Today’s consumers need more than just a health insurance plan on a website. They need direction, advice and support. If your current broker is not providing these services, consider switching to Total Benefit Solutions, Inc. today. That’s why individuals and families use Total Benefit Solutions Inc.!
Individual Health Insurance Comparing & Choosing Plans
Total Benefit Solutions Inc. is prepared for the future of healthcare, and our clients are too! Today’s consumers need more than just a health insurance plan on a website. They need direction, advice and support. If your current broker is not providing these services, consider switching to Total Benefit Solutions, Inc. today.
Click here to get started! |
Click here for an overview of our services for individuals and families |
We also work with Non-ACA plans! See the links below!
Here are a few the reasons:
Dedicated Account Managers: Every client matters Wasting hours on the phone with an insurance company or administrator is a thing of the past. At Total Benefit Solutions Inc., you have dedicated account manager as your single point of contact. Your account manager has years of experience, is trained, licensed, insured, certified and re certified annually on the products and services you need. As licensed professionals they are required to keep up with changes in the industry by doing continuing education credits every year.
Every member of your family members has your account manager just a phone call away! You have an expert on call! Whether it’s a claim resolution, a billing question, an enrollment transaction or just a simple question, your account manager is there for you. And because they work with you on a regular basis they get to know your biggest needs and concerns for a customized, tailored approach to your service. Our account managers can decipher the healthcare maze of acronyms PPACA, CMS, HHS, DOI, COBRA, HIPPAA, FMLA and more. We’re bilingual because we speak English and insurance. Click here to meet our team.
Total Benefits Briefs: Nothing can be more frustrating than finding out second hand information that their trusted advisors should be providing them with. That’s why at Total Benefit Solutions we make it a point to keep our clients informed about changes in our industry. Not just regulatory but also carrier changes, product offerings and simple benefits related guidance. One of the ways we do this is with our e-newsletter, Total Benefits Briefs. We publish and distribute our newsletter for our clients and subscribers between 6 and 8 times annually. We also provide regular benefit bulletins right here on our website as news is announced. Click here to visit our newsletter page
Individual Dental & Vision Plans: Compare plans and quality enrolled on coverage today
Xpress Healthcare is an affordable and comprehensive package of benefits that can enhance or compliment your benefit package including dental, vision, tele-doc, hearing, pet health and more.
Wrap it up! Wrap your benefit selection with a comprehensive yet affordable plan that gives you peace of mind, and insures against enormous out of pocket expenses in the event of a catastrophic illness or accident. By enrolling on one of these plans before selecting your new health plan, you can make a more cost effective selection! Click here for more information about wraps.
Health Sharing : Healthcare sharing programs where share their financial resources to pay each other’s medical expenses. Health sharing programs can often be offered year-round and accept people with pre-ecxisting condistions with some limitations. These can be offered to employees of small groups as well as individual families in need of an alternative health care solution. Ask us today for information on health sharuing programs.
Short Term Medical: Short term medical plans can be great alternatives to Affordable Care Act coverage. Short term medical is medically underwritten so the premiums can be significantly lower for the younger or healthier individual. Total Benefit Solutions works with multiple insurers who provide these benefits including United Healthcare and National General.
Click here to get a quote now from United Healthcare.
Click here to get a quote from National General.
Getting Enrolled: Anyone who enrolls prior to the 15th of the month will be effective the 1st of the next month.
Our self service online enrollment tools are now functional for PA and NJ clients, and enrollment can be done on the exchange or off: Click here: http://www.getmyqhp.com
Please note that no one needs to enroll via the healthcare.gov website. Typically you will want to enroll via healthcare.gov in order to get any advanced premium tax credits, also known as subsidies, applied to your premiums. If you do not qualify for a APTC or subsidy, you have no reason to enroll through the marketplace. Nevertheless, there are important things to know:
- Your independent broker at Total Benefit Solutions Inc. can enroll you, on the healthcare.gov marketplace. We are certified and trained to assist you in making the best choices, securing your subsidy and getting you enrolled.
- Total Benefit Solutions Inc., can also assist you in getting enrolled “off the exchange” or in a private market plan.
- There is no cost to you for using Total Benefit Solutions, Inc., yet we provide an unbiased comparison of the market and invaluable guidance and assistance.
- If you already have a healthcare.gov account, now would be a good time to log in and check your information, updating anything that needs updating.
- Remember If you do not have an account, we can set one up for you!
- If you do not want to receive a subsidy, or you think you will not qualify, you do not need to register.
- If you qualify for Medicare, you should not register for the marketplace, nor should you apply for a subsidy.
- All of the plans are updated to keep up with the mandating changes including deductible and out of pocket limits.
Feel free to download any of the documents here that you find useful. Please also call our office at (215)355-2121 to schedule your enrollment meeting or of you have any questions or concerns.
Media Components

