W
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