Loramei Romeo

This letter is intended to provide you with information on New Jesey Temporary Disability Benefits (TDB) changes for 2025. This Annual Update should be included in the employee posting.

Please note that this information must not only be posted at the same place of employment, but must also be provided to the employee under the following circumstance:

  1. At the time the Private Plan is established
  2. At each employee’s time of hire
  3. Within three business days of when the employer knows or should know that the employee may have a need for disability benefits

The following NJ TDB changes are applicable January 1, 2025, until December 31, 2025:

Maximum Contribution amounts:

  • The Employer taxable wage base has increased to $43,300 in 2025 from $24,200 in 2024.
  • The Employee contribution rate will be 0.23% of the employee taxable wage base. This is a change from 0.00% contributions being withheld in 2024.
  • The Employee taxable wage base is increased to $165,400 in 2025 from $161,400 in 2024.
  • The Alternate earnings test increased to $15,200 in 2025 from$14,200 in 2024.

Maximum Weekly Benefit:

  • The Base week amount will be $303.
  • The maximum weekly TDB benefit will be $1,081 in 2025, increased from $1,055 in 2024. The weekly benefit remains 85%.

We are dedicated to providing exceptional service, so please do not hesitate to contact our dedicated Total Benefit Solutions health insurance specialists at (215)-355-2121 or fill out the contact form below. We are available to answer any questions or address any concerns you may have.