Open Enrollment ENDS 11:59PM EST on March 31, 2014

· 2014 Penalty is $95 or 1% of your income, whichever is GREATER

· A single person making between $11,490 and $45,960 will receive a subsidy to help you purchase insurance

· NO one can be turned down

· NO health questions

· You can enroll on the  www.healthcare.gov and do everything yourself or a licensed independent broker, like Total Benefit Solutions Inc. can assist you with choosing a plan that is PERFECT for YOU, on the marketplace or off. Independent brokers are licensed, certified and insured. A Broker is also FREE & CONFIDENTIAL!

Call us before the end of open enrollment 1(800)924-6718