Denis Sinelkov-President Media Components

Bucks County Women’s Healthcare


Ed and his staff have helped my husband and myself with our insurance for years. Great people to work with and extremely knowledgeable. - Kathleen Broderick
Helped our family with all the switching around, so we where never without benefits or lacked in care.
Excel Capital Funding

Ricky Boone, President-Excel Capital Funding LLC

American Dream Financing

Brett Stern, Principal-American Dream Financing

Nozak Enterprises

Jeff Gross, President Nozak Enterprises, DBA Supercuts

Ed and his team have been great with finding us the right plans at the right price. He is always available to answer questions and works with us to achieve our goals. -Adam F

AquaReale


Kris Kreisher
We are very happy with George's plan - do we need to do anything to renew? Thank you very much for all your help!! I am so glad I found you a couple of years ago!!!! 🙂 
-Kris Kreisher
Riverside Physical Therapy

Joe Tomasetti, President Riverside Physical Therapy

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. (They )took the time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend Total Benefit Solutions, Inc! -Ariel M.
Shevlin Investments

Barry Shevlin, President

Uncle Bill’s Country Market

– Bill Smith, President

BKZ Contractors Inc.

Brian Zeldes, President BKZ Contractors Inc.

Paige Wolf Testimonial Dec 2018
Through all my insurance ups and downs through various degrees of employment, changes, marketplace changes, and medical needs, Ed and his team have kept me informed and sane through the constantly changing process. I honestly don’t know what I would do without them to call on when I am in an insurance panic! Even when they have no financial incentive, they are always there to help me!
-Paige Wolf
I've been getting my health insurance through Ed at Total Benefit Solutions and his team for the past few years. It has always been a great experience. I had the pleasure of speaking to Jennifer this evening to renew my coverage. I'm very appreciative of her advice and help. She made it very easy. -Reita B
Travel Wizards

Arlene Blosch, President

Prodigy Learning Center

Christine Viteo, R.N. Executive Director, Prodigy Learning Center Philadelphia.

Ace Childcare

David Ozeroff, President Ace Childcare Inc.

Solomon Bread & Rolls/Kaplan’s Bakery

Jeff Solomon-President

Coburn Myers Fastening Systems

Ted Harp, Controller

A.L. Verna & Company
We thought we had a good broker until we met Ed and the team. They helped us avoid making a mistake that would have cost us thousands more.
Thanks Ed!-Paul Verna, President

Angelmark Associates

Lisa Kruse, President Angelmark Associates

Damar Communications

Dave Margolis, President Damar Communications:

CBDI, Inc

Amy Murray Hyde, Account Representative, CBDI, Inc.

Bryan Perchick
As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having Total Benefit Solutions, Inc. as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc!
-Bryan Perchick
-Bryan Perchick
Tom & Geri’s World Travel

Tom Mellon, President

Terry Farber

-Terry Farber, Elder Law Attorney


"Kim went above and beyond in helping find a new individual medical insurance plan for me. We met in person to go over all the questions I had about the different types of plans and how they worked. I felt really taken care of."
-Margaret F.
Tristar Lighting

David Zarrinnia, President

Bucks County TMA
S&S Sign Company

Gina Seibel, Vice President S&S Signs

Art 4 Business

Heather Gibson, COO, Art 4 Business Inc

Ed and his staff were very helpful in getting me through the open enrollment process and answered my mother's questions with her Medicare enrollment. Most companies are only a phone call away, if you call during normal business hours. Ed responded to my questions and was very helpful when I sent a message over the weekend. Amazing customer service! -Fibrenew Lower Bucks
Craven Moore
Extremely helpful professionals. Very fast in responding and taking the time to answer all of our questions when our small company decided to offer a new health benefits plan. Highly recommended for companies struggling with health insurance costs and trying to figure everything out. They made it easy to understand, choose and get up and running. -Craven Moore
LTW Gentec

