As an employer, it is important to be aware of the various benefits notices that you are required to provide to your employees. These notices are designed to inform employees of their rights and benefits under various laws and regulations. Failure to provide these notices can result in penalties and legal action.

One of the notices that employers with 1-19 employees are required to provide is the Part D Creditable Coverage Disclosure Notice or Non-Creditable Coverage Disclosure Notice. This notice is provided to Medicare-eligible individuals who are offered prescription drug coverage under the employer’s group health plan. It must be provided annually prior to October 15th, upon request, and at various other times as required under the law. An online disclosure to the Centers for Medicare & Medicaid Services (CMS) is also required annually, no later than 60 days from the beginning of a plan year, and at certain other times.

Employers with 15 or more employees are required to provide additional notices, such as the Genetic Information Nondiscrimination Act (GINA) Disclosures. This notice is provided to entities from whom requests for health-related information are made, and is only applicable to requests by employers with 15 or more employees. An additional “warning” is required when requests for health-related information are made by employers with 15 or more employees, but only if the request for medical documentation is made in a way that is likely to result in receipt of genetic information.

Another notice that employers with 15 or more employees are required to provide is the ADA Notice Regarding Wellness Program. This notice is provided to all employees offered participation in a wellness program that collects employee health information. It must be provided before the employee provides any health information, with enough time for the employee to decide whether to participate in the program.

Finally, all employees are required to receive the Uniformed Services Employment and Reemployment Rights Act (USERRA) Notice. This notice informs employees of their rights and benefits under USERRA, which provides job protection and other benefits to employees who serve in the military. In conclusion, as an employer, it is important to be aware of the various benefits notices that you are required to provide to your employees. These notices are designed to inform employees of their rights and benefits under various laws and regulations, and failure to provide them can result in penalties and legal action.

For a deeper dive into these offerings, explore our comprehensive PDF guide below.

We’re committed to providing exceptional support, so please don’t hesitate to reach out to our dedicated Total Benefit Solutions health insurance specialists at (215)-355-2121. We’re here to answer any questions or address any concerns you may have.