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Don’t just take our word for it….consider what our clients say about working with Total Benefit Solutions!

Ace Childcare Inc: “Ed is not only knowledgable about what he does, he educates his clients along the way.When starting my first company Ed was there from beginning to end. Ed is a valued business associate and friend. When you hire Ed he becomes your partner every step of the way!” David Ozeroff, President Ace Childcare Inc.
A.L. Verna & Company: We thought we had a good broker until we met Ed and the team at (Total Benefit Solutions) . They helped us avoid making a mistake that would have cost us thousands more. Thanks Ed!-Paul Verna, President
Angelmark Associates: Thank you and your staff for getting back to me so quickly with a resolution to our problem. Yes. You guys are great! Lisa Kruse, President
Art 4 Business: Since Ed and his team at EMA started handling our account, we have saved money each year, and help is only a quick phone call away.-Heather Gibson-COO
Arrow Real Estate: As a commercial realtor I spend 90% of my time on the road and do not find myself at a desk very often. Having EMA Group as my broker makes the task simple, fast and to the point. And I never waste time on hold with the insurance company any longer. Thanks again Ed and Total Benefit Solutions Inc! Bryan Perchick
Beth Sholom Congregation: ”Ed takes the time each year to review our current plans, our goals for the future evaluate our options and explain all of the choices thoroughly.” Harvey Friedrich, Executive Director
Bucks County Women’s Healthcare: “Our ten employee medical practice had a large well known insurance broker for years. We always assumed we were receiving the best service. EMA Group (Total Benefit Solutions Inc.)  came in and left no stone unturned in their evaluation. The savings they provided was equal to 50% of what we were previously paying. In addition we wound up with better medical and dental plans and an overall enhanced benefit program. We couldn’t be more thrilled with the services of EMA Group Inc. Thanks Ed!” Carmela Gabrieli
BKZ Contractors Inc. I found out the hard way what having the wrong coverage can truly cost. Even though I had insurance I found out later that my child’s birth was not covered and I had to pay 100% of the costs. After that I found the guys at EMA (Total Benefit Solutions Inc.) and Ed found me a plan that was not only better, the premiums were lower as well. Thanks again! -Brian Zeldes, President
Bucks County TMA When we hired EMA we discovered that we could save money and also reduce our premiums. Each year when we review our renewal, Ed always finds a way to keep our costs down, and often our benefits up. Thank you Ed MacConnell and EMA Group Inc!(Total Benefit Solutions Inc.)  Bill Rickett, Executive Director
Bucks County Center for Independent Living “Ed MacConnell and his team consistently provide excellent advice and customer service. He is trustworthy, organized and responsive to our needs. In addition, we get the best product and service for a reasonable price. He listens to us and comes up with solutions. I am never disappointed.” Ginny Fiorintine, Exective Director
Caddick Construction I endorse Ed MacConnell  as our insurance broker and encourage you to speak with them about your own benefits. Ed has been handling ours for over ten years now and they always have a creative solution to anything our insurer throws our way! David Caddick, President
Cardinal International You and your staff have been nothing short of of terrific in handling our medical insurance coverage, changes and renewals. Click here to view the letter…
Coburn Myers Fastening Systems This was an excellent interview ( ) and Ed clearly demonstrated his knowledge on the issues. I am glad we chose you as our broker. Ted Harp, Controller
Damar Communications:“When I needed to offer health benefits options, Ed was there with a a list of options and explanations that made what seemed like a daunting myriad of choices into a simple process. Thanks Ed!” Dave Margolis, President
David Fiebert Inc: We have been working with (Total Benefit Solutions Inc.) since we decided to start our own company benefit plan. Ed and his team took the time to answer each question along the way, and advised us about the challenges even before they happened. The support provided to us was invaluable in many aspects of running our company, not just getting the benefits installed. In retrospect I cannot imagine how any small business could complete the process on their own without creating more problems for themselves. It could have been an enormous headache, but instead it was smooth from beginning to end. Thanks! -David Fiebert, President
 Dr Franklin Strong: Thank you for you great assistance and explanations through this insurance maze….click here to view the letter
Excel Capital Funding: I knew you were the best. Thank you very much for all your help with my benefits! Ricky Boone
The Gannon Agency : “Thanks for the top notch service that you have provided to my office and to my customers that I have referred to you”. Steve Gannon, President. Click here to view the letter
Grossman Public Relations:  As the principal in a small firm, nothing can drain me of productive time then handling our insurance renewal each year. But since 2002 we have worked closely with the (Total Benefit Solutions Inc.) who have brought a dedication to the task I had not previously seen. In fact, because of following your advice, I was able to get the top notch specialty medical care I required, where I wanted it and when I needed it most. I can’t thank you enough!
Lou Grossman-President
Huntingdon Valley Frame Shop: You and your team do a great job for us, even though we are such a small company! You are the best! -Larry Toro, President.
The Law Offices of Allen L Rothenberg:  I am proud to unequivocally endorse Ed MacConnell and (Total Benefit Solutions Inc.)! Handling our benefits since 2002, their team has been there for us whenever we needed them. They have also provided top notch service when handling our claims and the renewals have been unexpectedly fantastic!
