Zane Benefits December 2, 2013 at 7:30 AM
Today, less than 50% of small businesses offer employees health insurance, largely because of the cost. That’s over 2.3 million small businesses that don’t offer health insurance.

Under ObamaCare, small businesses (<50 employees) aren’t required to offer health insurance, but most want to. And, there are new advantages of individual health insurance such as the premium tax credits and guaranteed-issue coverage.

All of these factors leave many small business owners asking “Can I just reimburse employees’ individual health insurance in 2014?”

Under ObamaCare, small businesses (<50 employees) aren’t required to offer health insurance, but most want to. And, there are new advantages of individual health insurance such as the premium tax credits and guaranteed-issue coverage.

All of these factors leave many small business owners asking “Can I just reimburse employees’ individual health insurance in 2014?”

Can Employers Reimburse Employees’ Individual Health Insurance in 2014?

The answer is yes – employers can compliantly reimburse employees for their individual health insurance in 2014 – if a Section 105 plan is formally set up and administered. Here’s the how and the why.

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