Matt Deeter, President LTW Gentec

Greater Philadelphia Abstract

Susan Harrison, Principal, Greater Philadelphia Abstract Agency

Rachael Cappella

Webucast

Igor Bogdanov, Principal, Webucast

Amy H

Amy H- Individual Client on the healthcare.gov marketplace

Total Child Care


Wolf Island Networks

John Rodia, President

Bonnie Greisler


Bonnie Greisler, President of The Men and Boy's Store
Bonnie Greisler, President of The Men and Boy's Store
Van Dyne Insurance

As a Property & Casulaty agent I am often asked to provide L-H-D products. I am confident when I refer my clients and associates to Ed for their Life, Health and Disability services that they will be treated with the same level of care I would offer them. Ed provides a menu of options that suit the clients preferences giving them a chance to choose which best suits them.
Ed now handles my company's health plan; Total Benefit Solutions, Inc. is top notch!
Donna Van Dyne, President VanDyne Insurance Agency

Zola Makrauer DMD


Cardinal International Grooving & Grinding

-Linda Organski, Director of Human Resources

J

Jennifer helped me figure out the best options and made the whole process easy and effortless. Thank you!
Travel Authority
Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always you have gone above and beyond the call. Thank you!
Barry Gerber, President
Sign-A-Rama-Feasterville

Bob Flemming, President

Perfect Move Inc

Bob Simons, Vice President of Perfect Move, Inc.

Associated Printing & Graphics


The MCG Group

Steve Young, Managing Partner


Highly recommend. They took the time even when it was the busiest time of year for healthcare. They explained the details patiently to help stream the process painlessly.
-Gina DeSumma
Totally Zen

Stephanie Churchill, President

Caddick Construction

David Caddick, President of Caddick Construction

Greenwood Financial Services


-Bob Lankin, Branch Manager at Greenwood Financial Services of Raymond James Financial
They really know what they are doing
Carol Woytus, Vacation Magic Travel
Carol Woytus, Vacation Magic Travel
Paige Wolf Media & Public Relations
Stephen Forbus

Stephen Forbus

RMS Services

Frank McCafferty, President

Beth Sholom Congregation


Harvey Friedrich, Executive Director, Beth Sholom Congregation
David Fiebert Inc

-David Fiebert, President

Dr Franklin Strong

Thank you for you great assistance and explanations through this insurance maze for Nancy and I….click here to read the letter from Dr Strong

Netstride Internet Solutions

Gregory Tarallo, President Netstride Internet Solutions

over and above the call of duty

Over the years Ed and his crew have gone over and above the call of duty to assist me with my health insurance needs. They have perfect amount of patience needed to help healthcare novices like me. I highly recommend Total Benefits. Don’t delay! Call today!

Amy Huber, client
Amy Huber, client
Chris Handley

Chris Handley, Account Executive Savoy & Associates (United Healthcare)

The Gannon Agency

Steve Gannon, President , The Gannon Agency

Superior Commercial Kitchens

Frank Livolsi, President-Superior Commercial Kitchens

Bucks County Center for Independent Living

Ginny Fiorintine, Exective Director

The staff at Total Benefit Solutions are knowledgeable and helpful. They've been a great partner to help me navigate health insurance for my senior mother. Anytime I've had a question or concern, Ed has been there to consult with and offer advice. I highly recommend them!
Christine Taylor

I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own

Christine Taylor: Self Employed
Christine Taylor: Self Employed
Bruce McIntyre


I am so grateful for the amazing service!

I was completely lost when looking for new health insurance. I called several brokers, and none would take the time to explain everything to me. He took his time and explained everything to me and answered every question I asked, without sounding annoyed. I am so grateful for the amazing service! I highly recommend!

Ariel Muller
Ariel Muller
Sales Pros 4 Hire

Mike Hilbert, President, Sales Pros 4 Hire

Grossman Public Relations

Lou Grossman-President

Lou Grossman
Pete’s Clown House Luncheonette

Ron Bordone-President