Allen L Rothenberg, Principal
LTW Gentec: Your team and your approach to service are the best! Thank you for helping us every year with our benefit programs! Matt Deeter, President
The MCG Group: I didnt think it was that complicated until I tried to do it myself! Thank Ed for your help and pointing us in the right direction! Steve Young, Managing Partner
Media Components: Ed MacConnell always strives to go one step ahead of the competition by providing superb customer service at his firm. His personality and friendly approach to all challenges make him stand out from other Insurance Brokers. Ed is a true networking guru and community benefactor and I would recommend his services to all of my friends and colleagues.” Denis Sinelkov-President Media Components
Netstride Internet Solutions The daunting landscape of health insurance is difficult for any business owner or individual to navigate. Ed and his team make the process really easy. We’ve been with EMA(Total Benefit Solutions Inc.) for many years, and we recently decided to switch our plans. Both Ed and Amber spent time walking us through the various options, including the pros and cons of each plan and answered countless questions. Their patient guidance allowed us to pick a plan that we feel best meets the needs of our business and employees. – Gregory Tarallo, President
Nozak Enterprises: I called with a quick question about my health insurance and your answer saved me over $2600 with one call. You were right. Thanks again for the great advice! Jeff Gross, President Nozak Enterprises-Supercuts
Perfect Move Inc: Amber and the team  have been nothing short of amazing. Each year they take the time to explain changes in my benefits and rates, and when I call with a question, I usually get an immediate answer. Bob Simons, President
Pete’s Clown House Luncheonette Ed MacConnell and his team make me feel like I’m their only customer! Whenever I need help they’re ready, willing and able. It makes it easier to focus more on keeping my restaurant profitable and smooth. Ron Bordone-President
Pro Fundraisers Inc. “As a small business my company faces so many obstacles and regulations when it comes to obtaining health insurance. That’s why I chose to use EMA Group for my broker. They know what we need to do, helped in selecting my plan while giving us great value for our money! When I faced a serious health issue I was glad that EMA helped me choose my plan and it covered me in full. Without EMA I would have overpaid for that peace of mind. Thanks Ed!” Stephen Forbus-President
Prodigy Learning Center:  Hi Ed, I just wanted to let you know how great (our account manager) has been with our insurance issues. She has been so helpful to me. I don’t know if people take the time to tell you when your staff is doing a great job, but I wanted to let you know. She is great!! Thanks. Christine Viteo, R.N. Executive Director,  Prodigy Learning Center Philadelphia.
Riverside Physical Therapy I strongly recommend the team at EMA Group (Total Benefit Solutions Inc.) for handling your health insurance and benefits. I’d never switch! Joe Tomasetti, President
RMS Services: Your help saved us thousands of dollars on our renewal. Plus you took the time to explain the benefits to us and our staff, which in itself is an invaluable service. Thanks again! Frank McCafferty, President
S&S Sign Company I just received a refund check today from Aetna for our Hailey’s emergency claim. Thank you and your staff for all your help in getting this matter resolved, otherwise I may have just given up! Gina Seibel
Shevlin Investments Ed and my account representative make me feel like their biggest, most important client each time I call. You can’t ask for more than that!, Barry Shevlin, President
Sign-A-Rama-Feasterville “Each year they shop to find me the best prices on my health insurance. And any time there has been a problem, one call to (Total Benefit Solutions Inc.) has resolved everything. Thanks!” Bob Flemming, President
Solomon Bread & Rolls/Kaplan’s Bakery: I have been using Ed MacConnell & EMA Group Inc  (Total Benefit Solutions Inc.) as my insurance brokers for over 20 years. I would never think of going anywhere else! Jeff Solomon-President
Superior Commercial Kitchens “I have never had a better benefits broker in 44 years of business. Ed has saved my company,tens of thousands of dollars per year and continues to earn every dollar every year, always placing the client before the commission. His office staff is helpful whenever a benefit question or problem arises. I would not even think twice about hiring (Total Benefit Solutions Inc.) for handling company benefits.” Frank Livolsi, President
Tom & Geri’s World Travel: Even though I have a very small company (Total Benefit Solutions Inc.) takes the time each year to review everything and help me make a decision that benefits our firm. Tom Mellon, President
Travel Authority: Ed, you and your team have done it once again. Thanks for taking the time to come onsite and meet with us and our staff to help us understand the new HRA benefit. As always youve gone above and beyond the call.  Thank you! Barry Gerber, President
Totally Zen:  Ed, Great follow up! Thanks again your service is incredible!! Stephanie Churchill, President
Travel Wizards: Even though I have met many insurance brokers over the years, I’ve found Ed MacConnell and his staff at (Total Benefit Solutions Inc.) to be the best. Thoughtful, informative and professional. They reduced my premiums significantly while at the same time getting me a better benefit. Thanks Ed! Arlene Blosch, President
Tristar Lighting Your service and responsiveness is incredible. I’ve never had a better insurance broker! David Zarrinnia, President.
Uncle Bill’s Country Market: Coming from a lifetime of employment I had no idea what was involved in setting up our new business, or our new insurance plans. Ed took the time to help us understand and make a choice. He even helped me get the business set up with referrals to valuable resources. Thanks Ed! – Bill Smith, President
Universal Wire The president of Universal Wire Cloth sent us the attached letter. Follow the link!
Wolf Island Networks: It has been an excellent experience getting health insurance from the (Total Benefit Solutions Inc.). You and your staff are most professional and very responsive.” John Rodia, President

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