Employers who sponsor a group health plan with prescription drug benefits are required to notify their Medicare-eligible participants and beneficiaries whether the prescription drug coverage offered under their plan constitutes “creditable” or “non-creditable” coverage. This notification must be provided prior to October 15 each year. Click here to download the Medicare Part D Reminder
Continue Reading
Free Series for Small Business Owners to Help Understand the Law
Free Series for Small Business Owners to Help Understand the Law The U.S. Small Business Administration (SBA), together with the Small Business Majority (a national nonprofit advocacy organization), has launched theAffordable Care Act 101 Weekly Webinar Series. The webinars feature guidance on key pieces of the law for small business owners provided by SBA representatives, followed by a question and answer period. Topics being discussed in the webinars include: Small business tax credits—who is eligible and how to claim the credit; Shared responsibility (also known as “pay or play”); Cost containment; and Tools and resources available for small businesses to learn more about the law. The… Read More
Continue ReadingWhat are voluntary benefits?
Why are voluntary benefits a good idea to supplement your core benefits? Click here to watch this short, informative video….
Continue ReadingNew Tool Provides Guidance on Health Care Changes
New Tool Provides Guidance on Health Care Changes A new interactive “wizard tool” is available online from BusinessUSA to help employers understand the changes that may affect their companies under Health Care Reform. The tool is simple to use. Business owners can input information regarding company size, location, and whether they currently offer insurance to their employees. Based on the employer’s responses, the tool generates guidance on Health Care Reform changes and other health care-related resources relevant to the employer’s business. Other useful information and services for business owners can be found on the BusinessUSA website.
Continue Reading8 components of a health care exchange
As an employer, there’s a lot you need to know in order to decide whether or not to offer health care through a health insurance exchange. But before you make a decision….click to read the story
Continue ReadingTotal Benefit Solutions Newest Brochure
Download our latest brochure to read all about the valuable services we provide for our clients! Download our latest employee benefits brochure
Continue Reading